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179208

registered interest
date	11/02/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cheques
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they have taken to ensure that cheques will continue to be available for those who wish to use them, including in particular charities and the elderly.
tabling member printed	Lord Stewartby
uin	HL4945
answer	answer is ministerial correction date of answer 13/02/2015 answer text <p>The Government took decisive action on this matter by reversing the 2009 decision by banks to phase out cheques.</p><p> </p><p> </p><p> </p><p>As well as this, the Government is bringing in legislation that will require banks to accept cheques in both paper and digital forms. This digital innovation will allow consumers, firms and charities to pay in cheques using only a smartphone image if they wish. It will increase the efficiency of the cheque payment system, making it more sustainable for banks and building societies to provide cheque services. Customers who wish to use paper cheques will continue to be able to do so.</p><p> </p><p> </p><p> </p> answering member printed Lord Deighton question first answered 13/02/2015 15:40:09 answering member 4262 label Biography information for Lord Deighton
tabling member	986 label Biography information for Lord Stewartby

172354

registered interest
date	06/01/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: Regulation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to reconsider the attitudes, capabilities and experience required for senior posts in regulation in the light of the outcome of the Davis Review of the Financial Conduct Authority.
tabling member printed	Lord Stewartby
uin	HL3937
answer	answer is ministerial correction date of answer 15/01/2015 answer text <p>The Davis Review contained no recommendations for the government. The response to the Davis review conclusions is a matter for the Financial Conduct Authority.</p><p> </p><p> </p><p> </p><p>This question has therefore been passed on to the FCA and the FCA will reply directly to the Noble Lord by letter. A copy of the letter will be placed in the Library of the House.</p><p> </p><p> </p><p> </p> answering member printed Lord Deighton question first answered 15/01/2015 17:45:02 answering member 4262 label Biography information for Lord Deighton
tabling member	986 label Biography information for Lord Stewartby