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76241

registered interest
date	08/07/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Adrian Beecroft
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, on what dates (a) he, (b) Ministers in his Department and (c) officials in his Department had meetings with Adrian Beecroft between May 2012 and June 2014.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	204448
answer	answer is ministerial correction date of answer 15/07/2014 answer text <p>Details of Ministers' meetings with external organisations are published quarterly on the Gov.uk website:</p><p><a href="https://www.gov.uk/government/publications?departments%5B%5D=department-for-business-innovation-skills&amp;publication_type=transparency-data" target="_blank">https://www.gov.uk/government/publications?departments%5B%5D=department-for-business-innovation-skills&amp;publication_type=transparency-data</a></p><p>Information for January – March 2014 will be published in due course.</p><p>Information on any meetings between officials and Adrian Beecroft is not held centrally.</p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 15/07/2014 14:24:14 answering member 1513 label Biography information for Jo Swinson
tabling member	4088 label Biography information for Stella Creasy

65630

registered interest
date	03/07/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Individual Voluntary Arrangements
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what assessment he has made of the value of publishing the average total debt of individuals subject to individual voluntary arrangements.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	204045
answer	answer is ministerial correction date of answer 09/07/2014 answer text <p>Individual voluntary arrangements (IVAs) are supervised by licensed insolvency practitioners, who are required to notify the Insolvency Service of the registration of new IVAs, the name, date of birth and address of the individual, and the date of completion or termination of the IVA. They are not required to provide information on the amount of debt, so it is not possible to publish such information.</p><p> </p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 09/07/2014 16:09:41 answering member 1513 label Biography information for Jo Swinson
tabling member	4088 label Biography information for Stella Creasy

65631

registered interest
date	03/07/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Consumers: Protection
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect on (a) consumers and (b) endorsement of consumer protection law of the hand-over of investigations from the Office of Fair Trading to the Financial Conduct Authority.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	204046
answer	answer is ministerial correction date of answer 09/07/2014 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market. The transfer of regulatory responsibility for consumer credit from the <a href="http://en.wikipedia.org/wiki/Office_of_Fair_Trading" target="_blank">Office of Fair Trading</a> (<a href="http://en.wikipedia.org/wiki/OFT" target="_blank">OFT</a>) to the <a href="http://en.wikipedia.org/wiki/Financial_Conduct_Authority" target="_blank">Financial Conduct Authority</a> (<a href="http://en.wikipedia.org/wiki/FCA" target="_blank">FCA</a>) took effect in April. The FCA has stronger powers and is far better equipped to protect consumers than the OFT.</p><p> </p><p>The Government has ensured that the FCA has inherited the OFT's powers (both criminal and regulatory) in relation to misconduct which occurred before 1 April 2014, as well as considerably strengthening the FCA's powers in relation to misconduct which occurs under the new regulatory regime.</p><p> </p><p>The FCA has the same powers as the OFT had to investigate and prosecute offences under the <a href="http://en.wikipedia.org/wiki/Consumer_Credit_Act" target="_blank">Consumer Credit Act</a> 1974.</p><p> </p><p> </p><p>The FCA has also inherited the OFT's power to fine, although the OFT's power to fine under the Consumer Credit Act was limited to fining a firm for breaches of a requirement imposed by the OFT (and the maximum penalty in this regard was £50,000). The Government has already strengthened the new regime by giving the FCA the ability to impose unlimited fines for breaches of regulatory requirements that take place after 1 April 2014.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 09/07/2014 15:30:09 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4088 label Biography information for Stella Creasy

64882

registered interest
date	01/07/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Bankruptcy
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what the (a) average total debt, secured and unsecured, in debtor petition bankruptcies, (b) average total debt, secured and unsecured, in creditor petition bankruptcies and (c) median unsecured debt in all bankruptcies was of individuals who filed for bankruptcy in each of the last five years.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	203245
answer	answer is ministerial correction date of answer 08/07/2014 answer text <p>The data requested are not available in the Insolvency Service's data warehouse in a form that would allow this question to be answered. The data for individual bankrupts are held on the Insolvency Service's case management system, but cannot be extracted and aggregated except at disproportionate cost.</p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 08/07/2014 15:43:34 answering member 1513 label Biography information for Jo Swinson
tabling member	4088 label Biography information for Stella Creasy

