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1727345
registered interest false more like this
date less than 2024-09-04more like thismore than 2024-09-04
answering body
Ministry of Housing, Communities and Local Government more like this
answering dept id 7 more like this
answering dept short name Housing, Communities and Local Government more like this
answering dept sort name Housing, Communities and Local Government more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Housing, Communities and Local Government, how many Help to Buy loan repayment applications are being processed; and how many and what proportion of these applications have been outstanding for more than (a) three and (b) six months. more like this
tabling member constituency Christchurch more like this
tabling member printed
Sir Christopher Chope more like this
uin 4169 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2024-09-09more like thismore than 2024-09-09
answer text <p>Data is publicly available in the Homes England annual report on the total redemptions for each year:</p><p><a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fassets.publishing.service.gov.uk%2Fmedia%2F66a76e080808eaf43b50d887%2FHomes_England_Annual_Report_and_Financial_Statements_2023_to_2024.pdf&amp;data=05|02|Lisa.Binns-Sykes%40communities.gov.uk|8f778450c3bc45c436f808dcce71794c|bf3468109c7d43dea87224a2ef3995a8|0|0|638612233962482566|Unknown|TWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D|0|||&amp;sdata=uvRcOAVsG9RvbWN0ZxIB9L6KUwZgYy8xZ2X5Re2%2FOnc%3D&amp;reserved=0" target="_blank">https://assets.publishing.service.gov.uk/media/66a76e080808eaf43b50d887/Homes_England_Annual_Report_and_Financial_Statements_2023_to_2024.pdf</a> pg 79</p> more like this
answering member constituency Greenwich and Woolwich more like this
answering member printed Matthew Pennycook more like this
question first answered
less than 2024-09-09T12:51:03.907Zmore like thismore than 2024-09-09T12:51:03.907Z
answering member
4520
label Biography information for Matthew Pennycook more like this
tabling member
242
label Biography information for Sir Christopher Chope more like this
1714136
registered interest false more like this
date less than 2024-04-26more like thismore than 2024-04-26
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what estimate he has made of the number of Help to Buy scheme leaseholders who are out of the five year interest free loan period. more like this
tabling member constituency Bristol South more like this
tabling member printed
Karin Smyth more like this
uin 23885 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2024-05-02more like thismore than 2024-05-02
answer text <p>Data is publicly available in the Homes England Annual Report on the total number of Help to Buy loans that have been redeemed, and a breakdown of how many loans were taken out in each parliamentary constituency is available on the following websites:</p><p><a title="https://gbr01.safelinks.protection.outlook.com/?url=https%3a%2f%2fwww.gov.uk%2fgovernment%2fstatistics%2fhelp-to-buy-equity-loan-scheme-data-to-31-may-2023%23full-publication-update-history&amp;data=05%7c02%7cpatrick.kelly%40levellingup.gov.uk%7cefc691a37b4d4" href="https://www.gov.uk/government/statistics/help-to-buy-equity-loan-scheme-data-to-31-may-2023" target="_blank">Help to Buy (equity loan scheme): data to 31 May 2023 - GOV.UK (www.gov.uk)</a></p><p><a title="https://gbr01.safelinks.protection.outlook.com/?url=https%3a%2f%2fassets.publishing.service.gov.uk%2fgovernment%2fuploads%2fsystem%2fuploads%2fattachment_data%2ffile%2f1171330%2fhomes-england-annual-report-and-financial-statements-2022-to-2023.pdf&amp;data=05" href="https://gbr01.safelinks.protection.outlook.com/?url=https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1171330/Homes-England-Annual-Report-and-Financial-Statements-2022-to-2023.pdf&amp;data=05|02|Patrick.Kelly@levellingup.gov.uk|efc691a37b4d405eb89608dc69ce62d1|bf3468109c7d43dea87224a2ef3995a8|0|0|638501582380435629|Unknown|TWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0=|0|||&amp;sdata=DkAEgmGI80FAGBvpfLzus9p0/wJarFMX9cm7YRHS0Sg=&amp;reserved=0" target="_blank">Homes-England-Annual-Report-and-Financial-Statements-2022-to-2023.pdf (publishing.service.gov.uk)</a></p>
answering member constituency North East Derbyshire more like this
answering member printed Lee Rowley more like this
question first answered
less than 2024-05-02T16:18:43.433Zmore like thismore than 2024-05-02T16:18:43.433Z
answering member
4652
label Biography information for Lee Rowley more like this
tabling member
4444
label Biography information for Karin Smyth more like this
1653174
registered interest false more like this
date less than 2023-07-14more like thismore than 2023-07-14
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, how many calls were made to Homes England in (a) April, (b) May and (c) June 2023 on the Help to Buy Scheme. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 194214 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-07-20more like thismore than 2023-07-20
answer text <p>Homes England do not have published figures for how many calls were made to Homes England in (a) April, (b) May and (c) June 2023 on the Help to Buy Scheme.</p> more like this
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
question first answered
less than 2023-07-20T12:14:34.17Zmore like thismore than 2023-07-20T12:14:34.17Z
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1650947
registered interest false more like this
date less than 2023-07-06more like thismore than 2023-07-06
