{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "https://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberPrinted.=Jon+Trickett&max-AnswerDate=2017-01-31&max-ddpCreated=2015-10-09T19%3A12%3A42.663Z&max-questionFirstAnswered.=2017-02-03T15%3A49%3A40.737Z", "definition" : "https://eldaddp.azurewebsites.net/meta/answeredquestions.text?tablingMemberPrinted.=Jon+Trickett&max-AnswerDate=2017-01-31&max-ddpCreated=2015-10-09T19%3A12%3A42.663Z&max-questionFirstAnswered.=2017-02-03T15%3A49%3A40.737Z", "extendedMetadataVersion" : "https://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberPrinted.=Jon+Trickett&max-AnswerDate=2017-01-31&max-ddpCreated=2015-10-09T19%3A12%3A42.663Z&_metadata=all&max-questionFirstAnswered.=2017-02-03T15%3A49%3A40.737Z", "first" : "https://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberPrinted.=Jon+Trickett&_page=0&max-AnswerDate=2017-01-31&max-ddpCreated=2015-10-09T19%3A12%3A42.663Z&max-questionFirstAnswered.=2017-02-03T15%3A49%3A40.737Z", "hasPart" : "https://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberPrinted.=Jon+Trickett&max-AnswerDate=2017-01-31&max-ddpCreated=2015-10-09T19%3A12%3A42.663Z&max-questionFirstAnswered.=2017-02-03T15%3A49%3A40.737Z", "isPartOf" : "https://eldaddp.azurewebsites.net/answeredquestions.text?tablingMemberPrinted.=Jon+Trickett&max-AnswerDate=2017-01-31&max-ddpCreated=2015-10-09T19%3A12%3A42.663Z&max-questionFirstAnswered.=2017-02-03T15%3A49%3A40.737Z", "items" : [{"_about" : "http://data.parliament.uk/resources/420101", "AnsweringBody" : [{"_value" : "Department of Health"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/420101/answer", "answerText" : {"_value" : "

Public Health England (PHE) runs a range of national social marketing campaigns, based on the best available evidence, to raise awareness of the signs and symptoms of certain life-threatening illnesses and to therefore improve rates of early diagnosis. PHE works closely with the Department and NHS England to ensure that health care professionals are also targeted with campaign information to encourage earlier diagnoses and referrals.<\/p>

<\/strong><\/p>

In addition PHE leads the NHS Health Check programme which aims to reduce premature mortality and morbidity and invites anyone aged between 40 and 74 who does not have a pre-existing condition for a check every five years. This programme presents an opportunity to prevent heart attacks and strokes and save lives each year. It can also help prevent people from developing diabetes and detect cases of diabetes or kidney disease earlier, allowing individuals to be better managed and improve their quality of life.<\/p>

<\/strong><\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3918", "label" : {"_value" : "Biography information for Jane Ellison"} } , "answeringMemberConstituency" : {"_value" : "Battersea"} , "answeringMemberPrinted" : {"_value" : "Jane Ellison"} , "dateOfAnswer" : {"_value" : "2015-10-19", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2015-10-19T14:01:22.277Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "17"} , "answeringDeptShortName" : {"_value" : "Health"} , "answeringDeptSortName" : {"_value" : "Health"} , "date" : {"_value" : "2015-10-09", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Diagnosis"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Health, what steps he is taking to improve rates of early diagnosis for life-threatening illnesses.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "10786"} , {"_about" : "http://data.parliament.uk/resources/420342", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/420342/answer", "answerText" : {"_value" : "

