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353877

registered interest
date	12/06/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Children: Poverty
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps he is taking to ensure that the Government meets its commitment to eradicate child poverty by 2020.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2352
answer	answer is ministerial correction date of answer 17/06/2015 answer text <p /> <p>This Government is committed to driving real change in children’s lives, by tackling the root causes of poverty such as entrenched worklessness, family breakdown, problem debt, and drug and alcohol dependency.</p><p> </p><p>There are 300,000 fewer children living in relative poverty since 2010. We know that work is the best route out of poverty and the number of children growing up in workless families is at a record low. As a result of the introduction of Universal Credit, we estimate around 3.2 million households across the UK will be better off and up to 300,000 more people will enter work due to improved financial incentives. We are doubling the amount of free childcare to 30 hours of childcare for working parents of 3 and 4 year olds, making it easier for them to go back to work.</p> answering member constituency Witham answering member printed Priti Patel question first answered 17/06/2015 14:50:39 answering member 4066 label Biography information for Priti Patel
tabling member	163 label Biography information for Sir Stephen Timms

353878

registered interest
date	12/06/2015
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name	Communities and Local Government
answering dept sort name	Communities and Local Government
hansard heading	Care Leavers: Council Tax
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Communities and Local Government, if he will put in place support to assist care leavers with the payment of council tax.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2353
answer	answer is ministerial correction date of answer 17/06/2015 answer text <p>Care leavers on low incomes will be entitled to support under local council tax support schemes. They may also be entitled to existing council tax discounts or exemptions, for example by virtue of being students or single occupiers. Local authorities have broad discretion to grant discounts to individuals or groups in other circumstances, and they may wish to consider providing support specifically to care leavers.</p> answering member constituency Nuneaton answering member printed Mr Marcus Jones question first answered 17/06/2015 14:58:52 answering member 4024 label Biography information for Mr Marcus Jones
tabling member	163 label Biography information for Sir Stephen Timms

353879

registered interest
date	12/06/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Jobcentre Plus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many Jobcentre Plus staff have received training in careers advice and guidance since May 2010.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2370
answer	answer is ministerial correction date of answer 17/06/2015 answer text <p>All Jobcentre Plus staff have access to a comprehensive and progressive learning programme designed to build the core skills and knowledge essential to the role. This learning encompasses the wide range of circumstances that our claimants may have, some less obvious than others, and stresses how important it is to treat people as individuals.</p><p> </p><p>Specific features of the learning include the skills required to coach claimants in navigating what is required to find, gain and sustain employment, in an increasingly digital environment.</p><p> </p><p>Work Coaches in particular are trained to have an understanding of local labour market information, using various tools to support claimants into work and training. Work Coaches can also signpost claimants to the National Careers Service, Careers Scotland and Careers Wales as required.</p> answering member constituency Witham answering member printed Priti Patel question first answered 17/06/2015 12:31:09 answering member 4066 label Biography information for Priti Patel
tabling member	163 label Biography information for Sir Stephen Timms

349984

registered interest
date	11/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the availability of income drawdown products for savers.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2224
answer	answer is ministerial correction date of answer 18/06/2015 answer text <p>In order to ensure that all savers can access their retirement income more flexibly, the government has legislated in two ways: first, it has allowed pension schemes to override their previous scheme rules so that they are able to offer new flexible options; and second, it has strengthened the right of individuals to transfer savings between defined contribution schemes at any age up to retirement. This means that if a provider does not offer a particular product, such as flexi-access drawdown, their members have the right to move to a scheme which does.</p><p> </p><p> </p><p> </p><p>The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, has specifically committed to monitoring developments in the retirement income market closely and to take action where consumers are coming to harm or where the market is not operating competitively. This could include if it finds evidence of excessive charges.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 2228 2229 question first answered 18/06/2015 11:02:15 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	163 label Biography information for Sir Stephen Timms

349985

registered interest
date	11/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Fraud
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what reports he has received of frauds designed to take advantage of new pensions flexibilities; and what steps he is taking to protect savers from such frauds.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2227
answer	answer is ministerial correction date of answer 19/06/2015 answer text <p>Monitoring the market for scams and misselling is the responsibility of the regulators, the Financial Conduct Authority (FCA) and the Pensions Regulator. The FCA, in line with its remit to protect consumers and ensure markets function in consumers’ interests, has specifically committed to monitoring developments in the retirement income market closely and to take action where consumers are coming to harm or where the market is not operating competitively. The Government remains in close contact with the regulators, and other organisations such as industry trade bodies, on these issues. <br><br>The FCA recently launched a new high-profile consumer awareness campaign around investment scams, ScamSmart, and the FCA and the Pensions Regulator, along with a number of other relevant organisations, have undertaken a joint publicity campaign to improve consumer awareness of pension scams. <br><br>It is important that the Government supports this work and Pension Wise was launched to help people understand their options when taking advantage of the pension freedoms, including how to spot and avoid scams.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 19/06/2015 13:26:41 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	163 label Biography information for Sir Stephen Timms

