Around 75% of residential mortgage borrowers are on fixed-rate deals and are therefore shielded from interest rate rises in the short term. It is also worth noting that lenders are required to stress test all new prospective borrowers\u2019 ability to continue repaying their mortgage under higher interest rates.<\/p>
<\/p>
However, the Government has already taken immediate action to help households through the Energy Price Guarantee and the Energy Bills Support Scheme. This is in addition to the £37 billion of targeted support for the cost of living this financial year.<\/p>
<\/p>
When mortgage borrowers are in financial difficulty and struggling to pay their mortgage, Financial Conduct Authority guidance requires firms to provide support through tailored forbearance options. The Government has also taken a number of measures aimed at helping people to avoid repossession, including Support for Mortgage Interest loans for those in receipt of an income-related benefit, and protection in the courts through the Pre-Action Protocol, which makes it clear that repossession must always be the last resort for lenders.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4726", "label" : {"_value" : "Biography information for Baroness Penn"} } , "answeringMemberPrinted" : {"_value" : "Baroness Penn"} , "dateOfAnswer" : {"_value" : "2022-11-08", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-11-08T15:31:58.703Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2022-10-25", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Mortgages: Interest Rates"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask His Majesty's Government what steps they are taking to support homeowners with rising mortgage rates.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4352", "label" : {"_value" : "Biography information for Lord Hay of Ballyore"} } , "tablingMemberPrinted" : [{"_value" : "Lord Hay of Ballyore"} ], "uin" : "HL2876"} , {"_about" : "http://data.parliament.uk/resources/1358417", "AnsweringBody" : [{"_value" : "Department of Health and Social Care"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1358417/answer", "answerText" : {"_value" : "
The Antivirals Taskforce proactively develops a pipeline of priority antiviral candidates to be considered for research and procurement in the United Kingdom. The Taskforce monitors antiviral candidates at all stage of development, working collaboratively with stakeholders to identify the most promising products. In addition, the Antivirals Taskforce is contacted by a wide range of companies, academics and patients to discuss the potential suitability of antiviral products. To date, 15 companies have submitted a proposal to the Taskforce to provide more information on their product.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4909", "label" : {"_value" : "Biography information for Lord Kamall"} } , "answeringMemberPrinted" : {"_value" : "Lord Kamall"} , "dateOfAnswer" : {"_value" : "2021-10-12", "_datatype" : "dateTime"} , "groupedQuestionUIN" : {"_value" : "HL2877"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2021-10-12T13:10:07.193Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "17"} , "answeringDeptShortName" : {"_value" : "Health and Social Care"} , "answeringDeptSortName" : {"_value" : "Health and Social Care"} , "date" : {"_value" : "2021-10-04", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Coronavirus: Medical Treatments"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government what steps the Antivirals Taskforce has taken to identify suitable treatments for patients who have been exposed to COVID-19.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/2147", "label" : {"_value" : "Biography information for The Earl of Shrewsbury"} } , "tablingMemberPrinted" : [{"_value" : "The Earl of Shrewsbury"} ], "uin" : "HL2876"} , {"_about" : "http://data.parliament.uk/resources/1187638", "AnsweringBody" : [{"_value" : "Department for Business, Energy and Industrial Strategy"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1187638/answer", "answerText" : {"_value" : "
The priority for the British Business Bank (BBB) has been to get the Coronavirus Business Interruption Loan scheme up and running, delivering urgently needed finance to UK SMEs. In order to achieve that, the Bank has worked with the already existing infrastructure and the 40 accredited lenders to make this operational as soon as possible. Existing lenders range from high-street banks to challenger banks, asset-based lenders and smaller specialist local lenders.<\/p>
<\/p>
Now that the scheme has successfully launched, accrediting new partners is a top priority. The Bank has put in place substantial additional resource to assist with processing applications from new lenders as quickly as possible.<\/p>
<\/p>
