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677368

registered interest
date	23/01/2017
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Companies: Registration
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to the Written Answers by Baroness Neville-Rolfe on 19 December 2016 (HL4007) and 28 December 2016 (HL4008), what due diligence is undertaken to guard against international scams where a new company sets up in the UK with only an overseas bank account or credit card, and no domestic banking arrangements.
tabling member printed	Baroness Altmann
uin	HL4834
answer	answer is ministerial correction date of answer 02/02/2017 answer text <p>A company incorporated in the UK which has banking arrangements overseas but not in the UK would be subject to the due diligence checks by the bank required by the local law where the branch of the bank is located. A company which incorporates in the UK but carries on its business outside the UK may still use the services of UK agents, who may carry out due diligence checks, whether voluntarily or as required by UK law.</p> answering member printed Lord Prior of Brampton question first answered 02/02/2017 16:48:09 answering member 127 label Biography information for Lord Prior of Brampton
tabling member	4533 label Biography information for Baroness Altmann

677369

registered interest
date	23/01/2017
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	Social Services: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they have considered introducing specific savings incentives to help people prepare for social care costs in later life; if so, why they have not been introduced; and if not, why not.
tabling member printed	Baroness Altmann
uin	HL4835
answer	answer is ministerial correction date of answer 03/02/2017 answer text <p>The Government recognises that there needs to be reform in the medium and long term to reduce variation and ensure high quality care across the whole country. It is interested in considering the full range of options to do this, including savings incentives as a possible longer-term solution.</p> answering member printed Lord O'Shaughnessy question first answered 03/02/2017 14:21:56 answering member 4545 label Biography information for Lord O'Shaughnessy
tabling member	4533 label Biography information for Baroness Altmann

677370

registered interest
date	23/01/2017
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	Social Services: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what discussions they have had with the savings industry about (1) new insurance products to help provide for later life care needs, and (2) new savings products to help people provide for later life care needs; when any such discussions took place; and whether they were productive.
tabling member printed	Baroness Altmann
uin	HL4836
answer	answer is ministerial correction date of answer 01/02/2017 answer text <p>Officials have met regularly with representatives of the insurance industry for productive discussions on a range of issues, including the availability of insurance and savings products to cover the costs of care.</p> answering member printed Lord O'Shaughnessy question first answered 01/02/2017 17:52:41 answering member 4545 label Biography information for Lord O'Shaughnessy
tabling member	4533 label Biography information for Baroness Altmann

677371

registered interest
date	23/01/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Retirement Pensions: Females
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what measures they will introduce to ensure that women who have multiple jobs, none of which are eligible for National Insurance credits, do not lose out on future state pension rights.
tabling member printed	Baroness Altmann
uin	HL4837
answer	answer is ministerial correction date of answer 30/01/2017 answer text <p>The design of the new State Pension allows for considerable gaps, up to 15 years over a 50 year working life (based on an State Pension age of 66), without affecting a person’s ability to build up sufficient qualifying years to gain the full entitlement. Women in particular are likely to benefit from this arrangement. In addition those with multiple low-paid jobs are likely to already have some paid or credited contributions and there is little evidence that people are engaged in this type of work pattern for significant periods in their working life so many of those affected will have the opportunity to build up sufficient qualifying years in the future. There is also the option to pay voluntary National Insurance contributions for any week in which someone does not have paid or credited contributions. We have no plans to alter or extend these arrangements.</p> answering member printed Lord Henley question first answered 30/01/2017 17:13:42 answering member 2616 label Biography information for Lord Henley
tabling member	4533 label Biography information for Baroness Altmann

