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760638

registered interest
date	14/09/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Public Sector: Pay
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the cost to the Exchequer of removing the public sector pay cap.
tabling member constituency	Bootle
tabling member printed	Peter Dowd
uin	105134
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>I set out the Government’s position on public sector pay in the House of Commons on 12 September 2017. A copy of this statement is available at: <a href="http://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-09-12/HCWS127" target="_blank">http://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2017-09-12/HCWS127</a>.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 09/10/2017 13:08:03 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4397 label Biography information for Peter Dowd

760765

registered interest
date	14/09/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Hire Services: Credit Agreements
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what information his Department holds on changes in the level of use of personal contracts for agreements in the last five years; what assessment he has made of the reasons for those changes; and if he will extend the provisions of the Consumer Credit Act 1974 to enable full payment ahead of time to personal contract hire agreements; and if he will make a statement.
tabling member constituency	Worthing West
tabling member printed	Sir Peter Bottomley
uin	105143
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>The Government is committed to supporting businesses to offer their customers choice about how they pay for goods and services. Payment by instalments can provide consumers with a helpful way to spread the costs of household goods and services, and this can be an important budgeting tool for consumers.</p><p> </p><p>The Government took action in 2015 to exempt credit that is provided free of interest and charges over less than 12 months from Financial Conduct Authority (FCA) regulation, unless 12 or more repayments are due.</p><p> </p><p>To be exempt from FCA regulation, the credit agreement must not be a conditional sale, hire purchase or pawn agreement, and must not finance the purchase of land. The credit agreement must finance the purchase of specific goods or services, must be for a fixed amount, and must contain no charges, interest or administration fees.</p><p> </p><p>The provisions within the Consumer Credit Act 1974 (CCA) to enable full payment ahead of time do not apply to agreements which fall under this exemption. The CCA provides important safeguards to protect consumers, and so the exemption is limited to agreements which meet the specified criteria. The Government has no plans to modify this exemption.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 09/10/2017 13:11:10 answering member 4095 label Biography information for Steve Barclay
tabling member	117 label Biography information for Sir Peter Bottomley

760863

registered interest
date	14/09/2017
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Schools: Finance
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, pursuant to the Answer of 5 September 2017 to Question 5930, on schools: finance, which programmes she plans to reduce funding from in order to realise savings of £105 million from unallocated departmental capital.
tabling member constituency	Ashton-under-Lyne
tabling member printed	Angela Rayner
uin	105397
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>As my Rt hon. Friend, the Secretary of State, set out in her oral statement of 17 July 2017, the Government will be investing an additional £1.3 billion in core schools funding. As part of this, she announced that the Department will make savings from the overall capital budget. She outlined £315 million of savings from healthy pupils capital and a further £105 million from unallocated Departmental capital. The £105 million is from our 2017-18 capital budget which was not allocated to a particular project, and has now been repurposed to the National Funding Formula.</p> answering member constituency Bognor Regis and Littlehampton answering member printed Nick Gibb question first answered 09/10/2017 13:33:39 answering member 111 label Biography information for Nick Gibb
tabling member	4356 label Biography information for Angela Rayner

760044

registered interest
date	13/09/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Telecommunications: Non-domestic Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what Barnet consequentials arise from the Telecommunications Infrastructure (Relief from Non-domestic Rates) Bill for (a) Scotland, (b) Wales and (c) Northern Ireland.
tabling member constituency	Stirling
tabling member printed	Stephen Kerr
uin	10393
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>Barnett consequentials for the years covered by the 2015 Spending Review arising from the Telecommunications Infrastructure (Relief from Non-domestic Rates) Bill are set out below.</p><p> </p><table><tbody><tr><td><p>£ million</p></td><td><p>2017-18</p></td><td><p>2018-19</p></td><td><p>2019-20</p></td></tr><tr><td><p>Scottish Government</p></td><td><p>0.3</p></td><td><p>0.6</p></td><td><p>1.0</p></td></tr><tr><td><p>Welsh Government</p></td><td><p>0.2</p></td><td><p>0.3</p></td><td><p>0.6</p></td></tr><tr><td><p>Northern Ireland Executive</p></td><td><p>0.1</p></td><td><p>0.2</p></td><td><p>0.3</p></td></tr></tbody></table> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 09/10/2017 13:13:44 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4604 label Biography information for Stephen Kerr