The scheme went live on Monday 23 March, so businesses are able to speak to lenders now and apply for facilities. Businesses should check on the British Business Bank\u2019s webpage to find out which lenders are able to provide the type of finance they are looking for.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4336", "label" : {"_value" : "Biography information for Lord Callanan"} } , "answeringMemberPrinted" : {"_value" : "Lord Callanan"} , "dateOfAnswer" : {"_value" : "2020-04-06", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2020-04-06T12:39:24.257Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "201"} , "answeringDeptShortName" : {"_value" : "Business, Energy and Industrial Strategy"} , "answeringDeptSortName" : {"_value" : "Business, Energy and Industrial Strategy"} , "date" : {"_value" : "2020-03-24", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "British Business Bank"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government whether new challenger banks have been accepted as an official lender by the British Business Bank; if not, why not; what estimate they have made of the time that it will take for small and medium sized companies to be able to speak to potential lenders to access the Coronavirus Business Interruption Loan Scheme; and what plans they have to ensure that access is given promptly.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1387", "label" : {"_value" : "Biography information for Lord Mann"} } , "tablingMemberPrinted" : [{"_value" : "Lord Mann"} ], "uin" : "HL2876"} , {"_about" : "http://data.parliament.uk/resources/782453", "AnsweringBody" : [{"_value" : "Attorney General"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/782453/answer", "answerText" : {"_value" : "
In order to charge and prosecute hate crimes, the CPS uses the legal definition provided by the Crime and Disorder Act 1998 and Criminal Justice Act 2003. The shared police and CPS definition of hate crime is based on the perception of the victim or any other person and allows for case flagging and monitoring as well as appropriate victim support, it does not affect the charge.<\/p>
This flagging definition comes from the recommended definition in the Macpherson report which was published in 1999 as a result of the inquiry into the murder of Stephen Lawrence. The Macpherson Report found a lack of confidence within communities that hate crime was being treated seriously by the police and Criminal Justice System and recommended that the definition of a racist incident should be, \u2018any incident which is perceived to be racist by the victim or any other person\u2019. Putting the victim\u2019s perception at the heart of the definition gives a clear signal that, once flagged as a hate crime, an appropriate investigation will follow and evidence to support the law on hostility will be proactively sought. The definition seeks to encourage victims to report and to increase confidence in the Criminal Justice System.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4580", "label" : {"_value" : "Biography information for Baroness Vere of Norbiton"} } , "answeringMemberPrinted" : {"_value" : "Baroness Vere of Norbiton"} , "dateOfAnswer" : {"_value" : "2017-11-16", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "true", "_datatype" : "boolean"} , "previousAnswerVersion" : {"_about" : "http://data.parliament.uk/resources/782453/answer/previousversion/22806", "answeringMember" : {"_about" : "http://data.parliament.uk/members/4538", "label" : {"_value" : "Biography information for Lord Keen of Elie"} } , "answeringMemberPrinted" : {"_value" : "Lord Keen of Elie"} } , "questionFirstAnswered" : [{"_value" : "2017-11-16T16:44:23.703Z", "_datatype" : "dateTime"} ], "questionFirstMinisteriallyCorrected" : [{"_value" : "2017-11-20T11:19:23.603Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "88"} , "answeringDeptShortName" : {"_value" : "Attorney General"} , "answeringDeptSortName" : {"_value" : "Attorney General"} , "date" : {"_value" : "2017-11-02", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Hate Crime: Prosecutions"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government under what authority the Crown Prosecution Service (CPS) has agreed a definition of racially and religiously aggravated crime that is wider than the legal definition under the Crime and Disorder Act 1998 and Criminal Justice Act 2003, as indicated in the CPS Public statement on prosecuting racist and religious hate crime published in August.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1807", "label" : {"_value" : "Biography information for Lord Vinson"} } , "tablingMemberPrinted" : [{"_value" : "Lord Vinson"} ], "uin" : "HL2876"} , {"_about" : "http://data.parliament.uk/resources/626798", "AnsweringBody" : [{"_value" : "Ministry of Justice"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/626798/answer", "answerText" : {"_value" : "
The Safety in Custody statistics, including deaths in custody, are published quarterly. The latest bulletin was published on 27 October 2016 and can be found on gov.uk<\/p>
<\/p>
Deaths in prison custody, England and Wales, 12 months ending September 2014, 2015 and 2016<\/strong><\/p><\/td><\/tr> <\/p><\/td> <\/p><\/td> <\/p><\/td> <\/p><\/td><\/tr> <\/p><\/td> 12 months ending<\/p><\/td><\/tr> <\/p><\/td> Sep 14<\/p><\/td> Sep 15<\/p><\/td> Sep 16<\/p><\/td><\/tr> <\/p><\/td> <\/p><\/td> <\/p><\/td> <\/p><\/td><\/tr> Total deaths1<\/sup><\/strong><\/p><\/td> 234<\/strong><\/p><\/td> 267<\/strong><\/p><\/td> 324<\/strong><\/p><\/td><\/tr> <\/p><\/td> <\/p><\/td> <\/p><\/td> <\/p><\/td><\/tr> 1. Figures include incidents at NOMS operated Immigration Removal Centres.<\/p><\/td><\/tr><\/tbody><\/table> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4538", "label" : {"_value" : "Biography information for Lord Keen of Elie"}
}
, "answeringMemberPrinted" : {"_value" : "Lord Keen of Elie"}
, "dateOfAnswer" : {"_value" : "2016-11-15", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2016-11-15T17:18:07.767Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "54"}
, "answeringDeptShortName" : {"_value" : "Justice"}
, "answeringDeptSortName" : {"_value" : "Justice"}
