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422838

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Insurance: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of whether insurers are increasing their premiums year on year due to the automatic renewal of policies without customers' explicit consent.
tabling member constituency	Don Valley
tabling member printed	Caroline Flint
uin	12727
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>This is a matter for the Financial Conduct Authority (FCA), who are operationally independent from Government.</p><br /><p>The question has been passed on to the FCA. The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p><br /> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 26/10/2015 15:30:55 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	389 label Biography information for Caroline Flint

422844

registered interest
date	21/10/2015
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Students: Disability
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, what estimate his Department has made of the number of students with a disability in higher education; and if he will make a statement.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	12896
answer	answer is ministerial correction date of answer 26/10/2015 answer text <br /><p>The latest statistics available from the Higher Education Statistics Agency (HESA) show that in the academic year 2013/14 there were 1.1 million UK domiciled enrolments at UK Higher Education Institutions, of which 138,670 declared a disability.</p><br /><p>Further information is published on the HESA website and can be located from this web-link <a href="https://www.hesa.ac.uk/content/view/1973/239/" target="_blank">https://www.hesa.ac.uk/content/view/1973/239/</a></p><p><strong></strong></p> answering member constituency Orpington answering member printed Joseph Johnson question first answered 26/10/2015 15:27:33 answering member 4039 label Biography information for Lord Johnson of Marylebone
tabling member	308 label Biography information for Mr Jim Cunningham

422845

registered interest
date	21/10/2015
answering body	Department for Business, Innovation and Skills
answering dept id	26
answering dept short name	Business, Innovation and Skills
answering dept sort name	Business, Innovation and Skills
hansard heading	Students: Disability
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Innovation and Skills, whether his Department has reviewed the adequacy of financial support for students with disabilities; and if he will make a statement.
tabling member constituency	Coventry South
tabling member printed	Mr Jim Cunningham
uin	12897
answer	answer is ministerial correction date of answer 26/10/2015 answer text <br /><p>Disabled Students’ Allowances are available to help meet the additional costs that a disabled student is obliged to incur, in relation to their study, by virtue of their disability.</p><br /><p>Disabled Students’ Allowances, along with all other types of student support, are reviewed before laying the annual student support regulations.</p><p><strong></strong></p> answering member constituency Orpington answering member printed Joseph Johnson question first answered 26/10/2015 15:26:07 answering member 4039 label Biography information for Lord Johnson of Marylebone
tabling member	308 label Biography information for Mr Jim Cunningham

422850

registered interest
date	21/10/2015
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Strategic Defence and Security Review
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Minister for the Cabinet Office, what recent progress his Department has made on the Strategic Defence and Security Review.
tabling member constituency	Barnsley Central
tabling member printed	Dan Jarvis
uin	12796
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>Work on the Strategic Defence and Security Review is progressing well and we expect it to be published by the end of the year. During the course of the review we have engaged with a wide range of stakeholders and external experts including Parliamentarians, academics, think tanks, NGOs, industry and international allies. Members of the public also have the opportunity to contribute views via a dedicated page on gov.uk.</p> answering member constituency West Dorset answering member printed Mr Oliver Letwin question first answered 26/10/2015 14:04:11 answering member 247 label Biography information for Sir Oliver Letwin
tabling member	4243 label Biography information for Dan Jarvis

422852

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Working Tax Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of (a) the reduction in the level at which working tax credit begins to be withdrawn from £6,420 to £3,850 from April 2015 on work incentives for those on low incomes and (b) increasing of the taper rate to 48 per cent on work incentives for those on low incomes.
tabling member constituency	Don Valley
tabling member printed	Caroline Flint
uin	12725
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>The Government is making changes to Tax Credits which will help put welfare spending on a more sustainable path. The Government wants to move from a low wage, high tax, high welfare society to a higher wage, lower tax, lower welfare society.</p><br /><p>Alongside the introduction of the New Living Wage and raising the Personal Allowance, the intended impact of these reforms is to incentivise work, ensure work always pays, and then allow people to keep more of what they earn.</p> answering member constituency East Hampshire answering member printed Damian Hinds question first answered 26/10/2015 15:39:06 answering member 3969 label Biography information for Damian Hinds
tabling member	389 label Biography information for Caroline Flint

422854

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Married People: Tax Allowances
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to support non-online applications for marriage allowance by couples on low incomes.
tabling member constituency	Christchurch
tabling member printed	Mr Christopher Chope
uin	12791
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>HM Revenue and Customs is able to support customers who need additional help such as taking applications by phone.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 26/10/2015 15:36:02 answering member 1529 label Biography information for Mr David Gauke
tabling member	242 label Biography information for Sir Christopher Chope

422860

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Housing: Prices
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what his most recent assessment is of the effect of the Help to Buy scheme on house prices.
tabling member constituency	East Lothian
tabling member printed	George Kerevan
uin	12754
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>The Financial Policy Committee (FPC) assess the impact of the Help to Buy: mortgage guarantee scheme on an annual basis. The most recent review was carried out by the FPC in September 2015. The FPC’s view was that the scheme has not been a material driver of house price growth.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 26/10/2015 15:32:37 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4416 label Biography information for George Kerevan

422861

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Economic Situation: Japan
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will assess the potential effects of the Japanese deflation on the UK economy.
tabling member constituency	East Lothian
tabling member printed	George Kerevan
uin	12755
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>The Treasury continuously monitors global economic developments, including Japanese inflation developments, and their impact on the UK as part of the normal process of policy development.</p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 26/10/2015 15:26:23 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	4416 label Biography information for George Kerevan

422865

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Revenue and Customs: Cumbernauld
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 25 June 2015 to Questions 3601 and 3602, if he will make an assessment of the potential economic effect on Cumbernauld of moving the HM Revenue and Customs office there elsewhere, as proposed in Building our Future - Continuing the Conversation, published in May 2015.
tabling member constituency	Cumbernauld, Kilsyth and Kirkintilloch East
tabling member printed	Stuart McDonald
uin	12759
answer	answer is ministerial correction date of answer 26/10/2015 answer text <br /><p>As part of the on-going thinking for the future and planning to move to regional centres, HM Revenue &amp; Customs (HMRC) has been looking at each region across the country in turn, taking into account local economic issues, business requirements, impact on current workforce and location principles.</p><p><strong></strong></p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 26/10/2015 16:20:13 answering member 1529 label Biography information for Mr David Gauke
tabling member	4393 label Biography information for Stuart C McDonald

422866

registered interest
date	21/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Welfare Tax Credits
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the likely change to levels of child poverty resulting from reductions in tax credits in 2015-16.
tabling member constituency	East Ham
tabling member printed	Stephen Timms
uin	12891
answer	answer is ministerial correction date of answer 26/10/2015 answer text <p>The Government is making changes to Tax Credits which will help put welfare spending on a more sustainable path. The Government wants to move from a low wage, high tax, high welfare society to a higher wage, lower tax, lower welfare society.</p><br /><p>We know that work is the best route out of poverty. The intended impact of these reforms is to incentivise work, ensure work always pays, and then allow people to keep more of what they earn.</p> answering member constituency East Hampshire answering member printed Damian Hinds question first answered 26/10/2015 15:38:06 answering member 3969 label Biography information for Damian Hinds
tabling member	163 label Biography information for Sir Stephen Timms