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46972

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the average charge-out rate of pension advisers in calculating the quantity and quality of advice that will be available to people retiring under the new pension arrangements announced in the 2014 Budget.
tabling member printed	Lord Wills
uin	HL6580
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>At Budget the government announced a new guarantee that everyone with a defined contribution pension will be offered free and impartial face-to-face guidance on their financial choices in retirement when they retire. </strong><strong>The government is consulting on how best to deliver this guidance as part of its consultation</strong><strong>, ‘Flexibility and Choice in Pensions'.</strong></p><p><strong>In addition, the government will work with the FCA to explore the extent to which regulated advice can be made more affordable through more cost effective delivery, such as through the development of online delivery channels. </strong></p><p> </p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton
tabling member	260 label Biography information for Lord Wills

46973

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what new measures they will put in place to protect against the mis-selling of financial advice to people retiring under the new pension arrangements announced in the 2014 Budget.
tabling member printed	Lord Wills
uin	HL6581
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>Alongside the pensions flexibility announced at Budget, the government announced a new guarantee that everyone with a defined contribution pension will be offered free and impartial face to face guidance on their financial choices in retirement when they retire. </strong><strong>The Government is consulting on how best to deliver this guidance as part of its consultation</strong><strong>, ‘Flexibility and Choice in Pensions'.</strong></p><p> </p><p> </p><p><strong>The guidance will be designed to help consumers navigate the options available and is not intended to replace the services of professional financial advice. The government expects that many consumers will go on to seek further advice and</strong><strong> will ensure that the guidance equips consumers to choose the advisory service that suits their needs.</strong></p><p> </p><p><strong>The government has asked the Financial Conduct Authority (FCA) to coordinate the development of robust standards for this guidance and a framework for monitoring compliance.</strong></p><p> </p><p><strong>Professional financial advice is regulated by the FCA. The FCA's statutory objectives and regulatory powers are geared to protect consumers. The FCA has committed to taking a proactive and interventionist approach to retail conduct regulation.</strong></p><p> </p><p> </p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton
tabling member	260 label Biography information for Lord Wills

46974

registered interest
date	03/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what estimate they have made of the impact on public spending as a result of the new pension arrangements announced in the 2014 Budget.
tabling member printed	Lord Wills
uin	HL6582
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p><strong>The impact will depend on how people choose to use their pension savings, which is difficult to predict.</strong><strong> The Government expects any impact to be small in the context of the other pension measures announced in this Parliament – including State Pension age changes, the introduction of the single tier pension and public service pension reform – which are projected to save around £17 billion in 2030 in today's terms. The estimated net fiscal impact of pension changes announced in this Parliament can be found in Chart 1.12 of the Red Book here: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/293759/37630_Budget_2014_Web_Accessible.pdf</strong></p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton attachment 1 file name 3467LW.pdf title projected tax ipacts of pension arrangements
tabling member	260 label Biography information for Lord Wills

46993

registered interest
date	03/04/2014
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what are the latest available figures of the number of people in employment in England, Northern Ireland, Scotland and Wales respectively; and how they compare with the figures for three and six years earlier.
tabling member printed	Lord Wigley
uin	HL6601
answer	answer is ministerial correction date of answer 10/04/2014 answer text <p> </p><p>The information requested falls within the responsibility of the UK Statistics Authority. I have asked the Authority to reply.</p><p> </p> answering member printed Lord Wallace of Saltaire question first answered 10/04/2014 12:00:00 answering member 1816 label Biography information for Lord Wallace of Saltaire attachment 1 file name HL6601 ONS.pdf title ONS letter
tabling member	547 label Biography information for Lord Wigley

46652

registered interest
date	02/04/2014
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is their latest estimate of the number of job vacancies in the United Kingdom; and, of that figure, how many are (1) full-time, (2) part-time, and (3) zero-hours contracts, temporary or self-employed vacancies.
tabling member printed	Lord Clement-Jones
uin	HL6530
answer	answer is ministerial correction date of answer 10/04/2014 answer text <p> </p><p>The information requested falls within the responsibility of the UK Statistics Authority. I have asked the Authority to reply.</p><p> </p> answering member printed Lord Wallace of Saltaire question first answered 10/04/2014 12:00:00 answering member 1816 label Biography information for Lord Wallace of Saltaire attachment 1 file name HL6530 ONS.pdf title ONS letter
tabling member	3396 label Biography information for Lord Clement-Jones

46653

registered interest
date	02/04/2014
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether, in the light of the perpetration of forced marriage becoming a criminal offence later in 2014, they have any plans to increase funding to United Kingdom charities helping victims of forced marriage and honour-based abuse.
tabling member printed	Baroness Tonge
uin	HL6531
answer	answer is ministerial correction date of answer 15/04/2014 answer text <p>The Home Office and Ministry of Justice have collectively ring-fenced nearly £40 million of stable funding up to 2015 for specialist local support services and national help lines to tackle violence against women.<br><br>The Forced Marriage Unit has also allocated £150,000 to the domestic programme fund, which supports local forced marriage-related projects in the UK.<br><br>We keep funding for the provision of national services under review. Decisions on how best to fund local services for victims of forced marriage are a local matter and it is the responsibility of the Local Authorities to identify any gaps in service provision and put in place appropriate solutions to address this.</p><p> </p><p> </p><p> </p> answering member printed Lord Taylor of Holbeach question first answered 15/04/2014 12:00:00 answering member 3787 label Biography information for Lord Taylor of Holbeach
tabling member	200 label Biography information for Baroness Tonge