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, pursuant to the Answer of 27 June 2023 to Question 190575, what is the cost to the public purse of the contract given to Lenvi to administer the service provision for the Help to Buy: Equity Loan Scheme. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 192859 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-07-13more like thismore than 2023-07-13
answer text <p>The contract with Lenvi was awarded following a rigorous procurement process. It is a concession contract, so the equity loan administrator's costs are met through fees charged to customers with an equity loan.</p><p>Homes England established a project team to manage the process, with a programme of testing before migration of customer data and the service launching on 19 June. Following the migration and launch, the service has been subject to high volumes of customer calls and emails, and this has led to delays for some customers. We are working to address this.</p><p>Several steps have been taken in response. This includes increasing staff working hours, ensuring urgent cases are prioritised and escalated, encouraging customers to use email instead of phoning wherever possible and targeted communications channels to keep customers informed.</p><p>The department receives daily updates and regularly monitors the service recovery plan and a number of actions have been taken to improve the service.</p><p> </p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
grouped question UIN
192860 more like this
192861 more like this
192862 more like this
192863 more like this
question first answered
less than 2023-07-13T16:38:00.89Zmore like thismore than 2023-07-13T16:38:00.89Z
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1650948
registered interest false more like this
date less than 2023-07-06more like thismore than 2023-07-06
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what steps his Department has taken to manage the transfer of the service provision for the Help to Buy: Equity Loan Scheme from Target to Lenvi. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 192860 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-07-13more like thismore than 2023-07-13
answer text <p>The contract with Lenvi was awarded following a rigorous procurement process. It is a concession contract, so the equity loan administrator's costs are met through fees charged to customers with an equity loan.</p><p>Homes England established a project team to manage the process, with a programme of testing before migration of customer data and the service launching on 19 June. Following the migration and launch, the service has been subject to high volumes of customer calls and emails, and this has led to delays for some customers. We are working to address this.</p><p>Several steps have been taken in response. This includes increasing staff working hours, ensuring urgent cases are prioritised and escalated, encouraging customers to use email instead of phoning wherever possible and targeted communications channels to keep customers informed.</p><p>The department receives daily updates and regularly monitors the service recovery plan and a number of actions have been taken to improve the service.</p><p> </p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
grouped question UIN
192859 more like this
192861 more like this
192862 more like this
192863 more like this
question first answered
less than 2023-07-13T16:38:00.953Zmore like thismore than 2023-07-13T16:38:00.953Z
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1650950
registered interest false more like this
date less than 2023-07-06more like thismore than 2023-07-06
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what metrics his Department plans to use to measure the (a) value for money and (b) service provision of Lenvi in administrating the Help to Buy Equity Loan Scheme. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 192861 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-07-13more like thismore than 2023-07-13
answer text <p>The contract with Lenvi was awarded following a rigorous procurement process. It is a concession contract, so the equity loan administrator's costs are met through fees charged to customers with an equity loan.</p><p>Homes England established a project team to manage the process, with a programme of testing before migration of customer data and the service launching on 19 June. Following the migration and launch, the service has been subject to high volumes of customer calls and emails, and this has led to delays for some customers. We are working to address this.</p><p>Several steps have been taken in response. This includes increasing staff working hours, ensuring urgent cases are prioritised and escalated, encouraging customers to use email instead of phoning wherever possible and targeted communications channels to keep customers informed.</p><p>The department receives daily updates and regularly monitors the service recovery plan and a number of actions have been taken to improve the service.</p><p> </p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
grouped question UIN
192859 more like this
192860 more like this
192862 more like this
192863 more like this
question first answered
less than 2023-07-13T16:38:01Zmore like thismore than 2023-07-13T16:38:01Z
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1650952
registered interest false more like this
date less than 2023-07-06more like thismore than 2023-07-06
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what assessment she has made of the adequacy of the service provided by Lenvi to individuals enquiring about Help to Buy Equity Loans. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 192862 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-07-13more like thismore than 2023-07-13
