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1670143

registered interest
date	14/11/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cost of Living
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to support people struggling to pay their bills given the increased cost of living.
tabling member printed	Lord Taylor of Warwick
uin	HL329
answer	answer is ministerial correction date of answer 28/11/2023 answer text <p>The Government announced further policies at Autumn Statement 2023 to support the most vulnerable: From 1 April 2024, the Government is increasing the NLW by 9.8% for 2.7 million low paid workers. Local Housing Allowance rates will rise to the 30th percentile of local market rents in April 2024 for 1.6 million households. The government will also uprate all working age benefits in full by September 2023 CPI of 6.7%, benefitting 5.5 million households in 2024-25. This brings the total support over 2022-2025 to help households with the high cost of living to £104 billion – an average of £3,700 per UK household.</p><p> </p><p>As part of the Government’s long-term plan to grow the economy and reform the tax system, employees will see their main National Insurance Contribution (NICs) rate cut from 12% to 10% from January 2024 onwards, and the main rate of Class 4 NICs for the self-employed will be reduced from 9% to 8% from April 2024. This is a tax cut worth over £9bn per year, the largest ever cut to employee and self-employed National Insurance.</p> answering member printed Baroness Vere of Norbiton question first answered 28/11/2023 16:12:50 answering member 4580 label Biography information for Baroness Vere of Norbiton
tabling member	1796 label Biography information for Lord Taylor of Warwick

1669366

registered interest
date	13/11/2023
answering body	Department for Science, Innovation and Technology
answering dept id	216
answering dept short name	Science, Innovation and Technology
answering dept sort name	Science, Innovation and Technology
hansard heading	Audio Recordings: Disinformation
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to combat the creation and spread of digitally generated fake audios.
tabling member printed	Lord Taylor of Warwick
uin	HL258
answer	answer is ministerial correction date of answer 27/11/2023 answer text <p>The Government recognises the fast-moving development of AI systems, including those used to generate fake audio and the potential of such tools for facilitating criminal offences such as fraud.</p><p>The Online Safety Act received Royal Assent on 26 October. It has been designed to keep pace with emerging technologies, and to provide Ofcom with broad horizon-scanning and robust information-gathering powers so that it can review and regulate technologies effectively.</p><p>The Act’s illegal content duties require providers to proactively mitigate the risk that their services are used for illegal activity or to share illegal content. and to design their services to mitigate the risk of this occurring. Services must also take steps to prevent content that constitutes a priority offence from appearing on their service — this includes a number of fraud and financial crime offences.</p><p>This applies to fake-audio content, whether that content is created by a human of AI-generated. On services it regulates, the Act will regulate AI-generated content in much the same way it does content created by humans.</p><p>Further, ahead of the Bills implementation, the Government plans to deliver a voluntary Online Fraud Charter. This charter will demonstrate the ambition of signatories to work with the Government to tackle online fraud.</p> answering member printed Viscount Camrose question first answered 27/11/2023 17:16:58 answering member 4939 label Biography information for Viscount Camrose
tabling member	1796 label Biography information for Lord Taylor of Warwick

1669368

registered interest
date	13/11/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Interest Rates: Property
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what plans they have to mitigate the impact of increased interest rates on the residential property market.
tabling member printed	Lord Taylor of Warwick
uin	HL260
answer	answer is ministerial correction date of answer 22/11/2023 answer text <p>The Government is addressing the impact of increased interest rates on the residential property market listening to the needs of all stakeholders in the market, including first-time buyers, homeowners, and housebuilders.</p><p> </p><p>The Prime Minister has been clear, the best and most important way that we can keep costs and interests down for people is to halve inflation, and then return it to the 2% target.</p><p> </p><p>For example, the government is supporting homeowners to manage with increased interest rates. In June, lenders representing over 90% of the market agreed to our new Mortgage Charter, which includes new flexibilities to help customers manage their mortgage payments over a short period. This charter builds on existing safeguards for consumers in the mortgage market.</p><p> </p><p>The government also continues to provide extensive support to first-time buyers, including through the £11.5 billion 2021-26 Affordable Homes Programme and our new First Homes Scheme which offers discounts of at least 30% to first-time buyers.</p> answering member printed Baroness Vere of Norbiton question first answered 22/11/2023 16:56:01 answering member 4580 label Biography information for Baroness Vere of Norbiton
tabling member	1796 label Biography information for Lord Taylor of Warwick