349986

registered interest
date	11/06/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps he has taken to monitor the effect of the new pensions flexibilities.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2226
answer	answer is ministerial correction date of answer 16/06/2015 answer text <p /> <p>The April 2015 reforms have given people with Defined Contribution pension savings greater freedom about how they fund their retirement.</p><p> </p><p>The new flexibilities have been in place for two months, and the pensions industry is in the process of designing new products. DWP, HMT and the FCA will continue to actively monitor the market as it develops. HMRC will also monitor the effects of tax flexibilities policy through tax data that they collect.</p><p> </p><p>The Government already has the power to limit or ban pensions charges, and if we see that providers are charging excessive fees on these new products we will not hesitate to take action to ensure that consumers receive a good deal.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 16/06/2015 16:38:53 answering member 4105 label Biography information for Justin Tomlinson
tabling member	163 label Biography information for Sir Stephen Timms

349987

registered interest
date	11/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to ensure savers can access retirement savings under the new pensions flexibilities.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2228
answer	answer is ministerial correction date of answer 18/06/2015 answer text <p>In order to ensure that all savers can access their retirement income more flexibly, the government has legislated in two ways: first, it has allowed pension schemes to override their previous scheme rules so that they are able to offer new flexible options; and second, it has strengthened the right of individuals to transfer savings between defined contribution schemes at any age up to retirement. This means that if a provider does not offer a particular product, such as flexi-access drawdown, their members have the right to move to a scheme which does.</p><p> </p><p> </p><p> </p><p>The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, has specifically committed to monitoring developments in the retirement income market closely and to take action where consumers are coming to harm or where the market is not operating competitively. This could include if it finds evidence of excessive charges.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 2224 2229 question first answered 18/06/2015 11:02:15 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	163 label Biography information for Sir Stephen Timms

349988

registered interest
date	11/06/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Pensions: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect on the ability of savers to make the most of retirement savings of charges on (a) drawndown products and (b) switching retirement income products.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	2229
answer	answer is ministerial correction date of answer 18/06/2015 answer text <p>In order to ensure that all savers can access their retirement income more flexibly, the government has legislated in two ways: first, it has allowed pension schemes to override their previous scheme rules so that they are able to offer new flexible options; and second, it has strengthened the right of individuals to transfer savings between defined contribution schemes at any age up to retirement. This means that if a provider does not offer a particular product, such as flexi-access drawdown, their members have the right to move to a scheme which does.</p><p> </p><p> </p><p> </p><p>The Financial Conduct Authority, in line with its remit to protect consumers and ensure markets function in consumers’ interests, has specifically committed to monitoring developments in the retirement income market closely and to take action where consumers are coming to harm or where the market is not operating competitively. This could include if it finds evidence of excessive charges.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 2224 2228 question first answered 18/06/2015 11:02:15 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	163 label Biography information for Sir Stephen Timms

349811

registered interest
date	10/06/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Migrants
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, how many people who had previously been deported from the UK received benefit payments in (a) 2010, (b) 2011, (c) 2012, (d) 2013 and (e) 2014.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	1892
answer	answer is ministerial correction date of answer 15/06/2015 answer text <p /> <p>The Departmental records show that no person deported from the UK received benefit payments in the years: 2010, 2011, 2012, 2013 and 2014.</p> answering member constituency Witham answering member printed Priti Patel question first answered 15/06/2015 12:50:30 answering member 4066 label Biography information for Priti Patel
tabling member	163 label Biography information for Sir Stephen Timms

349812

registered interest
date	10/06/2015
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Migrants
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what the total value was of benefit payments made to people who had previously been deported from the UK in (a) 2010, (b) 2011, (c) 2012, (d) 2013 and (e) 2014.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	1893
answer	answer is ministerial correction date of answer 15/06/2015 answer text <p>The Departmental records show that no benefit was paid to any person deported from the UK in the years: 2010, 2011, 2012, 2013 and 2014.</p> answering member constituency Witham answering member printed Priti Patel question first answered 15/06/2015 12:41:17 answering member 4066 label Biography information for Priti Patel
tabling member	163 label Biography information for Sir Stephen Timms