{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "https://eldaddp.azurewebsites.net/answeredquestions.text?hansardHeading=Social+Security+Benefits%3A+Payment+Methods", "definition" : "https://eldaddp.azurewebsites.net/meta/answeredquestions.text?hansardHeading=Social+Security+Benefits%3A+Payment+Methods", "extendedMetadataVersion" : "https://eldaddp.azurewebsites.net/answeredquestions.text?_metadata=all&hansardHeading=Social+Security+Benefits%3A+Payment+Methods", "first" : "https://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&hansardHeading=Social+Security+Benefits%3A+Payment+Methods", "hasPart" : "https://eldaddp.azurewebsites.net/answeredquestions.text?hansardHeading=Social+Security+Benefits%3A+Payment+Methods", "isPartOf" : "https://eldaddp.azurewebsites.net/answeredquestions.text?hansardHeading=Social+Security+Benefits%3A+Payment+Methods", "items" : [{"_about" : "http://data.parliament.uk/resources/797525", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/797525/answer", "answerText" : {"_value" : "

The Department has not carried out a comparative assessment.<\/p>

<\/p>

In line with our wider policy on financial inclusion we have always made it clear that payment into a bank, building society or credit union is the preferred way pension and benefits are paid. Access to appropriate mainstream financial services, that meet the customer\u2019s needs, is important to support personal and financial independence. There are now fewer barriers to prevent people from using bank accounts. The nine largest personal current account providers in the UK are legally required to offer basic bank accounts to customers who do not have a bank account or who are ineligible for a bank\u2019s standard current account, provided that the customer is legally resident in the EU. Basic bank accounts minimise the risk of unarranged overdrafts and end bank charges if a direct debit or standing order fails.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4142", "label" : {"_value" : "Biography information for Guy Opperman"} } , "answeringMemberConstituency" : {"_value" : "Hexham"} , "answeringMemberPrinted" : {"_value" : "Guy Opperman"} , "dateOfAnswer" : {"_value" : "2017-12-04", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-12-04T14:05:44.12Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-11-29", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what comparative assessment he has made of levels of indebtedness among people who use (a) bank accounts and (b) Post Office Card Accounts for payment of pensions and benefits.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4385", "label" : {"_value" : "Biography information for Dr Philippa Whitford"} } , "tablingMemberConstituency" : {"_value" : "Central Ayrshire"} , "tablingMemberPrinted" : [{"_value" : "Dr Philippa Whitford"} ], "uin" : "116488"} , {"_about" : "http://data.parliament.uk/resources/776090", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/776090/answer", "answerText" : {"_value" : "

Since September 2015 the Department has written to around 900,000 DWP, HMRC and Department for Communities (DfC) Post Office card account users about receiving their pension or benefit payments into a bank, building society or credit union account<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4142", "label" : {"_value" : "Biography information for Guy Opperman"} } , "answeringMemberConstituency" : {"_value" : "Hexham"} , "answeringMemberPrinted" : {"_value" : "Guy Opperman"} , "dateOfAnswer" : {"_value" : "2017-10-26", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-10-26T13:45:20.433Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-10-23", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, how many letters his Department has issued asking people to have their state pension or benefits paid into a bank, building society or credit union account rather than a Post Office account.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4385", "label" : {"_value" : "Biography information for Dr Philippa Whitford"} } , "tablingMemberConstituency" : {"_value" : "Central Ayrshire"} , "tablingMemberPrinted" : [{"_value" : "Dr Philippa Whitford"} ], "uin" : "108977"} , {"_about" : "http://data.parliament.uk/resources/776091", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/776091/answer", "answerText" : {"_value" : "

Letters are issued randomly across the UK with no geographical targeting.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4142", "label" : {"_value" : "Biography information for Guy Opperman"} } , "answeringMemberConstituency" : {"_value" : "Hexham"} , "answeringMemberPrinted" : {"_value" : "Guy Opperman"} , "dateOfAnswer" : {"_value" : "2017-10-26", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-10-26T13:44:02.23Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-10-23", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, which areas of the country have been targeted by his Department for letters asking people to have their state pension or benefits paid into a bank, building society or credit union account rather than a Post Office account.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4385", "label" : {"_value" : "Biography information for Dr Philippa Whitford"} } , "tablingMemberConstituency" : {"_value" : "Central Ayrshire"} , "tablingMemberPrinted" : [{"_value" : "Dr Philippa Whitford"} ], "uin" : "108978"} , {"_about" : "http://data.parliament.uk/resources/776245", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/776245/answer", "answerText" : {"_value" : "