In common with other public sector pensions, the police pension schemes provide a pension for the widow, widower or civil partner of a police officer who dies. For the 2006 and 2015 police pension schemes that pension is paid for life regardless of future remarriage, civil partnership or cohabitation. As the Home Secretary announced in the House of Commons on 12 October 2015, in recognition of the level of risk that police officers face in the execution of their duty, the 1987 Police Pension Scheme will shortly be amended to ensure that widows, widowers and surviving civil partners of police officers who died on duty in England and Wales will no longer lose their survivors\u2019 benefits if they remarry, form a civil partnership or cohabit in the future. The Government will lay these regulations in the coming weeks and the change will be backdated to 1 April 2015.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1528", "label" : {"_value" : "Biography information for Sir Mike Penning"} } , "answeringMemberConstituency" : {"_value" : "Hemel Hempstead"} , "answeringMemberPrinted" : {"_value" : "Mike Penning"} , "dateOfAnswer" : {"_value" : "2015-10-22", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2015-10-22T14:56:18.49Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2015-10-09", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Police: Pensions"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for the Home Department, if she will amend existing legislation relating to police widow pensions to bring parity with other public sector pensions.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "10787"} , {"_about" : "http://data.parliament.uk/resources/390270", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/390270/answer", "answerText" : {"_value" : "

Some schools have historically offered additional qualifications to complement the mathematics GCSE and provide stretch and challenge for the most able students. We have not issued any explicit guidance on the teaching of these qualifications and we do not directly monitor their availability in schools.

From September 2015 a new mathematics GCSE will be taught in schools which will be more challenging, ambitious and rigorous, and will ensure that children have the mathematical skills vital to continue in higher education, training and employment. For the most able students, it will provide greater stretch while better preparing them to move on to A levels in mathematics and further mathematics.

Final decisions about whether to offer additional mathematics qualifications for the most able students following the introduction of the new GCSE rest with schools. We believe that schools and teachers are best placed to make such decisions if they consider it to be in the best interests of their students.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/111", "label" : {"_value" : "Biography information for Nick Gibb"} } , "answeringMemberConstituency" : {"_value" : "Bognor Regis and Littlehampton"} , "answeringMemberPrinted" : {"_value" : "Nick Gibb"} , "dateOfAnswer" : {"_value" : "2015-07-22", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "6999"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2015-07-22T12:13:03.617Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2015-07-15", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Mathematics: GCSE"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Education, what guidance her Department issues on the teaching of additional mathematics GCSE in schools.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "7192"} , {"_about" : "http://data.parliament.uk/resources/389801", "AnsweringBody" : [{"_value" : "Department for Education"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/389801/answer", "answerText" : {"_value" : "

Some schools have historically offered additional qualifications to complement the mathematics GCSE and provide stretch and challenge for the most able students. We have not issued any explicit guidance on the teaching of these qualifications and we do not directly monitor their availability in schools.

From September 2015 a new mathematics GCSE will be taught in schools which will be more challenging, ambitious and rigorous, and will ensure that children have the mathematical skills vital to continue in higher education, training and employment. For the most able students, it will provide greater stretch while better preparing them to move on to A levels in mathematics and further mathematics.

Final decisions about whether to offer additional mathematics qualifications for the most able students following the introduction of the new GCSE rest with schools. We believe that schools and teachers are best placed to make such decisions if they consider it to be in the best interests of their students.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/111", "label" : {"_value" : "Biography information for Nick Gibb"} } , "answeringMemberConstituency" : {"_value" : "Bognor Regis and Littlehampton"} , "answeringMemberPrinted" : {"_value" : "Nick Gibb"} , "dateOfAnswer" : {"_value" : "2015-07-22", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "7192"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2015-07-22T12:13:03.51Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "60"} , "answeringDeptShortName" : {"_value" : "Education"} , "answeringDeptSortName" : {"_value" : "Education"} , "date" : {"_value" : "2015-07-14", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Mathematics: GCSE"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Education, what steps her Department has taken to monitor the availability in schools of additional mathematics GCSE.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "6999"} , {"_about" : "http://data.parliament.uk/resources/222586", "AnsweringBody" : [{"_value" : "Department of Health"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/222586/answer", "answerText" : {"_value" : "

I refer the hon. Member to the answer I gave on 5 February 2015 to Question 222863<\/a>.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3918", "label" : {"_value" : "Biography information for Jane Ellison"} } , "answeringMemberConstituency" : {"_value" : "Battersea"} , "answeringMemberPrinted" : {"_value" : "Jane Ellison"} , "dateOfAnswer" : {"_value" : "2015-02-26", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2015-02-26T15:08:46.96Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "17"} , "answeringDeptShortName" : {"_value" : "Health"} , "answeringDeptSortName" : {"_value" : "Health"} , "date" : {"_value" : "2015-02-20", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Meningitis: Vaccination"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Health, when he expects the meningitis B vaccine to be made available on the NHS; and what steps he is taking to make progress on price negotiations with Novartis for that vaccine.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "224761"} , {"_about" : "http://data.parliament.uk/resources/179339", "AnsweringBody" : [{"_value" : "Department for International Development"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/179339/answer", "answerText" : {"_value" : "

