Linked Data API

Show Search Form

Search Results

1668915
registered interest false more like this
date less than 2023-11-09more like thismore than 2023-11-09
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Credit: Regulation more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Chancellor of the Exchequer, if he will make it his policy to introduce interim measures to protect buy now pay later borrowers. more like this
tabling member constituency Linlithgow and East Falkirk more like this
tabling member printed
Martyn Day more like this
uin 1200 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-11-16more like thismore than 2023-11-16
answer text <p>Buy-Now Pay-Later (BNPL) is an interest-free product which gives consumers a time-limited means of spreading payments for their purchases. When used responsibly and provided affordably it can be a helpful way for consumers to manage their finances and make purchases.</p><p> </p><p>Many consumers are attracted to BNPL because of its interest-free nature, which the Government considers makes it inherently lower risk than most other types of credit. The FCA’s most recent Financial Lives survey found that 46% of people of who had used BNPL in the past 12 months chose it because it was interest-free. In addition, the survey found that 88% of users found it easy to keep track of their repayments.</p><p> </p><p>As such, BNPL represents a popular alternative to traditional, interest-bearing forms of credit like credit cards and personal loans. For some financially vulnerable consumers it may also provide an alternative to high-cost and illegal lending. Further data from the FCA shows that around 14 million adults used BNPL in the six months to January 2023 and that the average outstanding BNPL balance is low at £236.</p><p> </p><p>The Government’s consultation on proposed draft legislation to bring Buy-Now Pay-Later into regulation closed in April. Since then the Government has been carefully considering stakeholder feedback. The Government will publish a response to the consultation once it is finalised in due course.</p><p> </p><p>In the meantime, BNPL users already benefit from broader consumer protection legislation, including on advertising and unfair contract terms. The FCA also has existing powers to take action against firms, which it used as recently as Tuesday 31 October to secure changes to firms' potentially unfair and unclear contract terms. Some BNPL firms have also introduced a credit ‘opt-out’ function for their customers.</p>
answering member constituency Hitchin and Harpenden more like this
answering member printed Bim Afolami more like this
question first answered
less than 2023-11-16T17:12:48.747Zmore like thismore than 2023-11-16T17:12:48.747Z
answering member
4639
label Biography information for Bim Afolami more like this
tabling member
4488
label Biography information for Martyn Day more like this
1462464
registered interest false more like this
date less than 2022-05-12more like thismore than 2022-05-12
answering body
Home Office more like this
answering dept id 1 more like this
answering dept short name Home Office more like this
answering dept sort name Home Office more like this
hansard heading Refugees: Rwanda more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for the Home Department, what steps she is taking to help ensure that people living with HIV who are removed to Rwanda will have (a) access to the same standard of care, including medical treatment, (b) protections against stigma and (c) rights to confidentiality that they would have been entitled to in the UK. more like this
tabling member constituency Glasgow Central more like this
tabling member printed
Alison Thewliss more like this
uin 1200 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2022-05-19more like thismore than 2022-05-19
answer text <p>Everyone considered for relocations will be screened and have access to legal advice. Decisions will be taken on a case-by-case basis, and nobody will be removed if it is unsafe or inappropriate for them, including in relation to an individual’s specific medical needs.</p><p>Under the Memorandum of Understanding governing the Migration and Economic Development Partnership, the Government of Rwanda has committed to ensuring support is provided to ensure the health, security and wellbeing of relocated individuals.</p><p>Rwanda’s constitution includes a broad prohibition on discrimination.</p> more like this
answering member constituency Corby more like this
answering member printed Tom Pursglove more like this
question first answered
less than 2022-05-19T14:19:28.537Zmore like thismore than 2022-05-19T14:19:28.537Z
answering member
4369
label Biography information for Tom Pursglove more like this
tabling member
4430
label Biography information for Alison Thewliss more like this
1314476
registered interest false more like this
date less than 2021-05-13more like thismore than 2021-05-13
answering body
Home Office more like this
answering dept id 1 more like this
answering dept short name Home Office more like this
answering dept sort name Home Office more like this
hansard heading Community Policing more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for the Home Department, what steps she is taking to improve police presence and trust in local communities. more like this
tabling member constituency Wolverhampton South West more like this
tabling member printed
Stuart Anderson more like this
uin 1200 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2021-05-19more like thismore than 2021-05-19
answer text <p>The Government is committed to giving police the resources they need to tackle the scourge of crime, including supporting police forces to recruit an additional 20,000 police officers by March 2023. Despite the challenges of COVID-19, the police have now recruited an extra 8,771 officers, 44% of the 20,000-officer target, and have therefore exceeded the first target of 6,000 additional officers by March 2021. The police workforce is now more representative of the communities it serves than ever before, with the latest data showing the highest proportion of black, Asian, and minority ethnic and female officers since records began.</p><p>In 2021-2022, we are providing £425m to spend on the recruitment of 6,000 additional officers by 2022. Of this, PCCs will receive £415m for territorial policing and Regional Organised Crime Units.</p><p>The police's ability to fulfil their duties is dependent on their ability to secure and maintain public trust and support for their actions, as part of the model of policing by consent.</p><p>That is why the Government have put in place measures to ensure that policing is subject to appropriate levels of transparency and accountability. This includes regular inspections by Her Majesty’s Inspectorate of Constabulary and Fire and Rescue Services (HMICFRS), publication of data on the use of police powers and strengthening the police complaints and discipline systems.</p>
