The Government is committed to improving access to financial services for all consumers and small businesses in the UK.<\/p>
99% of UK personal bank accounts and 95% of small business accounts can be accessed to withdraw cash and deposit cash and cheques over the counter in any of the UK\u2019s network of over 11,600 post offices. It is the operational responsibility of the Post Office to meet its contractual obligations under the agreement it has with the banks to provide banking services.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/3936", "label" : {"_value" : "Biography information for Andrew Griffiths"} } , "answeringMemberConstituency" : {"_value" : "Burton"} , "answeringMemberPrinted" : {"_value" : "Andrew Griffiths"} , "dateOfAnswer" : {"_value" : "2018-01-23", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-01-23T16:44:23.543Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "201"} , "answeringDeptShortName" : {"_value" : "Business, Energy and Industrial Strategy"} , "answeringDeptSortName" : {"_value" : "Business, Energy and Industrial Strategy"} , "date" : {"_value" : "2018-01-18", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Post Offices: Bank Services"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment the Government has made of whether the post office network will have the capacity to meet any increase in demand for banking services after the closure of a number of RBS and NatWest bank branches; and if he will make a statement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/4672", "label" : {"_value" : "Biography information for Ged Killen"} } , "tablingMemberConstituency" : {"_value" : "Rutherglen and Hamilton West"} , "tablingMemberPrinted" : [{"_value" : "Ged Killen"} ], "uin" : "123592"} , {"_about" : "http://data.parliament.uk/resources/797535", "AnsweringBody" : [{"_value" : "Department for Business, Energy and Industrial Strategy"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/797535/answer", "answerText" : {"_value" : "
<\/strong><\/p> <\/p> <\/p> The Government is committed to providing universal banking access for all consumers and small businesses in the UK - 99% of UK personal bank customers and 95% of small business accounts can withdraw cash and deposit cash and cheques over the counter in any of the UK\u2019s network of 11,600 post offices.<\/p> <\/p> I understand that the Post Office is working to increase public awareness of its banking services. There is a series of ongoing in-branch campaigns, a recent one seeing 7,000 post office branches advertising banking services nationwide. The Post Office is also working in conjunction with UK banks to launch a series of campaigning initiatives through the next year.<\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4115", "label" : {"_value" : "Biography information for Margot James"}
}
, "answeringMemberConstituency" : {"_value" : "Stourbridge"}
, "answeringMemberPrinted" : {"_value" : "Margot James"}
, "dateOfAnswer" : {"_value" : "2017-12-05", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2017-12-05T11:18:52.137Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "201"}
, "answeringDeptShortName" : {"_value" : "Business, Energy and Industrial Strategy"}
, "answeringDeptSortName" : {"_value" : "Business, Energy and Industrial Strategy"}
, "date" : {"_value" : "2017-11-29", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Post Offices: Bank Services"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Business, Energy and Industrial Strategy, whether his Department is taking steps to raise awareness of the banking services that Post Office branches provide.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/3939", "label" : {"_value" : "Biography information for Andrew Percy"}
}
, "tablingMemberConstituency" : {"_value" : "Brigg and Goole"}
, "tablingMemberPrinted" : [{"_value" : "Andrew Percy"}
], "uin" : "116498"}
, {"_about" : "http://data.parliament.uk/resources/750363", "AnsweringBody" : [{"_value" : "Department for Business, Energy and Industrial Strategy"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/750363/answer", "answerText" : {"_value" : " The Department has not received any representation on the Post Office\u2019s operation of Santander\u2019s Transcash service in 2017-18.<\/p> <\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4115", "label" : {"_value" : "Biography information for Margot James"}
}
, "answeringMemberConstituency" : {"_value" : "Stourbridge"}
, "answeringMemberPrinted" : {"_value" : "Margot James"}
, "dateOfAnswer" : {"_value" : "2017-07-14", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2017-07-14T08:29:09.77Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "201"}