answer text <p>The contract with Lenvi was awarded following a rigorous procurement process. It is a concession contract, so the equity loan administrator's costs are met through fees charged to customers with an equity loan.</p><p>Homes England established a project team to manage the process, with a programme of testing before migration of customer data and the service launching on 19 June. Following the migration and launch, the service has been subject to high volumes of customer calls and emails, and this has led to delays for some customers. We are working to address this.</p><p>Several steps have been taken in response. This includes increasing staff working hours, ensuring urgent cases are prioritised and escalated, encouraging customers to use email instead of phoning wherever possible and targeted communications channels to keep customers informed.</p><p>The department receives daily updates and regularly monitors the service recovery plan and a number of actions have been taken to improve the service.</p><p> </p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
grouped question UIN
192859 more like this
192860 more like this
192861 more like this
192863 more like this
question first answered
less than 2023-07-13T16:38:01.047Zmore like thismore than 2023-07-13T16:38:01.047Z
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1650953
registered interest false more like this
date less than 2023-07-06more like thismore than 2023-07-06
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what steps she has taken to decrease the waiting time for individuals contacting Lenvi regarding Help to Buy Equity Loans. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 192863 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2023-07-13more like thismore than 2023-07-13
answer text <p>The contract with Lenvi was awarded following a rigorous procurement process. It is a concession contract, so the equity loan administrator's costs are met through fees charged to customers with an equity loan.</p><p>Homes England established a project team to manage the process, with a programme of testing before migration of customer data and the service launching on 19 June. Following the migration and launch, the service has been subject to high volumes of customer calls and emails, and this has led to delays for some customers. We are working to address this.</p><p>Several steps have been taken in response. This includes increasing staff working hours, ensuring urgent cases are prioritised and escalated, encouraging customers to use email instead of phoning wherever possible and targeted communications channels to keep customers informed.</p><p>The department receives daily updates and regularly monitors the service recovery plan and a number of actions have been taken to improve the service.</p><p> </p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
grouped question UIN
192859 more like this
192860 more like this
192861 more like this
192862 more like this
question first answered
less than 2023-07-13T16:38:01.107Zmore like thismore than 2023-07-13T16:38:01.107Z
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1646332
registered interest false more like this
date less than 2023-06-21more like thismore than 2023-06-21
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, for what reasons Lenvi were appointed as the equity loan administrator for the Help to Buy: Equity Loan scheme. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 190575 more like this
answer
answer
is ministerial correction true more like this
date of answer less than 2023-06-27more like thismore than 2023-06-27
answer text <p>Following a competitive tender at the end of our previous contract with Target, the service provision was awarded to Equinity Gateway Services, who have since rebranded to Lenvi, and who are international specialists in payments and technology-led services. Lenvi have now taken up provision of all Help to Buy customer service functions and will deliver service improvements for Help to Buy customers over the coming months.</p><p>Help to Buy customers are required to pay off their equity loan if they wish to purchase another home, as they must not have interest in any other residential property whilst they have the equity loan. This is clearly set out in the homebuyers guide and Equity Mortgage Deed. If a customer would like to pay off their equity loan, they would first need to have their home professionally valued to ascertain its current market value.</p><p>We recognise that those whose properties have building safety issues, such as unsafe exterior cladding, can present additional challenges in valuing. The process to get a valuation and redeem an equity loan for properties affected by cladding can be found on <del class="ministerial">Lenvi, the loan administrator's, website</del><ins class="ministerial">Gov.uk</ins>. We are aware that some customers are having difficulties finding a valuer prepared to value their properties. We have been working with the Homes England and Royal Institution of Chartered Surveyors (RICS) to try to find ways to help customers.</p><p>On December 6, the RICS published new valuation guidance for buildings 11 metres and above with cladding <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.rics.org%2Fglobalassets%2Frics-website%2Fmedia%2Fupholding-professional-standards%2Fsector-standards%2Fvaluation%2Fvaluation-approach-for-multi-storey-properties-with-cladding_ps_dec-2022_amended.pdf&amp;data=05%7C01%7CParliamentary%40levellingup.gov.uk%7Cc5b57377c49c489adea908db76638eb9%7Cbf3468109c7d43dea87224a2ef3995a8%7C0%7C0%7C638233942182449820%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=FAvrkyVa4U5gikO%2F9fS8OLatrRfx6bj%2FS999711EdEo%3D&amp;reserved=0" target="_blank">here</a>. This guidance reflects the leaseholder protections in the Building Safety Act which confirmed that those at fault, not blameless leaseholders, will be the ones to pay to fix unsafe cladding; and the solutions in place to fix buildings 11m+.</p><p>This new guidance will help to resolve difficulties in valuing properties where cladding is present.</p><p>Our focus continues to be on helping customers to find a solution as quickly as possible, however we recognise that this has been difficult for a number of customers.</p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