, "date" : {"_value" : "2016-11-01", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Prisoners: Death"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government how many deaths have occurred in prisons in each of the last three years for which figures are available.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1000", "label" : {"_value" : "Biography information for Lord Hoyle"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Hoyle"}
], "uin" : "HL2876"}
, {"_about" : "http://data.parliament.uk/resources/422829", "AnsweringBody" : [{"_value" : "Cabinet Office"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/422829/answer", "answerText" : {"_value" : " As set out in legislation, each candidate at an ordinary Police and Crime Commissioner election is entitled to have an election address published on a website dedicated to promoting the candidates for these polls, and an elector can request a printed version of the election addresses for the police area where they are entitled to vote to be sent to them.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4535", "label" : {"_value" : "Biography information for Lord Bridges of Headley"}
}
, "answeringMemberPrinted" : {"_value" : "Lord Bridges of Headley"}
, "dateOfAnswer" : {"_value" : "2015-11-04", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2015-11-04T17:30:18.19Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "53"}
, "answeringDeptShortName" : {"_value" : "Cabinet Office"}
, "answeringDeptSortName" : {"_value" : "Cabinet Office"}
, "date" : {"_value" : "2015-10-21", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Police and Crime Commissioners: Election Addresses"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government whether they have plans to make available free postal delivery to every elector of every candidate's election communication in the forthcoming Police and Crime Commissioner elections.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/3691", "label" : {"_value" : "Biography information for Lord Roberts of Llandudno"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Roberts of Llandudno"}
], "uin" : "HL2876"}
, {"_about" : "http://data.parliament.uk/resources/155692", "AnsweringBody" : [{"_value" : "Department for International Development"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/155692/answer", "answerText" : {"_value" : " The Government is already taking action to address the specific recommendations of the United Nations Conference on Trade and Development report Trade and Environment Review 2013.<\/p> <\/p> <\/p> <\/p> At the recent Climate Summit in New York, the Department for International Development on behalf of the Government joined the new Global Alliance on Climate Smart Agriculture. This Alliance aims to enhance the resilience of 500 million people in agriculture by 2030 while at the same time reducing greenhouse gases (GHG) emissions from agriculture. DFID is also a major funder of international agriculture research. This includes support to the Climate Change and Food Security Programme of the Consultative Group on International Agricultural Research (CGIAR).<\/p> <\/p> <\/p> <\/p> On land use the UK used its G8 Presidency in 2013 to place land high on the agenda. G8 leaders agreed the principle that \u201cLand transactions should be transparent, respecting the property rights of local communities\u201d. They also launched eight land partnerships to support the implementation of the Voluntary Guidelines on Land Tenure. The UK leads the partnerships in Tanzania and Nigeria and co-leads in Ethiopia. Since the 2013 G8 Summit, the Department for International Development has scaled up its work on land and property rights, through bilateral programmes and multilateral support.<\/p> <\/p> <\/p> <\/p> <\/p> <\/p> <\/p> <\/p> <\/p> <\/p> The Government also helps to expand market access and trading opportunities for developing countries. For example, the Government played a critical role in concluding the Economic Partnership Agreement negotiations between the EU and Southern Africa and West Africa. Least developed countries, and countries from the African, Caribbean and Pacific who have signed Economic Partnership Agreements, have duty free and quota free access to the EU market.<\/p> <\/p> <\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/2539", "label" : {"_value" : "Biography information for Baroness Northover"}
}
, "answeringMemberPrinted" : {"_value" : "Baroness Northover"}
, "dateOfAnswer" : {"_value" : "2014-11-27", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2014-11-27T14:45:48.007Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "20"}
, "answeringDeptShortName" : {"_value" : "International Development"}
, "answeringDeptSortName" : {"_value" : "International Development"}
, "date" : {"_value" : "2014-11-17", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Developing Countries: Trade"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government what steps they are taking in respect of the recommendations of the United Nations Conference on Trade and Development report Trade and Environment Review 2013: Wake Up Before it is Too Late<\/i>, with specific reference to (1) sustainable agriculture, (2) improved research, (3) re-allocation of land use, (4) reform of global trade rules, (5) climate change, and (6) ecological intensification.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4238", "label" : {"_value" : "Biography information for Lord Storey"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Storey"}
], "uin" : "HL2876"}
], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 7, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]}
}
|