{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "https://eldaddp.azurewebsites.net/answeredquestions.text?uin=HL11222", "definition" : "https://eldaddp.azurewebsites.net/meta/answeredquestions.text?uin=HL11222", "extendedMetadataVersion" : "https://eldaddp.azurewebsites.net/answeredquestions.text?uin=HL11222&_metadata=all", "first" : "https://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&uin=HL11222", "hasPart" : "https://eldaddp.azurewebsites.net/answeredquestions.text?uin=HL11222", "isPartOf" : "https://eldaddp.azurewebsites.net/answeredquestions.text?uin=HL11222", "items" : [{"_about" : "http://data.parliament.uk/resources/1259499", "AnsweringBody" : [{"_value" : "Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1259499/answer", "answerText" : {"_value" : "

The Office for National Statistics publishes estimates on the volume of fraud against adult individuals in England and Wales in the Crime Survey for England and Wales quarterly releases.[1]<\/sup><\/sup><\/p>

<\/p>

The ONS estimated that in the year ending June 2020 there were approximately 4.3 m fraud offences against adults in England Wales.<\/p>

<\/p>

The ONS also publishes, as part of its data on crime, the total number of fraud offences that are referred to the National Fraud Intelligence Bureau (NFIB) by industry bodies (UK finance and CIFAS) or recorded by Action Fraud each year. In the year ending June 2020, 733,967 cases were referred to the NFIB or recorded by Action Fraud. The ONS also provide a breakdown of this data by fraud type. For example, there were 415,274 cases of banking and credit industry fraud reported and 14,616 cases of financial investment fraud.[2]<\/sup><\/sup><\/p>

<\/p>

The Home Office has estimated that the total cost of fraud to individuals in England and Wales in 2015/2016 was £4.7bn[3]<\/sup><\/sup>. They also estimated that the economic cost of organised fraud against businesses and the public sector in the UK was £5.9bn.[4]<\/sup><\/sup><\/p>

<\/p>

[1] https://www.ons.gov.uk/peoplepopulationandcommunity/crimeandjustice/bulletins/crimeinenglandandwales/yearendingjune2020<\/p>

[2] https://www.ons.gov.uk/peoplepopulationandcommunity/crimeandjustice/datasets/crimeinenglandandwalesappendixtables<\/a><\/p>

[3] https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/732110/the-economic-and-social-costs-of-crime-horr99.pdf<\/a><\/p>

[4] https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/782656/understanding-organised-crime-mar16-horr103-2nd.pdf<\/a><\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4689", "label" : {"_value" : "Biography information for Lord Agnew of Oulton"} } , "answeringMemberPrinted" : {"_value" : "Lord Agnew of Oulton"} , "dateOfAnswer" : {"_value" : "2020-12-21", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "HL11221"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2020-12-21T10:51:22.543Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2020-12-08", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Fraud"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government what estimate they have made of the cost of financial scams to the UK economy.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4153", "label" : {"_value" : "Biography information for Lord Kennedy of Southwark"} } , "tablingMemberPrinted" : [{"_value" : "Lord Kennedy of Southwark"} ], "uin" : "HL11222"} , {"_about" : "http://data.parliament.uk/resources/1002201", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1002201/answer", "answerText" : {"_value" : "

Government has put in place a robust, proportionate, compliance framework for automatic enrolment which ensures that the vast majority of employers are meeting their legal duties, including: declaring compliance, accurately paying contributions and passing contributions to their chosen pension scheme. This framework is backed by statutory powers which enable the Regulator to compel compliance with the law.<\/p>

Employers, trustees, managers and providers must keep records including details of the pension contributions payable in each relevant pay reference period by an employer to the scheme, and the amount payable. This includes the contributions due on the employer\u2019s behalf and deductions made from an individual\u2019s earnings.<\/p>

The Pensions Regulator (TPR) has published codes of practice on its website setting out how trustees of defined contribution pension schemes and managers of personal pension schemes should monitor the payment of contributions, provide information to help members check their contributions and report material payment failures to TPR. The codes set out what is considered a material breach, specifically: paragraphs 173 and 174 of Code 3; paragraphs 46 and 47 of Code 5; paragraphs 48 and 49 of Code 6; and paragraphs 173 to 186 of Code 14.<\/p>

In addition, TPR publishes regular assessments of its automatic enrolment compliance and enforcement activities as well as an annual commentary and analysis report, both of which are available on its website.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3349", "label" : {"_value" : "Biography information for Baroness Buscombe"} } , "answeringMemberPrinted" : {"_value" : "Baroness Buscombe"} , "dateOfAnswer" : {"_value" : "2018-11-12", "_datatype" : "dateTime"} , "groupedQuestionUIN" : [{"_value" : "HL11219"} , {"_value" : "HL11220"} , {"_value" : "HL11221"} ], "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-11-12T16:59:44.8Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2018-11-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Workplace Pensions"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government whether they intend to put procedures in place to (1) monitor error rates in auto-enrolment contribution records, and (2) assess the proportion of schemes which have taken steps to correct those errors.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4533", "label" : {"_value" : "Biography information for Baroness Altmann"} } , "tablingMemberPrinted" : [{"_value" : "Baroness Altmann"} ], "uin" : "HL11222"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 2, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }