The government believes it is vital that consumers have access to a healthy, competitive and sustainable motor finance market to enable them to spread the cost of a vehicle in a way that is manageable and affordable.<\/p>
As the UK\u2019s independent regulator, the Financial Conduct Authority (FCA) is responsible for regulating the motor finance market. It has robust powers to protect consumers in this market, and took action to ban discretionary commission models in 2021. The FCA has also confirmed that it will be taking steps to investigate historic practice in the motor finance sector, with a view to determining whether widespread misconduct has occurred and, if necessary, how redress can be delivered in an orderly and consistent way.<\/p>
Treasury ministers and officials meet regularly with the FCA, and the government will continue to work closely with the FCA to ensure all customers are treated fairly.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4580", "label" : {"_value" : "Biography information for Baroness Vere of Norbiton"} } , "answeringMemberPrinted" : {"_value" : "Baroness Vere of Norbiton"} , "dateOfAnswer" : {"_value" : "2024-01-31", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2024-01-31T12:13:17.823Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2024-01-17", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Motor Vehicles: Finance"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask His Majesty's Government, further to the investigation launched by the Financial Conduct Authority on 11 January into the motor finance market, what long-term plans they have to ensure customers are charged fair and transparent prices in that market.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4308", "label" : {"_value" : "Biography information for The Lord Bishop of St Albans"} } , "tablingMemberPrinted" : [{"_value" : "The Lord Bishop of St Albans"} ], "uin" : "HL1711"} , {"_about" : "http://data.parliament.uk/resources/1488595", "AnsweringBody" : [{"_value" : "Home Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1488595/answer", "answerText" : {"_value" : "
The requested information cannot be accurately extracted from our internal systems. To provide this information would require a manual trawl of case records and to do so would incur disproportionate cost.<\/p>
The Adults at Risk in Immigration Detention (AAR) policy strengthens the presumption against the detention of those who are particularly vulnerable to harm in detention. Under the AAR policy, vulnerable individuals will be detained only when the evidence of vulnerability in their particular case is outweighed by the immigration considerations, including expected date of removal, compliance with immigration law, and public protection. Where a decision is taken to maintain the detention of a vulnerable person, safeguards are in place including regular reviews to ensure detention remains lawful, appropriate and proportionate.<\/p>
All Home Office staff working in the detention system are given training and support to identify and act upon indicators of vulnerability.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4311", "label" : {"_value" : "Biography information for Baroness Williams of Trafford"} } , "answeringMemberPrinted" : {"_value" : "Baroness Williams of Trafford"} , "dateOfAnswer" : {"_value" : "2022-07-28", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2022-07-28T07:49:18.823Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "1"} , "answeringDeptShortName" : {"_value" : "Home Office"} , "answeringDeptSortName" : {"_value" : "Home Office"} , "date" : {"_value" : "2022-07-12", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Migrants: Detainees"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government how many people who are (1) survivors of sexual and gender-based violence, and (2) otherwise recognised as vulnerable under the Adults at Risk policy, were brought to an immigration detention centre in (a) 2019, (b) 2020, and (c) 2021.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3687", "label" : {"_value" : "Biography information for Lord Rosser"} } , "tablingMemberPrinted" : [{"_value" : "Lord Rosser"} ], "uin" : "HL1711"} , {"_about" : "http://data.parliament.uk/resources/1343513", "AnsweringBody" : [{"_value" : "Cabinet Office"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1343513/answer", "answerText" : {"_value" : "
The information requested falls under the remit of the UK Statistics Authority. I have, therefore, asked the Authority to respond.<\/p>
Professor Sir Ian Diamond<\/strong> | National Statistician<\/p> <\/p> Lord Lucas<\/p> House of Lords<\/p> London<\/p> SW1A 0PW<\/p> 13 July 2021<\/p> <\/p> Dear Lord Lucas,<\/p> <\/p> As National Statistician and Chief Executive of the UK Statistics Authority, I am responding to your Parliamentary Questions relating to Census 2021 in England and Wales asking firstly how many 2021 census forms were (1) requested, and (2) have been completed and returned (HL1710)<\/strong>; secondly, how many fines have been issued for non-completion of the 2021 census (HL1711)<\/strong>; and what plans there are to compare the census data with the Department for Work and Pensions' database of National Insurance numbers to identify (1) NI numbers which should be terminated, and (2) individuals who should be fined for non-completion of the 2021 census (HL1713)<\/strong>.<\/p> <\/p> Census 2021 was designed to be a digital-first census and we encouraged people to complete online where possible, but we made sure that those who preferred to use a paper questionnaire were able to do so. Most households were sent a letter with an access code to complete the census online. Ten percent of households, where the take-up of the online option was likely to be relatively low, were sent a paper questionnaire in place of the Census 2021 letter. Each paper questionnaire also included an access code so that the household could complete online. Similarly, while most reminder letters sent to households that had not yet completed the census included the online access code, some households were sent paper questionnaires as part of the reminder and follow-up process. Paper questionnaires and online access codes were also available on request via our freephone contact centre or the Census 2021 website.<\/p> <\/p> The response to Census 2021 has exceeded all expectations, with a return rate of 97 percent of households across England and Wales and an online-completion rate above our target of 75 percent. The return rate is based on the number of households where we have a valid return, as a percentage of all addresses that are not considered to be vacant. Final response rates will be calculated after following the processing of data from the census and the Census Coverage Survey, and may therefore differ from the return rate. While this processing is continuing, we are not able to provide the detailed information requested. We are planning to publish an article in the autumn with information on how people completed the census, including whether they did so online or on paper.<\/p> <\/p> As regards the number of fines for non-completion and for providing false information in Census 2021, I would like to clarify that the Office for National Statistics (ONS) does not have the power to impose fines under the Census Act 1920. Fines can be imposed by the courts as a result of a successful prosecution, and the ONS works closely with the Crown Prosecution Service (CPS) on bringing cases to court where necessary. The ONS is currently undertaking the non-compliance process, including gathering evidence to be passed to the CPS where appropriate. The main objective of this work is to persuade the few people who refuse to complete a questionnaire to do so; as such, people can avoid the risk of a fine for non-completion at any stage by completing the census.<\/p> <\/p> We have no plans to use census data for the purposes described in your question. In accordance with all relevant legislation, UK Statistics Authority policy, and the promises made to census respondents, personal information collected during the census can and will be used for statistical purposes only, and not used in any way that could have a direct impact on individuals.<\/p> <\/p> <\/p> Yours sincerely,<\/p> Professor Sir Ian Diamond<\/strong><\/p> <\/strong><\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4200", "label" : {"_value" : "Biography information for Lord True"}
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, "answeringMemberPrinted" : {"_value" : "Lord True"}
, "dateOfAnswer" : {"_value" : "2021-07-20", "_datatype" : "dateTime"}
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, "date" : {"_value" : "2021-07-05", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Census: Fines"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government how many fines have been issued for non-completion of the 2021 census.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1879", "label" : {"_value" : "Biography information for Lord Lucas"}
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, "tablingMemberPrinted" : [{"_value" : "Lord Lucas"}
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, {"_about" : "http://data.parliament.uk/resources/1179833", "AnsweringBody" : [{"_value" : "Department for Transport"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1179833/answer", "answerText" : {"_value" : " A study of the rail corridors in Oxfordshire has been undertaken by Network Rail in partnership with the Department for Transport and local stakeholders led by the Oxfordshire Growth Board. The scope of the study has included the possibility of reopening the line between Oxford and Cowley for passenger services, with two new stations serving the Oxford Business and Science Park. The work undertaken to date has not included an assessment of the impact on carbon emissions.<\/p> <\/p> The Oxfordshire Rail Corridor Study will be published this Spring, and further development work on reopening the Cowley line will be progressed in accordance with the Rail Network Enhancement Pipeline.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4580", "label" : {"_value" : "Biography information for Baroness Vere of Norbiton"}
}
, "answeringMemberPrinted" : {"_value" : "Baroness Vere of Norbiton"}
, "dateOfAnswer" : {"_value" : "2020-03-09", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2020-03-09T17:00:03.363Z", "_datatype" : "dateTime"}
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, "answeringDeptId" : {"_value" : "27"}
, "answeringDeptShortName" : {"_value" : "Transport"}
, "answeringDeptSortName" : {"_value" : "Transport"}
, "date" : {"_value" : "2020-02-24", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Cowley Branch Line"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
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], "questionText" : "To ask Her Majesty's Government what plans they have to restore the Cowley Branch railway line for passenger services; what stations any such services would serve; what is their timetable for developing any such plans; and what assessment they have made of the impact restoring the line for passenger services would have on carbon emissions.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4719", "label" : {"_value" : "Biography information for Baroness Bennett of Manor Castle"}
}
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