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Theft from commercial vehicles is not a risk required by law to be covered by motor insurance although it can often be purchased as an added extra.<\/p>

The setting of premiums is a commercial decision for individual insurers and the Government does not generally intervene or seek to control the market.<\/p>

The independent financial services regulators, the Financial Conduct Authority and the Prudential Regulation Authority, regularly monitor the insurance market to make sure that it functions well.<\/p>

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