64883

registered interest
date	01/07/2014
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Debts
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what the average total debt was of individuals who filed for a debt relief order in each of the last five years.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	203246
answer	answer is ministerial correction date of answer 08/07/2014 answer text <p>The average debt level of an individual that was granted a Debt Relief Order in England and Wales in each of the last five years can be found in table 1 below.</p><p><strong><em>Table 1: Average Liabilities of Individuals granted a Debt Relief Order<sup>1</sup></em></strong></p><table><tbody><tr><td><p> </p></td><td><p>Average Liability (£)</p></td></tr><tr><td><p>2009/10</p></td><td><p>8,717</p></td></tr><tr><td><p>2010/11</p></td><td><p>8,453</p></td></tr><tr><td><p>2011/12</p></td><td><p>8,504</p></td></tr><tr><td><p>2012/13</p></td><td><p>8,410</p></td></tr><tr><td><p>2013/14</p></td><td><p>8,554</p></td></tr></tbody></table><p> </p><p><strong><sup>1</sup></strong><strong>Including those under enquiry or revoked at a later date</strong></p> answering member constituency East Dunbartonshire answering member printed Jo Swinson question first answered 08/07/2014 15:41:23 answering member 1513 label Biography information for Jo Swinson
tabling member	4088 label Biography information for Stella Creasy

48951

registered interest
date	29/04/2014
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Health, how many complaints have been received about the NHS in England and Wales in each of the last three years; and on what grounds such complaints have been made.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	196978
answer	answer is ministerial correction date of answer 07/05/2014 answer text <p>There are 17 tables of data published annually in August of each year by the Health and Social Care Information Centre in England. This annual collection is a count of written complaints made by (or on behalf of) patients, received between 1 April and 31 March each year.</p><p><strong> </strong></p><p>These data sets cover Hospital and Community Health Services (HCHS) KO41a and General Practice (including Dental) Health Services KO41b.</p><p><strong> </strong></p><p>The total number of complaints received by the NHS in England in the years requested are as follows:</p><p> </p><p>- 2010-11: 149,765</p><p> </p><p>- 2011-12: 162,129</p><p> </p><p>- 2012-13: 162,019</p><p> </p><p>Documents for the years requested have been placed in the Library and show on what grounds a complaint was made.</p><p> </p><p>The Department does not hold data on complaints made to the Welsh NHS this information would need to be supplied by the Welsh NHS.</p> answering member constituency Central Suffolk and North Ipswich answering member printed Dr Daniel Poulter attachment 1 file name PQ196978 - Library Doc - Part 1 - Statistics.pdf title Data on Written Complains in the NHS 2012-13 2 file name PQ196978 - Library Doc - Part 2 - Statistics.pdf title Data on Written Complains in the NHS 2011-12 3 file name PQ196978 - Library Doc - Part 3 - Statistics.pdf title Data on Written Complains in the NHS 2010-11 question first answered 07/05/2014 12:00:00 answering member 3932 label Biography information for Dr Dan Poulter
tabling member	4088 label Biography information for Stella Creasy

48952

registered interest
date	29/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many people have declared income on their income tax returns from (a) rent from a residential property, (b) rent from a furnished holiday letting, (c) rent from commercial properties and (d) income under the Rent a Room Scheme in the last tax year.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	196979
answer	answer is ministerial correction date of answer 07/05/2014 answer text <p>Due to the structure of the Self Assessment tax return, it is not possible to provide a complete answer to this question.</p><p> </p><p>Income from residential and commercial property is not separated out in either the full or the short Self Assessment return. In total, 1,984,000 individuals reported UK property income that was not from Furnished Holiday Lettings in the tax year 2011-12. This figure includes both the main and short Self Assessment returns.</p><p> </p><p>It is not possible to provide a complete accounting of the number of individuals claiming the Rent a Room relief. This is because individuals claiming the relief with gross rental income of less than £4,250 do not have to fill in a Self Assessment return. Individuals who fill in the short return have no way of indicating that they are claiming the relief.</p><p> </p><p>Of those individuals who filled in the main return, 47,000 indicated that they were claiming the relief. This includes those who ticked the box to indicate that their gross rents were less than £4,250, and those who filled in the amount claimed.</p><p> </p><p>Individuals with income from Furnished Holiday Lettings must complete the property pages of the main return. In all, 82,000 individuals declared income from Furnished Holiday Lettings in the tax year 2011-12. This covers Furnished Holiday Lettings in both the UK and EEA.</p><p> </p><p>HMRC is currently running a compliance campaign focusing on individuals who let residential property, giving them the opportunity to bring their tax affairs up to date and to pay the tax that they owe.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 07/05/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
tabling member	4088 label Biography information for Stella Creasy

45234

registered interest
date	26/03/2014
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, what meetings officials in his Department have had with officials from the Department for Business, Innovation and Skills on the implications of the Consumer Rights Bill for (a) childcare voucher users and (b) providers of childcare services; and what the Civil Service grades of officials present were.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	193793
answer	answer is ministerial correction date of answer 01/04/2014 answer text <p>We are not aware of any meetings between officials from the Department for Education and those from the Department for Business, Innovation and Skills (BIS) specifically on the implications of the Consumer Rights Bill for providers of childcare services.</p><p>BIS consulted widely on consumer law reform in 2008 and 2012, and published a draft Bill for pre-legislative scrutiny in 2013. BIS has also completed full impact assessments for the provisions in the Bill.</p><p> </p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 01/04/2014 12:00:00 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4088 label Biography information for Stella Creasy