Total UK ODA to Pakistan by financial year since 2005 is as follows. This includes both bilateral and multilateral spend.<\/p>

<\/p>

<\/p>

<\/p>

Financial Year<\/p><\/td>

Total Spend (£m)<\/p><\/td><\/tr>

2004-05<\/p><\/td>

30.4<\/p><\/td><\/tr>

2005-06<\/p><\/td>

65.6<\/p><\/td><\/tr>

2006-07<\/p><\/td>

88.9<\/p><\/td><\/tr>

2007-08<\/p><\/td>

83.3<\/p><\/td><\/tr>

2008-09<\/p><\/td>

120.9<\/p><\/td><\/tr>

2009-10<\/p><\/td>

138.7<\/p><\/td><\/tr>

2010-11<\/p><\/td>

204.4<\/p><\/td><\/tr>

2011-12<\/p><\/td>

216.4<\/p><\/td><\/tr>

2012-13<\/p><\/td>

202.9<\/p><\/td><\/tr>

2013-14<\/p><\/td>

253.1<\/p><\/td><\/tr><\/tbody><\/table>

<\/p>

<\/p>

<\/p>

2014-15 provisional spend is currently being finalised and will be made available by May 2015.<\/p>

<\/p>

<\/p>

<\/p>

DFID has a bilateral programme with Pakistan, but does not have a specific programme in Azad Jammu Kashmir (AJK), which is an autonomous administrative territory of Pakistan. AJK benefits from DFID-supported national programmes in Pakistan that promote economic growth and improve health services, and has also benefited from DFID\u2019s humanitarian programmes.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1555", "label" : {"_value" : "Biography information for Justine Greening"} } , "answeringMemberConstituency" : {"_value" : "Putney"} , "answeringMemberPrinted" : {"_value" : "Justine Greening"} , "dateOfAnswer" : {"_value" : "2015-02-26", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2015-02-26T16:32:30.833Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "20"} , "answeringDeptShortName" : {"_value" : "International Development"} , "answeringDeptSortName" : {"_value" : "International Development"} , "date" : {"_value" : "2015-02-11", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "South Asia"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for International Development, how much her Department disbursed to projects in (a) Pakistan and (b) Azad Kashmir in each of the last 10 years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "224256"} , {"_about" : "http://data.parliament.uk/resources/164161", "AnsweringBody" : [{"_value" : "Foreign and Commonwealth Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/164161/answer", "answerText" : {"_value" : "

The Ministry of Defence and the Foreign and Commonwealth Office have sought assistance from Malaysia in preventing unauthorised salvage and damage to the military maritime graves of HMS Repulse and HMS Prince of Wales, mindful of the difficulty of doing so when they are situated in international waters. Our High Commission in Kuala Lumpur released a press statement on 23 May welcoming the Malaysian impounding of a vessel responsible for illegally disturbing and salvaging scrap from wrecks in the area.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1408", "label" : {"_value" : "Biography information for Lord Swire"} } , "answeringMemberConstituency" : {"_value" : "East Devon"} , "answeringMemberPrinted" : {"_value" : "Mr Hugo Swire"} , "dateOfAnswer" : {"_value" : "2014-11-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2014-11-27T14:25:45.527Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "16"} , "answeringDeptShortName" : {"_value" : "Foreign and Commonwealth Office"} , "answeringDeptSortName" : {"_value" : "Foreign and Commonwealth Office"} , "date" : {"_value" : "2014-11-21", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Malaysia"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Foreign and Commonwealth Affairs, what steps his Department is taking with the Malaysia authorities with the aim of preventing inappropriate activity on the wrecks of HMS Repulse and HMS Prince of Wales.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "215526"} , {"_about" : "http://data.parliament.uk/resources/156982", "AnsweringBody" : [{"_value" : "Foreign and Commonwealth Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/156982/answer", "answerText" : {"_value" : "