677372

registered interest
date	23/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what measures they will introduce to enable workers earning under £11,000 a year to reclaim the 25 per cent government bonus that they are currently unable to receive when contributing to a net pay scheme, which they would be entitled to were they contributing to a relief at source scheme.
tabling member printed	Baroness Altmann
uin	HL4838
answer	answer is ministerial correction date of answer 06/02/2017 answer text <p>The Pensions Regulator (tPR) provides guidance to employers on choosing a pension scheme for their staff in order to discharge their statutory obligations under automatic enrolment. This guidance covers the choice between net pay and relief at source schemes, and the implications of net pay schemes for employees who do not pay tax. All employers, including public sector employers, are expected to follow tPR’s guidance about providing their employees with relevant information on the arrangements for tax relief.</p><p>The Government appreciates the concerns for low paid workers enrolled in net pay schemes. However, it has not been possible to identify any straightforward or proportionate means to align the effects of the net pay and relief at source mechanisms more closely for this population. In particular, it is not possible to know an individual’s final earnings until after the end of the tax year. While employers will know an employee’s salary from a single job, neither employers nor pension schemes are currently required to know whether an employee also has alternative sources of income. Requiring them to gather this information would create a disproportionate burden, and many employees may not wish to share this information with their employer.</p><p> </p><p>The Government does not therefore plan to oblige employers to reimburse their low paid employees if they are enrolled in net pay schemes, as this would not be possible to implement effectively.</p> answering member printed Baroness Neville-Rolfe grouped question UIN HL4839 HL4902 HL4903 question first answered 06/02/2017 17:13:12 answering member 4284 label Biography information for Baroness Neville-Rolfe
tabling member	4533 label Biography information for Baroness Altmann

677373

registered interest
date	23/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they are planning to oblige employers who use a net pay pension scheme for their staff to reimburse their low paid workers for the money they lose as a result of not being in a relief at source scheme.
tabling member printed	Baroness Altmann
uin	HL4839
answer	answer is ministerial correction date of answer 06/02/2017 answer text <p>The Pensions Regulator (tPR) provides guidance to employers on choosing a pension scheme for their staff in order to discharge their statutory obligations under automatic enrolment. This guidance covers the choice between net pay and relief at source schemes, and the implications of net pay schemes for employees who do not pay tax. All employers, including public sector employers, are expected to follow tPR’s guidance about providing their employees with relevant information on the arrangements for tax relief.</p><p>The Government appreciates the concerns for low paid workers enrolled in net pay schemes. However, it has not been possible to identify any straightforward or proportionate means to align the effects of the net pay and relief at source mechanisms more closely for this population. In particular, it is not possible to know an individual’s final earnings until after the end of the tax year. While employers will know an employee’s salary from a single job, neither employers nor pension schemes are currently required to know whether an employee also has alternative sources of income. Requiring them to gather this information would create a disproportionate burden, and many employees may not wish to share this information with their employer.</p><p> </p><p>The Government does not therefore plan to oblige employers to reimburse their low paid employees if they are enrolled in net pay schemes, as this would not be possible to implement effectively.</p> answering member printed Baroness Neville-Rolfe grouped question UIN HL4838 HL4902 HL4903 question first answered 06/02/2017 17:13:12 answering member 4284 label Biography information for Baroness Neville-Rolfe
tabling member	4533 label Biography information for Baroness Altmann

677374

registered interest
date	23/01/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	High Speed 2 Line
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government, further to reports that 60 trains will be needed for HS2, how many of the trains will be required to divide into two shorter sets; whether each train will be designed to operate within W6 gauge, or whether there will be two or more designs for different structure gauge limits; whether each train will be required to operate at 360 kph; and whether the trains will be required to have flexible space within the passenger area for prams, pushchairs, wheelchairs and small freight.
tabling member printed	Lord Berkeley
uin	HL4840
answer	answer is ministerial correction date of answer 01/02/2017 answer text <p>Each train is expected to be circa 200 metres fixed unit capable of travelling on both conventional and HS2 dedicated infrastructure. When two are coupled together they are expected to be capable of carrying c.1100 passengers. Trains will be required to achieve the specified journey times. The HS2 dedicated infrastructure will be capable of being operated on at up to 360kph. Analysis is being undertaken to determine the appropriate gauge profile within which the trains will be designed, based on the routes upon which the trains are planned to operate. The interior design of the trains will reflect consultation with stakeholders including the parcel logistics industry.</p> answering member printed Lord Ahmad of Wimbledon question first answered 01/02/2017 15:03:31 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	3526 label Biography information for Lord Berkeley