A dedicated telephone service has been set up and aims to support Post Office card account users, who can, into mainstream banking. Customers who receive a letter about how their payments are made can call free to ask questions and if required will be provided with information to help them choose an account that\u2019s right for their circumstances.<\/p>

<\/p>

This could include continuing to receive payments into their POca, as while the majority of pension and benefit payments are paid into a bank account some customers, including those who are vulnerable, may remain unable to use or access such services.<\/p>

<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4142", "label" : {"_value" : "Biography information for Guy Opperman"} } , "answeringMemberConstituency" : {"_value" : "Hexham"} , "answeringMemberPrinted" : {"_value" : "Guy Opperman"} , "dateOfAnswer" : {"_value" : "2017-10-26", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-10-26T13:41:58.693Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-10-23", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what advice his Department provides to vulnerable customers switching from a Post Office Card account to a bank account in order to manage their benefits and tax credit payments.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4042", "label" : {"_value" : "Biography information for Owen Smith"} } , "tablingMemberConstituency" : {"_value" : "Pontypridd"} , "tablingMemberPrinted" : [{"_value" : "Owen Smith"} ], "uin" : "109032"} , {"_about" : "http://data.parliament.uk/resources/756085", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/756085/answer", "answerText" : {"_value" : "

Direct Payment (DP) into a bank, building society, or credit union account is the safest and most cost-effective method used to make customer benefit and pensions payments. DWP is committed to tackling financial exclusion and helping more people to move towards, and benefit from, mainstream banking but we do recognise that some customers remain unable to access or use such services. Arrangements are in place to ensure those customers can access their money.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4008", "label" : {"_value" : "Biography information for Dame Caroline Dinenage"} } , "answeringMemberConstituency" : {"_value" : "Gosport"} , "answeringMemberPrinted" : {"_value" : "Caroline Dinenage"} , "dateOfAnswer" : {"_value" : "2017-09-12", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-09-12T16:10:04.643Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-09-04", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what his Department's policy is on paying benefits to claimants who do not have a bank account.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/478", "label" : {"_value" : "Biography information for Lord Field of Birkenhead"} } , "tablingMemberConstituency" : {"_value" : "Birkenhead"} , "tablingMemberPrinted" : [{"_value" : "Frank Field"} ], "uin" : "7262"} , {"_about" : "http://data.parliament.uk/resources/705739", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/705739/answer", "answerText" : {"_value" : "

DWP is committed to battling financial exclusion and is offering support to help more customers move into banking.<\/p>

<\/p>

We have interpreted this question to be about the change from Order Books and Cheque payments. There has been a considerable reduction in method of payment costs, however, detailed information on the savings accrued is not available and could only be provided at disproportionate cost.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4048", "label" : {"_value" : "Biography information for Caroline Nokes"} } , "answeringMemberConstituency" : {"_value" : "Romsey and Southampton North"} , "answeringMemberPrinted" : {"_value" : "Caroline Nokes"} , "dateOfAnswer" : {"_value" : "2017-03-07", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2017-03-07T16:52:35.047Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2017-02-27", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what estimate his Department has made of the savings accrued to the public purse as a result of the change from cash payment to direct payment into bank accounts and the Post Office Card Account of benefits since that change came into effect.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/112", "label" : {"_value" : "Biography information for Lord Tyrie"} } , "tablingMemberConstituency" : {"_value" : "Chichester"} , "tablingMemberPrinted" : [{"_value" : "Mr Andrew Tyrie"} ], "uin" : "65798"} , {"_about" : "http://data.parliament.uk/resources/100275", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/100275/answer", "answerText" : {"_value" : "

The cost to Government for making payments into a Post Office Card Account are £0.50, into a bank account £0.04497 and by Simple Payment £3.60. These costs are applicable to both pension and benefit payments.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/220", "label" : {"_value" : "Biography information for Steve Webb"} } , "answeringMemberConstituency" : {"_value" : "Thornbury and Yate"} , "answeringMemberPrinted" : {"_value" : "Steve Webb"} , "dateOfAnswer" : {"_value" : "2014-10-27", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2014-10-27T14:05:05.9477664Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2014-10-21", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Social Security Benefits: Payment Methods"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, what the cost is to the Government for each transaction for (a) pension payments and (b) benefit payments paid into a (i) Post Office card account, (ii) bank account and (iii) simple payment scheme.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/3964", "label" : {"_value" : "Biography information for Fiona O'Donnell"} } , "tablingMemberConstituency" : {"_value" : "East Lothian"} , "tablingMemberPrinted" : [{"_value" : "Fiona O'Donnell"} ], "uin" : "211235"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 7, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }