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1255977

registered interest
date	26/11/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Conduct Authority and Prudential Regulation Authority: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he plans to require the (a) Prudential Regulation Authority and (b) Financial conduct Authority to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121120
answer	answer is ministerial correction date of answer 04/12/2020 answer text <p>The Government recognises the vital role credit unions play in the financial wellbeing of their communities, providing an ethical home for their members’ savings, and affordable loans to those who may otherwise have to resort to high-cost lenders.</p><p> </p><p>The legislative framework provides for the regulators to be operationally independent from Government, and HMT has no role in setting employee policies.</p> answering member constituency Salisbury answering member printed John Glen question first answered 04/12/2020 10:51:18 answering member 4051 label Biography information for John Glen
tabling member	177 label Biography information for Gareth Thomas

1255980

registered interest
date	26/11/2020
answering body	Attorney General
answering dept id	88
answering dept short name	Attorney General
answering dept sort name	Attorney General
hansard heading	Attorney General: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Attorney General, whether she plans to require her Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if she will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121121
answer	answer is ministerial correction date of answer 03/12/2020 answer text <p>The Attorney Generals’ Office (AGO), the Government Legal Department (GLD), Crown Prosecution Service (CPS), Serious Fraud Office (SFO) and HM Crown Prosecution Service Inspectorate (HMCPSI) have taken no steps to promote the use of credit unions within their organisations and have no immediate plans to do so.</p> answering member constituency Northampton North answering member printed Michael Ellis question first answered 03/12/2020 18:01:29 answering member 4116 label Biography information for Sir Michael Ellis
tabling member	177 label Biography information for Gareth Thomas

1255983

registered interest
date	26/11/2020
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Cabinet Office: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Duchy of Lancaster and Minister for the Cabinet Office, whether he plans to require his Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121122
answer	answer is ministerial correction date of answer 03/12/2020 answer text <p>The Cabinet Office is continuing to investigate various financial wellbeing options. Announcements will be made in due course.</p> answering member constituency Hornchurch and Upminster answering member printed Julia Lopez question first answered 03/12/2020 17:01:01 answering member 4647 label Biography information for Julia Lopez
tabling member	177 label Biography information for Gareth Thomas

1255984

registered interest
date	26/11/2020
answering body	Department for Business, Energy and Industrial Strategy
answering dept id	201
answering dept short name	Business, Energy and Industrial Strategy
answering dept sort name	Business, Energy and Industrial Strategy
hansard heading	Department for Business, Energy and Industrial Strategy: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Business, Energy and Industrial Strategy, whether he plans to require his Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121123
answer	answer is ministerial correction date of answer 04/12/2020 answer text <p>The Department is committed to providing a strong employee benefit offer to staff. At present, there are no plans to introduce access to a credit union via a payroll deduction service.</p> answering member constituency Stratford-on-Avon answering member printed Nadhim Zahawi question first answered 04/12/2020 13:39:14 answering member 4113 label Biography information for Nadhim Zahawi
tabling member	177 label Biography information for Gareth Thomas

1255986

registered interest
date	26/11/2020
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Department for Digital, Culture, Media and Sport: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, whether he plans to require his Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121124
answer	answer is ministerial correction date of answer 03/12/2020 answer text <p>We don't currently offer a general payroll deduction service, but we keep our employee offer under review to ensure it continues to meet the needs of staff.</p><p> </p> answering member constituency Maldon answering member printed Mr John Whittingdale question first answered 03/12/2020 15:43:24 answering member 39 label Biography information for Sir John Whittingdale
tabling member	177 label Biography information for Gareth Thomas

1255987

registered interest
date	26/11/2020
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Department for Education: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Education, whether he plans to require his Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121125
answer	answer is ministerial correction date of answer 04/12/2020 answer text <p>The facility to deduct money and send this to a credit union is not currently offered by the Department or its Executive Agencies. However, the feasibility and costs of doing so would be considered if there were sufficient demand.</p> answering member constituency Bognor Regis and Littlehampton answering member printed Nick Gibb question first answered 04/12/2020 13:14:59 answering member 111 label Biography information for Nick Gibb
tabling member	177 label Biography information for Gareth Thomas

1255989

registered interest
date	26/11/2020
answering body	Department for Environment, Food and Rural Affairs
answering dept id	13
answering dept short name	Environment, Food and Rural Affairs
answering dept sort name	Environment, Food and Rural Affairs
hansard heading	Department for Environment, Food and Rural Affairs: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Environment, Food and Rural Affairs, whether he plans to require his Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121126
answer	answer is ministerial correction date of answer 04/12/2020 answer text <p>Defra does not currently have the facility for employees to join a credit union through payroll deductions. Staff can make arrangements to contribute to a credit union via direct debit.</p><p> </p><p>The department is currently investigating options for updating the employee benefits offer for staff, including the potential for payroll deducted savings and affordable borrowing through credit unions.</p> answering member constituency Banbury answering member printed Victoria Prentis question first answered 04/12/2020 12:09:30 answering member 4401 label Biography information for Victoria Prentis
tabling member	177 label Biography information for Gareth Thomas

1255990

registered interest
date	26/11/2020
answering body	Department for International Trade
answering dept id	202
answering dept short name	International Trade
answering dept sort name	International Trade
hansard heading	Department for International Trade: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for International Trade, whether she plans to require her Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121127
answer	answer is ministerial correction date of answer 02/12/2020 answer text <p>I can confirm that the Department for International Trade (DIT) and UK Export Finance currently do not offer a payroll deduction service to enable staff to join a credit union. Staff can still make arrangements to contribute to a credit union via direct debit.</p> answering member constituency Chelsea and Fulham answering member printed Greg Hands question first answered 02/12/2020 12:34:55 answering member 1526 label Biography information for Greg Hands
tabling member	177 label Biography information for Gareth Thomas

1255992

registered interest
date	26/11/2020
answering body	Department for Transport
answering dept id	27
answering dept short name	Transport
answering dept sort name	Transport
hansard heading	Department for Transport: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Transport, whether he plans to require his Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121128
answer	answer is ministerial correction date of answer 04/12/2020 answer text <p>There are no plans to require the Department of Transport or its agencies to provide a payroll deduction service as described.</p> answering member constituency Daventry answering member printed Chris Heaton-Harris question first answered 04/12/2020 12:46:18 answering member 3977 label Biography information for Chris Heaton-Harris
tabling member	177 label Biography information for Gareth Thomas

1255993

registered interest
date	26/11/2020
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Department for Work and Pensions: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether she plans to require her Department and its agencies to provide a payroll deduction service to allow staff to save more easily with a credit union; and if she will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	121129
answer	answer is ministerial correction date of answer 02/12/2020 answer text <p>Payroll savings schemes are available to DWP employees.</p><p>DWP has existing arrangements with three of the UK’s leading credit unions; COMMSAVE, HEY (Hull and East Yorkshire) and VOYAGER. These credit unions offer a savings facility and a range of ethical financial services to everyone who works for DWP.</p><p> </p><p>The payroll savings scheme with credit unions is part of DWP’s wider financial wellbeing toolkit, which is readily available to all employees through the staff intranet, and is promoted as part of our wider wellbeing offer.</p><p> </p><p>DWP has no agencies, this response covers only DWP and does not extend to ALBs</p> answering member constituency Mid Sussex answering member printed Mims Davies question first answered 02/12/2020 16:42:07 answering member 4513 label Biography information for Mims Davies
tabling member	177 label Biography information for Gareth Thomas