677375

registered interest
date	23/01/2017
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	General Practitioners: Opening Hours
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government further to the Written Answer by Lord O’Shaughnessy on 23 January (HL4387), what plans they have to collect basic information about the opening hours of general practices.
tabling member printed	Lord Birt
uin	HL4841
answer	answer is ministerial correction date of answer 03/02/2017 answer text <p>General practitioner (GP) surgeries self-declare their opening hours to NHS England on an annual basis, this covers reception and phone line opening and closing times.</p><p> </p><p>A new data collection on extended access to general practice was launched during October 2016, in response to the government’s mandate to NHS England, which sets out: “to ensure everyone has easier and more convenient access to GP services, including appointments at evenings and weekends”. The collection has been set up to monitor the availability of pre-bookable appointments in general practice at evenings and weekends. The first collection took place during October 2016 and was published in December 2016. Collections will continue bi-annually until March 2021. The first report, <em>General Practice Extended Access: October 2016</em>, is attached. It should be noted that these are experimental statistics.</p> answering member printed Lord O'Shaughnessy question first answered 03/02/2017 14:23:26 answering member 4545 label Biography information for Lord O'Shaughnessy attachment 1 file name GP-Extended-access-commentary-2016-12-01.pdf title General Practice Extended Access: October 2016
tabling member	2533 label Biography information for Lord Birt

677376

registered interest
date	23/01/2017
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	Hepatitis
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government how many cases of hepatitis C have been diagnosed in each of the last five years for which figures are available; and how many of those were diagnosed in the Accident and Emergency department of a hospital.
tabling member printed	Lord Black of Brentwood
uin	HL4842
answer	answer is ministerial correction date of answer 27/01/2017 answer text <p>Public Health England (PHE) receives laboratory reports of hepatitis C cases from England and these are shown, for the last five years where data is available, in the following table. This data can also be found in the attached report, <em>Hepatitis C in the UK 2015 report</em>.</p><p><strong> </strong></p><p>PHE does not routinely collect information on cases of hepatitis C diagnosed in accident and emergency departments.</p><p> </p><p>Laboratory reports of hepatitis C England, 2011 to 2015</p><table><tbody><tr><td><p>Year</p></td><td><p>2011</p></td><td><p>2012</p></td><td><p>2013</p></td><td><p>2014</p></td><td><p>2015</p></td></tr><tr><td><p>Total</p></td><td><p>9,905</p></td><td><p>10,855</p></td><td><p>11,055</p></td><td><p>11,471</p></td><td><p>11,548</p></td></tr></tbody></table><p><em>Source: </em>Hepatitis C in the UK 2015 report</p> answering member printed Lord O'Shaughnessy question first answered 27/01/2017 12:10:55 answering member 4545 label Biography information for Lord O'Shaughnessy attachment 1 file name Hepatitis C in the UK 2015 report.pdf title Hepatitis in the UK 2015
tabling member	4171 label Biography information for Lord Black of Brentwood

676002

registered interest
date	20/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many commercial debt management companies have applied for a licence but have been declined by the Financial Conduct Authority in the last five years.
tabling member constituency	Wythenshawe and Sale East
tabling member printed	Mike Kane
uin	60987
answer	answer is ministerial correction date of answer 25/01/2017 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA), which is operationally independent from Government.</p><p> </p><p>The questions have been passed on to the FCA. The FCA will reply directly to the Honourable gentleman by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 60983 60984 60985 60986 question first answered 25/01/2017 10:13:08 answering member 3929 label Biography information for Simon Kirby
tabling member	4316 label Biography information for Mike Kane