1669155

registered interest
date	09/11/2023
answering body	Department for Levelling Up, Housing and Communities
answering dept id	211
answering dept short name	Levelling Up, Housing and Communities
answering dept sort name	Levelling Up, Housing and Communities
hansard heading	Private Rented Housing: Racial Discrimination
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to combat racial discrimination in the rental market and ensure fair and equal access to housing for all.
tabling member printed	Lord Taylor of Warwick
uin	HL194
answer	answer is ministerial correction date of answer 23/11/2023 answer text <p>Everyone in the private rented sector is entitled to a safe and decent home. Landlords and agents are prohibited from discriminating against those with protected characteristics in the private rented sector under the Equality Act 2010, with exceptions for age, marriage and civil partnerships. The Equality Act prohibits direct and indirect discrimination alongside harassment and victimisation.</p> answering member printed Baroness Penn question first answered 23/11/2023 15:59:25 answering member 4726 label Biography information for Baroness Penn
tabling member	1796 label Biography information for Lord Taylor of Warwick

1669156

registered interest
date	09/11/2023
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Motor Insurance: Fees and Charges
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of the recent rise in car insurance premiums; and what assessment they have made of the impact of this rise on motorists.
tabling member printed	Lord Taylor of Warwick
uin	HL195
answer	answer is ministerial correction date of answer 14/11/2023 answer text <p>It is the responsibility of individual motor insurers to set their premiums along with the terms and conditions of their policies. The Government does not intervene or seek to control the market.</p> answering member printed Baroness Vere of Norbiton question first answered 14/11/2023 17:34:11 answering member 4580 label Biography information for Baroness Vere of Norbiton
tabling member	1796 label Biography information for Lord Taylor of Warwick

1669157

registered interest
date	09/11/2023
answering body	Foreign, Commonwealth and Development Office
answering dept id	208
answering dept short name	Foreign, Commonwealth and Development Office
answering dept sort name	Foreign, Commonwealth and Development Office
hansard heading	Gaza: British Nationals Abroad
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to ensure the safe evacuation of British nationals who are facing challenges trying to leave Gaza.
tabling member printed	Lord Taylor of Warwick
uin	HL196
answer	answer is ministerial correction date of answer 27/11/2023 answer text <p>As the Prime Minister and former Foreign Secretary have said, the safety of British nationals remains our top priority. We are working with the Egyptian and Israeli authorities round the clock to ensure our British nationals can leave Gaza as soon as possible. The UK is supportive of limited and temporary cessations of hostilities as part of measures to facilitate the flow of life-saving humanitarian aid into Gaza. It is crucial that we capitalise on the hostage deal to allow as much food, water, medical supplies and fuel as possible to reach vulnerable civilians in Gaza. This pause should act as a confidence-building mechanism for future pauses, including those solely on humanitarian grounds. The UK has a team at the Rafah crossing to ensure we can provide the necessary consular and administrative support needed to British nationals when they cross. We are providing support for British nationals to get from Rafah to Cairo, where we have set up a reception centre and have arranged temporary accommodation. Additional Consular and Border Force staff are in country to support this work, as is an FCDO Rapid Deployment Team and a team of British Red Cross psychological support experts. More than 150 British nationals and their dependants have left Gaza so far, this is well over half of those who registered with the FCDO initially.</p> answering member printed Lord Ahmad of Wimbledon question first answered 27/11/2023 13:23:17 answering member 4210 label Biography information for Lord Ahmad of Wimbledon
tabling member	1796 label Biography information for Lord Taylor of Warwick

1668717

registered interest
date	08/11/2023
answering body	Department for Business and Trade
answering dept id	214
answering dept short name	Business and Trade
answering dept sort name	Business and Trade
hansard heading	Construction: Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what additional steps they are taking to address increasing borrowing costs which are impacting the construction sector.
tabling member printed	Lord Taylor of Warwick
uin	HL146
answer	answer is ministerial correction date of answer 22/11/2023 answer text <p>High inflation is bad for growth, so returning inflation to the 2% target is the right priority to tackle inflation and help the economy grow. The independent Monetary Policy Committee of the Bank of England is responsible for monetary policy. It continues to have the Government's full support, as it takes action to return inflation to the 2% target. This action will support the construction sector, through reducing the cost of finance, including mortgages, that provide the funding for commercial and domestic construction projects.</p> answering member printed Lord Offord of Garvel question first answered 22/11/2023 17:11:09 answering member 4931 label Biography information for Lord Offord of Garvel
tabling member	1796 label Biography information for Lord Taylor of Warwick

