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748061

registered interest
date	04/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Foreign Exchange: Small Businesses
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, with reference to the Answer of 18 April 2017 to Question 69488, whether the results of research into the impact of pricing structures on consumer understanding of foreign currency transaction fees will inform forthcoming payment services regulations.
tabling member constituency	West Aberdeenshire and Kincardine
tabling member printed	Andrew Bowie
uin	2823
answer	answer is ministerial correction date of answer 11/07/2017 answer text <p>In its Answer of 18 April 2017 to Question 69488, the Government stated that it was conducting research on the effects of transparency in overseas money transfers (involving foreign exchange) on consumer decisions. This research will help to inform the Government's response to the consultation on draft regulations for the implementation of the Second Payment Services Directive. This response will be published shortly.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 11/07/2017 14:57:20 answering member 4095 label Biography information for Steve Barclay
tabling member	4601 label Biography information for Andrew Bowie

747703

registered interest
date	03/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Foreign Exchange: Small Businesses
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, with reference to the Answer of 18 April 2017 to Question 69488, if he will place in the Library the results of the research commissioned by his Department on the effect of current pricing structures used by foreign exchange providers on consumer value choices.
tabling member constituency	Hammersmith
tabling member printed	Andy Slaughter
uin	2375
answer	answer is ministerial correction date of answer 06/07/2017 answer text <p>In its Answer of 18 April 2017 to Question 69488, the Government stated that it was conducting research on the effects of transparency in overseas money transfers (involving foreign exchange), on consumer decisions. This research will help to inform the Government's response to the consultation on draft regulations for the implementation of the Second Payment Services Directive. This response will be published shortly.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 06/07/2017 07:26:43 answering member 4095 label Biography information for Steve Barclay
tabling member	1516 label Biography information for Andy Slaughter

714722

registered interest
date	28/03/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Foreign Exchange: Small Businesses
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the effect of non-transparent pricing structures in foreign currency exchange on UK small businesses which trade overseas.
tabling member constituency	Linlithgow and East Falkirk
tabling member printed	Martyn Day
uin	69488
answer	answer is ministerial correction date of answer 18/04/2017 answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p>The Government has not yet made an assessment of the effect of pricing structures used by foreign currency providers on competition for consumers or UK small businesses which trade overseas but, as with all policy areas, keeps transparency of foreign exchange fees under review.</p><p>The Government is currently conducting research on the effects of transparency on consumer decisions to inform its policy approach. The Government has recently consulted on draft regulations for the implementation of the Second Payment Service Directive, and will respond in due course.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 69490 question first answered 18/04/2017 14:14:42 answering member 3929 label Biography information for Simon Kirby
tabling member	4488 label Biography information for Martyn Day