We are concerned by reports of damage being done to the wrecks of HMS Prince of Wales and HMS Repulse by metal salvage companies and recreational divers off the coast of Malaysia. We welcome the actions of the Malaysian Marine Department which impounded a vessel responsible for illegally disturbing and salvaging ship material for scrap earlier this year.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1408", "label" : {"_value" : "Biography information for Lord Swire"} } , "answeringMemberConstituency" : {"_value" : "East Devon"} , "answeringMemberPrinted" : {"_value" : "Mr Hugo Swire"} , "dateOfAnswer" : {"_value" : "2014-11-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2014-11-27T14:20:26.583Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "16"} , "answeringDeptShortName" : {"_value" : "Foreign and Commonwealth Office"} , "answeringDeptSortName" : {"_value" : "Foreign and Commonwealth Office"} , "date" : {"_value" : "2014-11-20", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Malaysia"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Foreign and Commonwealth Affairs, what reports his Department has received of theft of metal and other valuable items from HMS Repulse and HMS Prince of Wales which were sunk off the coast of Malaysia in December 1941.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "215466"} , {"_about" : "http://data.parliament.uk/resources/114681", "AnsweringBody" : [{"_value" : "Department of Health"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/114681/answer", "answerText" : {"_value" : "

Free National Health Service funded sight tests are available to eligible groups with the purpose of detecting signs of injury, disease or abnormality and giving an individual a written prescription for glasses or referring them to a doctor for further examination. Funding is also available under the NHS voucher scheme for the provision of spectacles with a prescription power to correct a defect of sight.<\/p>

<\/p>

<\/p>

<\/p>

Clinical commissioning groups are responsible for commissioning services to meet the needs of their local population. This could include services over and above the NHS sight test, such as behavioural optometry. Where positive National Institute for Health and Care Excellence technology appraisal guidance does not exist, it is for NHS commissioners to make funding decisions based on an assessment of the available evidence.<\/p>

<\/p>

<\/p>

<\/p>

<\/strong><\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3932", "label" : {"_value" : "Biography information for Dr Dan Poulter"} } , "answeringMemberConstituency" : {"_value" : "Central Suffolk and North Ipswich"} , "answeringMemberPrinted" : {"_value" : "Dr Daniel Poulter"} , "dateOfAnswer" : {"_value" : "2014-11-17", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2014-11-17T14:51:11.037Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "17"} , "answeringDeptShortName" : {"_value" : "Health"} , "answeringDeptSortName" : {"_value" : "Health"} , "date" : {"_value" : "2014-11-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Ophthalmic Services"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Health, what steps his Department is taking to support behavioural optometry services.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/410", "label" : {"_value" : "Biography information for Jon Trickett"} } , "tablingMemberConstituency" : {"_value" : "Hemsworth"} , "tablingMemberPrinted" : [{"_value" : "Jon Trickett"} ], "uin" : "213570"} , {"_about" : "http://data.parliament.uk/resources/93753", "AnsweringBody" : [{"_value" : "HM Treasury"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/93753/answer", "answerText" : {"_value" : "

UK borrowers taking out a business loan secured on their home have a number of protections available to them.<\/p>

<\/p>

<\/p>

<\/p>

The Financial Conduct Authority (FCA) has responsibility for the regulation of mortgages secured by a first charge against a borrower\u2019s home, regardless of the purpose of that loan. These regulations include consumer protections to ensure that repossession is only used as a last resort.<\/p>

<\/p>

<\/p>

<\/p>

Where borrowers are taking out a second charge loan of £25,000 or less for a business purpose they are also protected under the FCA\u2019s regulatory regime for consumer credit. The Government is currently consulting on the transfer of the regulation of second charge mortgages to the same regime as first charge mortgages.<\/p>

<\/p>

<\/p>

<\/p>

In addition, all borrowers are provided protection in the Courts, through the use of the Mortgage Pre-Action Protocol, which requires a Court to ensure that the lender has taken all reasonable steps to resolve the borrower\u2019s payment difficulties before granting a possession order.<\/p>

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