1668718

registered interest
date	08/11/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Food: Prices
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of reports that food inflation is set to reduce next year; and what assessment they have made of the impact this will have on consumers following the increased cost of living.
tabling member printed	Lord Taylor of Warwick
uin	HL147
answer	answer is ministerial correction date of answer 21/11/2023 answer text <p>His Majesty’s Government is encouraged by reports that food inflation is expected to be lower next year than this year. This will benefit consumers and help with the cost of living.</p> answering member printed Baroness Vere of Norbiton question first answered 21/11/2023 16:29:46 answering member 4580 label Biography information for Baroness Vere of Norbiton
tabling member	1796 label Biography information for Lord Taylor of Warwick

1668719

registered interest
date	08/11/2023
answering body	Department for Business and Trade
answering dept id	214
answering dept short name	Business and Trade
answering dept sort name	Business and Trade
hansard heading	Electric Vehicles: Manufacturing Industries
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to mitigate the effects of impending export regulations as a result of the UK's departure from the EU on the manufacturing costs of electric vehicles and their market accessibility in the EU.
tabling member printed	Lord Taylor of Warwick
uin	HL148
answer	answer is ministerial correction date of answer 17/11/2023 answer text <p>Due to unforeseen shared external shocks, carmakers across Europe have said they cannot meet the UK-EU Trade and Cooperation Agreement’s rules from 2024 and could face tariffs. This is a shared problem and the Government is determined to work with the EU to fix the specific issue faced from 2024. We want to reach a joint solution with the EU, but our priority is to support our automotive sector and we will be considering all scenarios. Government continues to support the UK automotive industry through the Automotive Transformation Fund, facilitating the creation of an internationally competitive UK electric vehicle supply chain.</p> answering member printed Lord Offord of Garvel question first answered 17/11/2023 13:17:02 answering member 4931 label Biography information for Lord Offord of Garvel
tabling member	1796 label Biography information for Lord Taylor of Warwick

1668112

registered interest
date	07/11/2023
answering body	Department for Environment, Food and Rural Affairs
answering dept id	13
answering dept short name	Environment, Food and Rural Affairs
answering dept sort name	Environment, Food and Rural Affairs
hansard heading	Water Supply: Surrey
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to support the restoration of water supply in areas of Surrey left without water following Storm Ciarán; and to ensure that the impact of similar future incidents is minimised.
tabling member printed	Lord Taylor of Warwick
uin	HL74
answer	answer is ministerial correction date of answer 21/11/2023 answer text <p>During 4 and 5 November, the effects of Storm Ciarán caused Thames Water’s Shalford Water Treatment Works in Guildford to shut down. Approximately 20,000 properties in Guildford had their water supply disrupted. Most properties were back on supply on 8 November and mains water supply has now been restored to all impacted properties.</p><p> </p><p>Defra officials were in close contact with Thames Water throughout the incident to ensure appropriate support was provided to impacted customers. This included the opening of three bottled water stations, and regular deliveries to vulnerable customers.</p><p> </p><p>On 9 November Defra’s Environment Minister, Rebecca Pow, spoke with Cathryn Ross, joint CEO Thames Water, to discuss lessons and seek assurances that further mitigations will be implemented to avoid future incidents. This was followed up with a further conversation on Tuesday Nov 14. Thames Water is also producing a detailed report for the Drinking Water Inspectorate, who will undertake a full assessment.</p><p> </p><p>Ensuring water companies have strong levels of resilience is a Government priority, as set out in our Plan for Water published in April 2023. Earlier this year, regional water resources groups and water companies, including Thames Water, consulted on their draft Water Resource Management Plans. Within their plans, water companies must consider all options, including demand management and water resources infrastructure for at least the next 25 years.</p><p> </p><p>Water companies are also using the £469 million made available by Ofwat in the current Price Review period (2020-2025) to investigate strategic water resources options, which are required to improve the resilience of England’s water supplies. Ofwat also recently announced that water companies are bringing forward £2.2 billion for new water infrastructure delivery, over the next two years, with £350 million worth of investment in water resilience schemes. Thames Water has committed to invest in building a new 9km water transfer pipeline to connect parts of the Guildford area to an alternative source of water. Works are scheduled to start in early 2024.</p><p> </p><p>The Government and regulators will continue to closely monitor Thames Water’s performance and will not hesitate to hold them to account if they fall short.</p> answering member printed Lord Benyon question first answered 21/11/2023 12:40:22 answering member 1547 label Biography information for Lord Benyon
tabling member	1796 label Biography information for Lord Taylor of Warwick