answering member constituency North West Hampshire more like this
answering member printed Kit Malthouse more like this
question first answered
less than 2021-05-19T09:45:41.627Zmore like thismore than 2021-05-19T09:45:41.627Z
answering member
4495
label Biography information for Kit Malthouse more like this
tabling member
4742
label Biography information for Stuart Anderson more like this
1178045
registered interest false more like this
date less than 2020-02-12more like thismore than 2020-02-12
answering body
Department for International Trade more like this
answering dept id 202 more like this
answering dept short name International Trade more like this
answering dept sort name International Trade more like this
hansard heading Trade Agreements more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for International Trade, what dates have been set for trade negotiations with (a) the USA, (b) Australia (c) New Zealand and (d) Trans-pacific partnership. more like this
tabling member constituency Bristol East more like this
tabling member printed
Kerry McCarthy more like this
uin 1200 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2020-02-25more like thismore than 2020-02-25
answer text <p>Now that we have left the EU, the UK will be able to negotiate, sign and ratify new free trade agreements. We are working to begin formal negotiations with key partners, including the United States, Australia, New Zealand and Japan, as swiftly as possible. We will also seek accession to the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP).</p> more like this
answering member constituency Chelsea and Fulham more like this
answering member printed Greg Hands more like this
question first answered
less than 2020-02-25T15:52:59.287Zmore like thismore than 2020-02-25T15:52:59.287Z
answering member
1526
label Biography information for Greg Hands more like this
tabling member
1491
label Biography information for Kerry McCarthy more like this
732561
registered interest false more like this
date less than 2017-06-26more like thismore than 2017-06-26
answering body
Department for Transport more like this
answering dept id 27 more like this
answering dept short name Transport more like this
answering dept sort name Transport more like this
hansard heading Bus Services: Concessions more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Transport, for what reason disabled people in receipt of a free bus pass are not permitted to use that pass before 9.30am between Monday to Friday; and what assessment he has made of the effect of that provision on the ability of disabled people to access employment. more like this
tabling member constituency Birmingham, Hall Green more like this
tabling member printed
Mr Roger Godsiff more like this
uin 1200 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-07-04more like thismore than 2017-07-04
answer text <p>The original intention of the statutory minimum bus travel concession scheme was to provide access to essential local services and to help prevent social isolation. The scheme was introduced as an off-peak concession only, when there is likely to be unused capacity on buses.</p><p>However, the Government recognises the importance of accessible transport for disabled people, and the Department continues to work with the Department for Work and Pensions and other Government Departments on this issue, as well as with local authorities and the transport sector.</p><p> </p><p>Local authorities have the powers of their own to offer concessions over and above the statutory minimum, including peak hour travel.</p> more like this
answering member constituency Hereford and South Herefordshire more like this
answering member printed Jesse Norman more like this
question first answered
less than 2017-07-04T12:42:38.807Zmore like thismore than 2017-07-04T12:42:38.807Z
answering member
3991
label Biography information for Jesse Norman more like this
tabling member
304
label Biography information for Mr Roger Godsiff more like this
348632
registered interest false more like this
date less than 2015-06-04more like thismore than 2015-06-04
answering body
Ministry of Justice more like this
answering dept id 54 more like this
answering dept short name Justice more like this
answering dept sort name Justice more like this
hansard heading Ministry of Justice: Families more like this
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Justice, with reference to the Prime Minister's press release of 18 August 2014, what steps he is taking to assess the impact of his Department's policies on the family. more like this
tabling member constituency Enfield, Southgate more like this
tabling member printed
Mr David Burrowes more like this
uin 1200 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2015-06-11more like thismore than 2015-06-11
answer text <p>The Family Test was announced by the Prime Minister in August 2014 and introduced in October 2014 through the publication of guidance for officials - <a title="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/368894/family-test-guidance.pdf" href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/368894/family-test-guidance.pdf" target="_blank">Family Test Guidance</a></p><p>The Ministry of Justice has applied the Test since it was introduced. The DWP is working with all departments to embed the Test in the policymaking process.</p> more like this
answering member constituency Gosport more like this
answering member printed Caroline Dinenage more like this
question first answered
less than 2015-06-11T12:12:48.64Zmore like thismore than 2015-06-11T12:12:48.64Z
answering member
4008
label Biography information for Dame Caroline Dinenage more like this
tabling member
1518
label Biography information for Mr David Burrowes more like this