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1726467

registered interest
date	02/09/2024
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Winter Fuel Payment: Pension Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of the impact of removing Winter Fuel Payments, without further warning, on (1) pensioners whose incomes are a small amount above the Pension Credit threshold, and (2) those who are entitled to Pension Credit but do not claim it.
tabling member printed	Baroness Altmann
uin	HL556
answer	answer is ministerial correction date of answer 18/09/2024 answer text <p>The Department continues to maximise opportunities to promote Pension Credit and to raise awareness of its wider benefits and to encourage pensioners to apply. The department uses a range of creative media including TV, press, radio and social media to boost awareness of the benefit. We engage with stakeholders, including other Government Departments, Councils, and charities, to harness their help and support to raise awareness through their networks and channels.</p><p> </p><p>The Government is ensuring pensioners are supported through our commitment to protect the Triple Lock, over 12 million pensioners will benefit, with many expected to see their new State Pension increase by around £1700 over the course of this Parliament.</p><p> </p><p>Additionally, the Government will invest an extra £6.6 billion over this Parliament in clean heat and energy efficiency through the Warm Homes Plan, upgrading five million homes through solutions like low carbon heating and improved insulation to reduce emissions and cut bills.</p><p>The Household Support Fund is also being extended for a further six months, from 1 October 2024 until 31 March 2025.   An additional £421 million will be provided to enable the extension of the HSF in England, plus funding for the Devolved Governments through the Barnett formula to be spent at their discretion, as usual.</p><p>The Warm Home Discount scheme in England and Wales provides eligible low-income households across Great Britain with a £150 rebate on their electricity bill. This winter, we expect over three million households, including over one million pensioners, to benefit under the scheme.</p> answering member printed Baroness Sherlock question first answered 18/09/2024 12:51:49 answering member 4147 label Biography information for Baroness Sherlock
tabling member	4533 label Biography information for Baroness Altmann

1726468

registered interest
date	02/09/2024
answering body	Foreign, Commonwealth and Development Office
answering dept id	208
answering dept short name	Foreign, Commonwealth and Development Office
answering dept sort name	Foreign, Commonwealth and Development Office
hansard heading	Hamas: UNRWA
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they will take, in light of their decision to renew funding of UNWRA, to ensure that its schools and facilities are not used to conceal Hamas infrastructure or launch attacks on Israel.
tabling member printed	Baroness Altmann
uin	HL557
answer	answer is ministerial correction date of answer 16/09/2024 answer text <p>Following the independent review by Catherine Colonna the United Nations Relief and Works Agency for Palestine Refugees in the Near East (UNRWA) set out an action plan with detailed management reforms including stronger independent oversight, better detection systems, improved screening procedures, mandatory training for staff on humanitarian principles and more proactive donor engagement. As a result, we are assured that UNRWA is taking action to ensure it meets the highest standards of neutrality.</p><p>£1 million of the UK's £21 million support to UNRWA this financial year will support implementation of these reforms. The FCDO will also continue to conduct its own annual assessment of UK funding to UNRWA.</p> answering member printed Lord Collins of Highbury question first answered 16/09/2024 11:56:40 answering member 4222 label Biography information for Lord Collins of Highbury
tabling member	4533 label Biography information for Baroness Altmann

1723342

registered interest
date	24/07/2024
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Fractures: Health Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government whether they remain committed to ensuring universal coverage of the eligible population for Fracture Liaison Services by 2030.
tabling member printed	Baroness Altmann
uin	HL287
answer	answer is ministerial correction date of answer 02/08/2024 answer text <p>The Government is committed to expanding access to Fracture Liaison Services. The Department is working closely with NHS England to develop rollout plans to ensure better quality and access to these important preventative services, to fill the current gaps in coverage.</p> answering member printed Baroness Merron question first answered 02/08/2024 13:57:43 answering member 347 label Biography information for Baroness Merron
tabling member	4533 label Biography information for Baroness Altmann

