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780313

registered interest
date	30/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Insurance: Business
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of how insurance premiums have affected how businesses have determined their investment plans.
tabling member printed	Baroness Golding
uin	HL2677
answer	answer is ministerial correction date of answer 06/11/2017 answer text <p>The Financial Conduct Authority (FCA) is responsible for monitoring and regulating the insurance industry. They set the conduct standards required of insurance firms, which aims to ensure consumers are treated fairly and have fair access to affordable insurance products.</p><p> </p><p>If it becomes clear that intervention is necessary, the FCA is able to do so. For example, in April 2017 the FCA took action on the practice of insurers increasing premiums at renewal.</p> answering member printed Lord Bates grouped question UIN HL2676 question first answered 06/11/2017 16:04:43 answering member 1091 label Biography information for Lord Bates
tabling member	281 label Biography information for Baroness Golding

621160

registered interest
date	25/10/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Inflation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they plan to take in response to any impact on retail prices of the UK’s decision to leave the EU.
tabling member printed	Lord Taylor of Warwick
uin	HL2677
answer	answer is ministerial correction date of answer 08/11/2016 answer text <p>The independent Monetary Policy Committee (MPC) of the Bank of England has responsibility for monetary policy, and its remit it set by the Government. The MPC’s primary objective is to ensure price stability, which the Government believes to be an essential pre-requisite to longer-term growth and macroeconomic stability.</p><p>The MPC considers the impact of wide range of financial market and economic factors on consumer prices in determining the appropriate setting of monetary policy.</p> answering member printed Lord Young of Cookham question first answered 08/11/2016 16:20:40 answering member 57 label Biography information for Lord Young of Cookham
tabling member	1796 label Biography information for Lord Taylor of Warwick

421806

registered interest
date	15/10/2015
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
hansard heading	Electronic Surveillance: USA
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what steps they are taking to ensure that the indiscriminate mass surveillance identified in the European Court of Justice’s judgment in case C-362/14, <i>Maximillian Schrems v Data Protection Commissioner</i> did not apply to Parliament, Buckingham Palace, the High Court or the Supreme Court.
tabling member printed	Lord Laird
uin	HL2677
answer	answer is ministerial correction date of answer 30/10/2015 answer text <p>The European Court of Justice did not make any findings of fact in relation to alleged ‘indiscriminate mass surveillance’.</p><p>The UK agencies do not conduct ‘mass surveillance’. The Investigatory Powers Tribunal (IPT), an independent court, has looked in detail at this. Like the Interception Commissioner, the IPT made clear that Government Communications Headquarters is not conducting ‘mass surveillance’. Furthermore, the Intelligence and Security Committee of Parliament conducted a comprehensive review of Privacy and Security, examining in detail the work of the intelligence agencies, and published its report on 12 March 2015. It said: “our Inquiry has shown that the Agencies do not have the legal authority, the resources, the technical capability, or the desire to intercept the communications of British citizens, or of the internet as a whole.”</p> answering member printed Baroness Anelay of St Johns question first answered 30/10/2015 10:50:17 answering member 3474 label Biography information for Baroness Anelay of St Johns
tabling member	2479 label Biography information for Lord Laird

114497

registered interest
date	05/11/2014
answering body	Department for International Development
answering dept id	20
answering dept short name	International Development
answering dept sort name	International Development
hansard heading	Iraq
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their assessment of the ability of refugees and displaced people in Iraq to survive the coming winter; and what additional international efforts are being made in that respect.
tabling member printed	Lord Hylton
uin	HL2677
answer	answer is ministerial correction date of answer 18/11/2014 answer text <p>In the latest Strategic Response Plan for Iraq, the UN estimates that 1.26 million internally displaced people are in need of assistance in order to be prepared for winter, with 800,000 people in need of immediate shelter.</p><p> </p><p> </p><p> </p><p>The UK government has responded by funding £23 million of humanitarian assistance in Iraq. £17.5 million of the funding has gone to the UN, NGOs and the International Committee for the Red Cross for projects which include winterisation assistance such as shelter kits for people living in collective shelters and unfinished buildings. In addition we have supplied some 1,500 winterised tents and more than 4,500 thermal blankets for various UN agencies and NGO partners to distribute across affected areas.</p><p> </p> answering member printed Baroness Northover question first answered 18/11/2014 17:19:38 answering member 2539 label Biography information for Baroness Northover
tabling member	2018 label Biography information for Lord Hylton