, "answeringDeptShortName" : {"_value" : "Business, Energy and Industrial Strategy"}
, "answeringDeptSortName" : {"_value" : "Business, Energy and Industrial Strategy"}
, "date" : {"_value" : "2017-07-10", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Post Offices: Bank Services"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Business, Energy and Industrial Strategy, whether he has received any representations on the Post Office's planned operation of Transcash in 2017-18.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4393", "label" : {"_value" : "Biography information for Stuart C McDonald"}
}
, "tablingMemberConstituency" : {"_value" : "Cumbernauld, Kilsyth and Kirkintilloch East"}
, "tablingMemberPrinted" : [{"_value" : "Stuart C. McDonald"}
], "uin" : "3839"}
, {"_about" : "http://data.parliament.uk/resources/687159", "AnsweringBody" : [{"_value" : "Department for Business, Energy and Industrial Strategy"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/687159/answer", "answerText" : {"_value" : " The Government recognises the value of post offices to communities across the UK and understands that they are an important option for customers and small businesses to access a range of financial, mails and Government services. The Post Office estimates that it processed over 110 million banking transactions last year - a six per cent increase on the previous year.<\/p> <\/p> Last month, a new industry wide agreement between the Post Office and UK banks came into effect which means that 99 per cent of UK personal bank customers and over 75 per cent of business customers are now able to do their day-to-day banking at the Post Office.<\/p> <\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4115", "label" : {"_value" : "Biography information for Margot James"}
}
, "answeringMemberConstituency" : {"_value" : "Stourbridge"}
, "answeringMemberPrinted" : {"_value" : "Margot James"}
, "dateOfAnswer" : {"_value" : "2017-02-20", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2017-02-20T11:23:08.217Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "201"}
, "answeringDeptShortName" : {"_value" : "Business, Energy and Industrial Strategy"}
, "answeringDeptSortName" : {"_value" : "Business, Energy and Industrial Strategy"}
, "date" : {"_value" : "2017-02-08", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Post Offices: Bank Services"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Business, Energy and Industrial Strategy, what assessment he has made of trends in the level of use of Post Office branches for banking.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/4494", "label" : {"_value" : "Biography information for Simon Hoare"}
}
, "tablingMemberConstituency" : {"_value" : "North Dorset"}
, "tablingMemberPrinted" : [{"_value" : "Simon Hoare"}
], "uin" : "63633"}
, {"_about" : "http://data.parliament.uk/resources/438562", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/438562/answer", "answerText" : {"_value" : " The Post Office is negotiating with the major banks, including Lloyds and Barclays, with a view to extending and standardising the services available to the banks\u2019 small business customers. These are commercial negotiations which are still ongoing. The Government is clear that completion of these negotiations should be a priority.<\/p> The Government is keen to see continued and wider availability of banking services through Post Office branches. In this context, we welcome the recent agreement between HSBC and the Post Office to provide HSBC\u2019s business customers with services through Post Office branches.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4020", "label" : {"_value" : "Biography information for George Freeman"}
}
, "answeringMemberConstituency" : {"_value" : "Mid Norfolk"}
, "answeringMemberPrinted" : {"_value" : "George Freeman"}
, "dateOfAnswer" : {"_value" : "2016-01-11", "_datatype" : "dateTime"}
, "groupedQuestionUIN" : {"_value" : "20208"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2016-01-11T10:25:43.297Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "26"}
, "answeringDeptShortName" : {"_value" : "Business, Innovation and Skills"}
, "answeringDeptSortName" : {"_value" : "Business, Innovation and Skills"}
, "date" : {"_value" : "2015-12-15", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Post Offices: Bank Services"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what progress has been made in negotiations with Lloyd's Bank plc about business banking services being offered through the Post Office.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1498", "label" : {"_value" : "Biography information for Mr Mark Williams"}
}