1723343

registered interest
date	24/07/2024
answering body	Department of Health and Social Care
answering dept id	17
answering dept short name	Health and Social Care
answering dept sort name	Health and Social Care
hansard heading	Fractures: Health Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government whether they will maintain existing transformation fund commitments to support the rollout of Fracture Liaison Services.
tabling member printed	Baroness Altmann
uin	HL288
answer	answer is ministerial correction date of answer 06/08/2024 answer text <p>More than 500,000 fragility fractures occur every year, and up to 40% of fracture patients will suffer another fracture.</p><p>This Government and NHS England support the clinical case for services which help to prevent fragility fractures and support the patients who sustain them. That is why this Government is committed to the expansion of Fracture Liaison Services and is working closely with NHS England to develop rollout plans to end the postcode lottery.</p> answering member printed Baroness Merron question first answered 06/08/2024 13:34:36 answering member 347 label Biography information for Baroness Merron
tabling member	4533 label Biography information for Baroness Altmann

1723344

registered interest
date	24/07/2024
answering body	Foreign, Commonwealth and Development Office
answering dept id	208
answering dept short name	Foreign, Commonwealth and Development Office
answering dept sort name	Foreign, Commonwealth and Development Office
hansard heading	UNRWA: Finance
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what safeguards they have in place to ensure that restoration of funding to the United Nations Relief and Works Agency for Palestine Refugees will not result in UK funding being used to directly or indirectly benefit Hamas.
tabling member printed	Baroness Altmann
uin	HL289
answer	answer is ministerial correction date of answer 08/08/2024 answer text <p>When the Foreign Secretary announced the resumption of funding on 19 July 2024, he said that UNRWA has taken serious action in response to the appalling allegations that UNRWA staff were involved in the 7 October attack against Israel. The government is confident that UNRWA is taking action to ensure it meets the highest standards of neutrality and is strengthening its procedures. £1 million of the £21 million of new UK funding will be earmarked to support UNRWA implement the management reforms recommended by the Colonna review. Together with other donors, we will continue to monitor UNRWA's progress on implementation of its action plan. The FCDO will also continue to conduct our own annual assessment of UK funding to UNRWA.</p> answering member printed Lord Collins of Highbury question first answered 08/08/2024 10:22:35 answering member 4222 label Biography information for Lord Collins of Highbury
tabling member	4533 label Biography information for Baroness Altmann

1723345

registered interest
date	24/07/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what steps they are taking to ensure that low earners in Net Pay pension schemes do not suffer lower take home pay as a result of their employer’s scheme choice.
tabling member printed	Baroness Altmann
uin	HL290
answer	answer is ministerial correction date of answer 01/08/2024 answer text <p>Legislation introduced in 2023 requires HMRC to make a top-up payment to those individuals contributing to a pension scheme using a net pay arrangement, whose total taxable income is below their personal allowance.</p><p> </p><p>This means that low earning pension savers should receive similar outcomes regardless of whether they are members of a relief at source pension scheme or a net pay pension scheme.</p><p> </p><p>HMRC are developing the IT solution to make these payments, in line with legislation, as soon as practicable in the tax year after the pension contributions were made. The first payments will be made in tax-year 2025-26 in respect of contributions made during 2024-25.</p><p> </p> answering member printed Lord Livermore question first answered 01/08/2024 14:08:12 answering member 4559 label Biography information for Lord Livermore
tabling member	4533 label Biography information for Baroness Altmann

1723346

registered interest
date	24/07/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Investment Trusts
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what analysis they have carried out of the impact of inaccurate reporting required by the Financial Conduct Authority of listed investment company management expenses and the impact this has had on investors, renewable energy projects, infrastructure, real estate and UK financial markets.
tabling member printed	Baroness Altmann
uin	HL291
answer	answer is ministerial correction date of answer 01/08/2024 answer text <p>The investment company sector plays a key role in the UK’s economy, representing over 30% of the FTSE 250, and investing in illiquid assets – including infrastructure projects and renewables – to support the Government’s growth agenda.</p><p> </p><p>The Government will carefully consider all options regarding cost disclosure to retail investors.</p> answering member printed Lord Livermore question first answered 01/08/2024 15:17:58 answering member 4559 label Biography information for Lord Livermore
tabling member	4533 label Biography information for Baroness Altmann