46673

registered interest
date	02/04/2014
answering body	Ministry of Defence
answering dept id	11
answering dept short name	Defence
answering dept sort name	Defence
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many frigates (1) are deployed on operational tasks, (2) are fully stored, including complete ammunition outfit, (3) have a full complement according to the Type 23 approved watch and station bill, and (4) are in repair or maintenance periods.
tabling member printed	Lord West of Spithead
uin	HL6551
answer	answer is ministerial correction date of answer 09/04/2014 answer text <p>As of 3 April 2014 four Frigates are deployed in UK waters or overseas on operational tasks and six are engaged in training or work up periods. The remaining three Frigates are in refit. We do not release the details of the ammunitions carried by deployed ships as to do so would, or would be likely to prejudice the capability, effectiveness or security of the Armed Forces. I can however, confirm that all Royal Navy ships deploy with the ammunitions and personnel required to undertake their operational tasking.</p> answering member printed Lord Astor of Hever question first answered 09/04/2014 12:00:00 answering member 3428 label Biography information for Lord Astor of Hever
tabling member	3834 label Biography information for Lord West of Spithead

46685

registered interest
date	02/04/2014
answering body	Department for Communities and Local Government
answering dept id	7
answering dept short name	Communities and Local Government
answering dept sort name	Communities and Local Government
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answer by Nick Boles MP, Under Secretary of State for Planning, on 10 February (HC Deb, 418W–419W), whether the reference to the requirement to demonstrate that a proposed development will not increase the flood risk elsewhere refers to the risk in both urban and rural areas.
tabling member printed	Baroness Byford
uin	HL6563
answer	answer is ministerial correction date of answer 11/04/2014 answer text <p>Yes, the strict tests on flood risk set out in national planning policy apply to rural and urban areas. These tests include ensuring new development does not increase flood risk elsewhere. In the new planning guidance we launched on 6 March we have made it crystal clear that councils need to consider these tests and where they are not met new development should not be allowed.</p><p> </p> answering member printed Baroness Stowell of Beeston question first answered 11/04/2014 12:00:00 answering member 4205 label Biography information for Baroness Stowell of Beeston
tabling member	3343 label Biography information for Baroness Byford

46401

registered interest
date	01/04/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government on how many occasions an action under the Proceeds of Crime Act 2002 has also been investigated by HM Revenue and Customs to ensure that tax has been paid by the individuals concerned.
tabling member printed	Lord Mendelsohn
uin	HL6498
answer	answer is ministerial correction date of answer 14/04/2014 answer text <p>Actions under the Proceeds of Crime Act (2002) (POCA) could include a variety of different provisions within the Act. For instance, the use of POCA investigative powers, a prosecution for a POCA money laundering offence, the use of criminal confiscation following conviction, the use of POCA civil recovery procedures or financial intelligence received by way of the Suspicious Activity Reporting (SAR) regime.</p><p> </p><p>Where a law enforcement agency has suspicions of tax evasion it is up to that agency to refer the matter to HMRC to review and investigate as appropriate, using civil or criminal powers. HMRC does not keep a record of how many such referrals are made to them.</p><p> </p><p>Where HMRC is the investigating agency conducting the POCA actions, they routinely also assess the correct tax position and seek to recover outstanding amounts</p><p> </p> answering member printed Lord Deighton question first answered 14/04/2014 12:00:00 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

46419

registered interest
date	01/04/2014
answering body	Ministry of Justice
answering dept id	54
answering dept short name	Justice
answering dept sort name	Justice
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when they plan to implement the changes set out in sections 45 and 46 of the Constitutional Reform and Governance Act 2010.
tabling member printed	Lord Rooker
uin	HL6516
answer	answer is ministerial correction date of answer 10/04/2014 answer text <p> </p><p> </p><p>Implementation is already well underway. The point at which historic central government records are transferred to The National Archives is being reduced from 30 years to 20 years. This change is being implemented in a phased way over a ten period starting from 1 January 2013, with two years worth of records being transferred every year until transition is complete. This was implemented by The Constitutional Reform and Governance Act 2010 (Commencement No 7) Order 2012 (SI 2012 No. 3001) and The Public Records (Transfer to the Public Record Office) (Transitional and Saving Provisions) Order 2012 (SI 2012 No. 3028).</p><p> </p><p>The Government intends to begin, from 2015, a similar ten-year transitional period for records transferred to 116 local places of deposit, subject to the outcome of further detailed work on costs and the impact to the local authority archive sector.</p> answering member printed Lord Faulks question first answered 10/04/2014 12:00:00 answering member 4183 label Biography information for Lord Faulks
tabling member	302 label Biography information for Lord Rooker