question first answered
less than 2023-06-27T12:10:11.017Zmore like thismore than 2023-06-27T12:10:11.017Z
question first ministerially corrected
less than 2023-07-03T10:47:57.39Zmore like thismore than 2023-07-03T10:47:57.39Z
answering member
4668
label Biography information for Rachel Maclean more like this
previous answer version
84026
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this
1646334
registered interest false more like this
date less than 2023-06-21more like thismore than 2023-06-21
answering body
Department for Levelling Up, Housing and Communities more like this
answering dept id 211 more like this
answering dept short name Levelling Up, Housing and Communities more like this
answering dept sort name Levelling Up, Housing and Communities more like this
hansard heading Help to Buy Scheme remove filter
house id 1 more like this
legislature
25259
pref label House of Commons more like this
question text To ask the Secretary of State for Levelling Up, Housing and Communities, what his Departments policy is on individuals with a Help to Buy Equity Loan purchasing a second property if the first property requires remediation for building safety faults. more like this
tabling member constituency Brentford and Isleworth more like this
tabling member printed
Ruth Cadbury more like this
uin 190643 more like this
answer
answer
is ministerial correction true more like this
date of answer less than 2023-06-27more like thismore than 2023-06-27
answer text <p>Following a competitive tender at the end of our previous contract with Target, the service provision was awarded to Equinity Gateway Services, who have since rebranded to Lenvi, and who are international specialists in payments and technology-led services. Lenvi have now taken up provision of all Help to Buy customer service functions and will deliver service improvements for Help to Buy customers over the coming months.</p><p>Help to Buy customers are required to pay off their equity loan if they wish to purchase another home, as they must not have interest in any other residential property whilst they have the equity loan. This is clearly set out in the homebuyers guide and Equity Mortgage Deed. If a customer would like to pay off their equity loan, they would first need to have their home professionally valued to ascertain its current market value.</p><p>We recognise that those whose properties have building safety issues, such as unsafe exterior cladding, can present additional challenges in valuing. The process to get a valuation and redeem an equity loan for properties affected by cladding can be found on <del class="ministerial">Lenvi, the loan administrator's, website</del><ins class="ministerial">Gov.uk</ins>. We are aware that some customers are having difficulties finding a valuer prepared to value their properties. We have been working with the Homes England and Royal Institution of Chartered Surveyors (RICS) to try to find ways to help customers.</p><p>On December 6, the RICS published new valuation guidance for buildings 11 metres and above with cladding <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.rics.org%2Fglobalassets%2Frics-website%2Fmedia%2Fupholding-professional-standards%2Fsector-standards%2Fvaluation%2Fvaluation-approach-for-multi-storey-properties-with-cladding_ps_dec-2022_amended.pdf&amp;data=05%7C01%7CParliamentary%40levellingup.gov.uk%7Cc5b57377c49c489adea908db76638eb9%7Cbf3468109c7d43dea87224a2ef3995a8%7C0%7C0%7C638233942182449820%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=FAvrkyVa4U5gikO%2F9fS8OLatrRfx6bj%2FS999711EdEo%3D&amp;reserved=0" target="_blank">here</a>. This guidance reflects the leaseholder protections in the Building Safety Act which confirmed that those at fault, not blameless leaseholders, will be the ones to pay to fix unsafe cladding; and the solutions in place to fix buildings 11m+.</p><p>This new guidance will help to resolve difficulties in valuing properties where cladding is present.</p><p>Our focus continues to be on helping customers to find a solution as quickly as possible, however we recognise that this has been difficult for a number of customers.</p>
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
question first answered
less than 2023-06-27T12:10:10.953Zmore like thismore than 2023-06-27T12:10:10.953Z
question first ministerially corrected
less than 2023-07-03T10:47:44.15Zmore like thismore than 2023-07-03T10:47:44.15Z
answering member
4668
label Biography information for Rachel Maclean more like this
previous answer version
83905
answering member constituency Redditch more like this
answering member printed Rachel Maclean more like this
answering member
4668
label Biography information for Rachel Maclean more like this
tabling member
4389
label Biography information for Ruth Cadbury more like this