Show Search Form

Search Results

registered interest	true false
date	exactly: or between: and
answering body
answering dept id
answering dept short name
answering dept sort name
hansard heading
house id
legislature	pref label
question text
tabling member constituency
tabling member printed
uin
answer	is ministerial correction true false date of answer exactly: or between: and answer text answering member constituency answering member printed grouped question UIN question first answered answering member label
tabling member	label

Search

1658253

registered interest
date	05/09/2023
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, whether he has held recent discussions with insurers on minimising increases in the cost of premiums for motorists.
tabling member constituency	Warrington North
tabling member printed	Charlotte Nichols
uin	197917
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>The setting of premiums is a commercial decision for individual insurers based on their underwriting experience and the Government does not intervene or seek to control the market. The UK motor insurance market is very competitive, and we recommend that consumers shop around in order to get the best deal.</p><p> </p> answering member constituency North West Durham answering member printed Mr Richard Holden question first answered 12/09/2023 14:41:47 answering member 4813 label Biography information for Mr Richard Holden
tabling member	4799 label Biography information for Charlotte Nichols

1383851

registered interest
date	01/12/2021
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, what assessment his Department has been made on the reliability of Telematic technology used in black boxes.
tabling member constituency	Ellesmere Port and Neston
tabling member printed	Justin Madders
uin	85304
answer	answer is ministerial correction date of answer 08/12/2021 answer text <p>The Government has not made an assessment of the reliability of telematic technology used in black boxes.</p><p> </p><p>Vehicles are not required by law to be fitted with a black box telematic device. The reliability of such equipment for insurance purposes is a matter for the policy provider.</p><p> </p> answering member constituency Copeland answering member printed Trudy Harrison question first answered 08/12/2021 14:18:58 answering member 4593 label Biography information for Trudy Harrison
tabling member	4418 label Biography information for Justin Madders

1176354

registered interest
date	05/02/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to ensure that car insurance premiums do not discriminate drivers because of their ethnicity.
tabling member constituency	Birmingham, Ladywood
tabling member printed	Shabana Mahmood
uin	12880
answer	answer is ministerial correction date of answer 10/02/2020 answer text <p>The Equality Act 2010 prohibits firms from discriminating against consumers with most protected characteristics, one of which is race. Insurers can only discriminate based on a limited range of characteristics if they can provide objective, accurate, and reliable evidence that the consumer is at a higher risk of making a claim, and if the information they used to assess the application was used in a reasonable way.</p><p> </p><p>Furthermore, firms are required to treat consumers fairly under the Financial Conduct Authority’s rules. The FCA is empowered to address misconduct, and where this has occurred it can undertake full investigations, and as a result impose financial penalties or even order firms to cease certain activities.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 12304 12881 question first answered 10/02/2020 12:21:56 answering member 4051 label Biography information for John Glen
tabling member	3914 label Biography information for Shabana Mahmood

1176355

registered interest
date	05/02/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of whether drivers born outside the UK pay higher car insurance premiums than drivers born in the UK.
tabling member constituency	Birmingham, Ladywood
tabling member printed	Shabana Mahmood
uin	12881
answer	answer is ministerial correction date of answer 10/02/2020 answer text <p>The Equality Act 2010 prohibits firms from discriminating against consumers with most protected characteristics, one of which is race. Insurers can only discriminate based on a limited range of characteristics if they can provide objective, accurate, and reliable evidence that the consumer is at a higher risk of making a claim, and if the information they used to assess the application was used in a reasonable way.</p><p> </p><p>Furthermore, firms are required to treat consumers fairly under the Financial Conduct Authority’s rules. The FCA is empowered to address misconduct, and where this has occurred it can undertake full investigations, and as a result impose financial penalties or even order firms to cease certain activities.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 12304 12880 question first answered 10/02/2020 12:21:56 answering member 4051 label Biography information for John Glen
tabling member	3914 label Biography information for Shabana Mahmood

683088

registered interest
date	01/02/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, what representations has he received from the motorsport industry on the scope of the Motor Insurance Directive (2009/13/EC) since the European Court of Justice ruling of September 2014, Damijan Vnuk v Zavarovalnica Triglav C-162/13, on insurance for motorised vehicles used off-road.
tabling member constituency	East Yorkshire
tabling member printed	Sir Greg Knight
uin	62816
answer	answer is ministerial correction date of answer 08/02/2017 answer text <p>The Department is currently holding a public consultation on the implications of the Vnuk judgment. The Consultation impact assessment assesses the likely costs and benefits arising from two policy options for extending the scope of compulsory motor insurance.</p><p> </p><p>The Government engaged extensively with stakeholders, including those from the motorsport industry, during the preparation of the consultation and impact assessment. I met with a range of representatives from the motorsport industry last month to listen to their concerns about the Vnuk judgment.</p><p>The consultation seeks stakeholders’ view about the policy options as well as requesting further information about the potential cost and benefits, including the impact on premiums. This will be used to assess the overall economic impacts of the policy options.</p><p> </p><p>We oppose any measures which impose an unreasonable burden on the public. We will use the consultation responses to get the best result for the country.</p><p> </p> answering member constituency Harrogate and Knaresborough answering member printed Andrew Jones grouped question UIN 62817 62818 question first answered 08/02/2017 14:31:31 answering member 3996 label Biography information for Andrew Jones
tabling member	1200 label Biography information for Sir Greg Knight

61106

registered interest
date	10/06/2014
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Motor Vehicles: Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, if he will commission an assessment of the Australian Compulsory Third Party Insurance system, through which premiums are paid as part of vehicle registration for its potential applicability in the UK.
tabling member constituency	Birmingham, Northfield
tabling member printed	Richard Burden
uin	200152
answer	answer is ministerial correction date of answer 16/06/2014 answer text <p> </p><p>No. It is sometimes suggested that a system of centrally funded third party insurance could be introduced in this country. However, insurers have said that a change to such a system would lead to a general increase in premiums, especially for the more careful driver.　 This is because under such a system a vehicle would have to be insured for all possible drivers, including those considered to be in high risk categories.</p><p> </p><p> </p><p> </p> answering member constituency Scarborough and Whitby answering member printed Mr Robert Goodwill question first answered 16/06/2014 15:48:09 answering member 1562 label Biography information for Sir Robert Goodwill
tabling member	301 label Biography information for Richard Burden