, "tablingMemberConstituency" : {"_value" : "Ceredigion"}
, "tablingMemberPrinted" : [{"_value" : "Mr Mark Williams"}
], "uin" : "20207"}
, {"_about" : "http://data.parliament.uk/resources/438563", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/438563/answer", "answerText" : {"_value" : " The Post Office is negotiating with the major banks, including Lloyds and Barclays, with a view to extending and standardising the services available to the banks\u2019 small business customers. These are commercial negotiations which are still ongoing. The Government is clear that completion of these negotiations should be a priority.<\/p> The Government is keen to see continued and wider availability of banking services through Post Office branches. In this context, we welcome the recent agreement between HSBC and the Post Office to provide HSBC\u2019s business customers with services through Post Office branches.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4020", "label" : {"_value" : "Biography information for George Freeman"}
}
, "answeringMemberConstituency" : {"_value" : "Mid Norfolk"}
, "answeringMemberPrinted" : {"_value" : "George Freeman"}
, "dateOfAnswer" : {"_value" : "2016-01-11", "_datatype" : "dateTime"}
, "groupedQuestionUIN" : {"_value" : "20207"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2016-01-11T10:25:43.347Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "26"}
, "answeringDeptShortName" : {"_value" : "Business, Innovation and Skills"}
, "answeringDeptSortName" : {"_value" : "Business, Innovation and Skills"}
, "date" : {"_value" : "2015-12-15", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Post Offices: Bank Services"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Business, Innovation and Skills, what progress has been made in negotiations with Barclays Bank plc about business banking services being offered through the Post Office.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/1498", "label" : {"_value" : "Biography information for Mr Mark Williams"}
}
, "tablingMemberConstituency" : {"_value" : "Ceredigion"}
, "tablingMemberPrinted" : [{"_value" : "Mr Mark Williams"}
], "uin" : "20208"}
, {"_about" : "http://data.parliament.uk/resources/179255", "AnsweringBody" : [{"_value" : "Department for Business, Innovation and Skills"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/179255/answer", "answerText" : {"_value" : " The Post Office is one of the leading challengers in the UK financial services market and offers services under its Post Office Money brand and also services on behalf of third parties. Presently more than 95% of UK current accounts are accessible across Post Office\u2019s counters. Post Office already works with a number of Credit Unions, and customers of these organisations are able to undertake basic financial transactions at Post Office branches. Post Office is also working with the Association of British Credit Unions on its Credit Union expansion project; this is ongoing and Post Office hopes to play a role in any solutions identified.<\/p> <\/p> <\/p> <\/p> All of Post Office\u2019s contracts \u2013 including with Credit Unions \u2013 are commercial arrangements and it would not be appropriate for Government to intervene in these. We support Post Office\u2019s strategy to grow its successful financial services business to reach more customers, including potentially those of the Credit Union sector.<\/p> <\/p> <\/p> <\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4284", "label" : {"_value" : "Biography information for Baroness Neville-Rolfe"}
}
, "answeringMemberPrinted" : {"_value" : "Baroness Neville-Rolfe"}
, "dateOfAnswer" : {"_value" : "2015-02-26", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2015-02-26T17:06:15.73Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "26"}
, "answeringDeptShortName" : {"_value" : "Business, Innovation and Skills"}
, "answeringDeptSortName" : {"_value" : "Business, Innovation and Skills"}
, "date" : {"_value" : "2015-02-11", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Post Offices: Bank Services"}
, "houseId" : {"_value" : "2"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"}
}
], "questionText" : "To ask Her Majesty\u2019s Government what plans they have to ensure that Post Office accounts can accept monies belonging to customers of credit unions and other providers of low cost lending when those customers and members need to be paid back monies due to them.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/3789", "label" : {"_value" : "Biography information for Lord Teverson"}
}
, "tablingMemberPrinted" : [{"_value" : "Lord Teverson"}
], "uin" : "HL4992"}
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}