760270

registered interest
date	13/09/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Department for Transport: Cycle to Work Scheme
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, how many civil servants in his Department made use of a cycle-to-work scheme in each of the last five years.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	10494
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>The table below shows the number of employees using the cycle to work scheme in the Department for Transport for the last five years.</p><table><tbody><tr><td><p><strong>Year </strong></p></td><td><p><strong>Total Users </strong></p></td></tr><tr><td><p>2013</p></td><td><p>124</p></td></tr><tr><td><p>2014</p></td><td><p>106</p></td></tr><tr><td><p>2015</p></td><td><p>123</p></td></tr><tr><td><p>2016</p></td><td><p>137</p></td></tr><tr><td><p>2017 (to date)</p></td><td><p>117</p></td></tr></tbody></table><p> </p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 09/10/2017 14:04:32 answering member 3991 label Biography information for Jesse Norman
tabling member	308 label Biography information for Mr Jim Cunningham

760273

registered interest
date	13/09/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Network Rail
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, what meetings he had with the (a) chair and (b) chief executive of Network Rail in (i) 2017 and (ii) 2016.
tabling member constituency	Middlesbrough
tabling member printed	Andy McDonald
uin	105062
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>The Secretary of State meets with the Chair and Chief Executive of Network Rail on a regular basis.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 09/10/2017 13:19:43 answering member 3926 label Biography information for Paul Maynard
tabling member	4269 label Biography information for Andy McDonald

760275

registered interest
date	13/09/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Community Transport
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, how many people used community transport in each region and constituent part of the UK in each year since 2010.
tabling member constituency	Middlesbrough
tabling member printed	Andy McDonald
uin	105060
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>This information is not centrally held.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 09/10/2017 13:22:26 answering member 3991 label Biography information for Jesse Norman
tabling member	4269 label Biography information for Andy McDonald

760276

registered interest
date	13/09/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Railways: Electrification
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, what consultation his Department undertook with Network Rail before the decision to cancel the electrification projects in the Midlands, Wales and the Lake District.
tabling member constituency	Middlesbrough
tabling member printed	Andy McDonald
uin	105061
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>The Department for Transport and Network Rail work closely together. We have regular discussions with Network Rail throughout the year on a number of topics, including the recent decisions on projects in the Midlands, Wales and the Lake District.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 09/10/2017 13:25:29 answering member 3926 label Biography information for Paul Maynard
tabling member	4269 label Biography information for Andy McDonald

760277

registered interest
date	13/09/2017
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Railways: North Wales
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, what plans his Department has to electrify the north Wales railway line.
tabling member constituency	Vale of Clwyd
tabling member printed	Chris Ruane
uin	105066
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>We continue to work with the rail industry, the Welsh Government and regional stakeholders, including the North Wales and Mersey Dee Rail Task Force and Transport for the North, to see what more can be accomplished to deliver better journeys for passengers and freight customers in the North Wales corridor.</p><p> </p><p>The rail industry’s Welsh Route Study published in March 2016 looked at the case for electrification of the North Wales Main Line (NWML) - including the link from Chester to Warrington - and concluded it had a benefit to cost ratio of 0.35 to 1 if evaluated on the basis of current train services, or 0.58 to 1 if evaluated against an enhanced level of train services for which funding has not yet been identified.</p><p>The Welsh Government has recently with our agreement issued an Invitation to Tender for the next Wales and Borders franchise seeking a step change in the quality of rail travel in Wales and the borders region. The competition for the new franchise for the West Coast, the West Coast Partnership, is also underway. This provides vital connections between London, Crewe, Chester and North Wales. We expect the next franchise to be a far more punctual and reliable service and offer better connections between the towns and cities it serves to enable economic growth.</p><p> </p><p> </p><p><strong> </strong></p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 09/10/2017 14:03:09 answering member 3926 label Biography information for Paul Maynard
tabling member	534 label Biography information for Chris Ruane

759625

registered interest
date	12/09/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Loans: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the number of people who have had loans approved at the advertised representative APR rates for loan products.
tabling member constituency	Chesterfield
tabling member printed	Toby Perkins
uin	10192
answer	answer is ministerial correction date of answer 09/10/2017 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) in April 2014. This more robust regulatory system is helping to deliver the Government’s vision for a well-functioning and sustainable consumer credit market which is able to meet consumers’ needs. Treasury ministers and officials meet regularly with the FCA to discuss relevant regulatory issues.</p><p> </p><p>The Government does not hold the requested estimate, but the FCA’s rules require firms to reasonably expect that in at least 51% of credit agreements entered into as a result of a promotion, credit will be provided to the consumer at the representative APR or lower. The FCA’s rules also require firms to ensure that their communications and financial promotions are fair, clear and not misleading. The FCA is able to impose tough sanctions, such as banning products, imposing unlimited fines and ordering firms to pay money back to customers, where wrongdoing is found.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 10193 question first answered 09/10/2017 13:12:31 answering member 4095 label Biography information for Steve Barclay
tabling member	3952 label Biography information for Mr Toby Perkins