1311958

registered interest
date	26/04/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Regulation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what steps they are taking to ensure that future regulation of ‘buy now, pay later’ products sufficiently protects consumers.
tabling member printed	Baroness Altmann
uin	HL15239
answer	answer is ministerial correction date of answer 29/04/2021 answer text <p>The Government will legislate in a proportionate way to counter the detriment that customers could face as use of Buy Now Pay Later products grows. The Government is engaging stakeholders and will publicly consult to gather views as it develops its approach.</p> answering member printed Lord Agnew of Oulton question first answered 29/04/2021 11:50:13 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4533 label Biography information for Baroness Altmann

1310769

registered interest
date	20/04/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Payment Services Regulations 2017
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when they will begin the review process of the Payment Services Regulations 2017, in accordance with section 158 of those regulations.
tabling member printed	Baroness Altmann
uin	HL15085
answer	answer is ministerial correction date of answer 29/04/2021 answer text <p>As noted in Regulation 158 of the Payments Services Regulations 2017, HM Treasury must from time to time carry out a review of the regulatory provision contained in these Regulations and publish the report setting out the conclusions of the review. The first report under this regulation must be published on or before 13 January 2023. HM Treasury will conduct this review in accordance with Regulation 158.</p> answering member printed Lord Agnew of Oulton question first answered 29/04/2021 11:42:41 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4533 label Biography information for Baroness Altmann

1310770

registered interest
date	20/04/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Electronic Funds Transfer: Fraud
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they intend to legislate to enable the Payment Services Regulator to mandate protection against authorised push payment fraud; and what plans they have to introduce new Faster Payments Services rules.
tabling member printed	Baroness Altmann
uin	HL15086
answer	answer is ministerial correction date of answer 29/04/2021 answer text <p>The Government is committed to tackling fraud and ensuring that victims of Authorised Push Payment (APP) scams are protected.</p><p> </p><p>The Government recognises the work industry has undertaken to date, including the introduction of a voluntary reimbursement Code, which has demonstrably had a beneficial impact. However, the Code, whilst improving matters, comes with limitations, including disparity in how different payment service providers are interpreting their obligations under it, as well is its lack of comprehensive cover across providers.</p><p> </p><p>The Government therefore welcomed the publication of the Payment Systems Regulator’s (PSR) call for views on APP scams in February 2021, which set out various potential measures for reducing APP scams and improving customer outcomes. The Government is of the view that the introduction of Faster Payments Service rules setting reimbursement requirements on all scheme participants is the best possible solution to the issue of APP scams; this will ensure the rules underpinning Faster Payments are fit for purpose.</p><p> </p><p>The PSR’s call for views has now closed and the Government is engaging with the PSR on next steps, including considering what further actions may be necessary to make progress on this issue.</p><p> </p><p>The Financial Conduct Authority (FCA) works closely with the Government and PSR through a range of channels to help combat APP scams. In January 2019, the FCA changed its <a href="https://www.fca.org.uk/publication/policy/ps18-22.pdf" target="_blank">rules</a> to provide victims of alleged APP scams with prompt and fair complaints resolution, and access to dispute resolution through the Financial Ombudsman Service for complaints against payment service providers which receive payments relating to the alleged scam.</p><p> </p><p>In February 2021, the FCA also updated its formal guidance for firms on the fair treatment of vulnerable customers to reinforce the significance of the Code’s provisions on how firms should take into account vulnerability in cases of APP scams.</p> answering member printed Lord Agnew of Oulton grouped question UIN HL15087 HL15088 question first answered 29/04/2021 11:41:40 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4533 label Biography information for Baroness Altmann