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<p>Under the Legacy system, households had to claim separately for benefits received,
for instance an in-work lone parents in rented accommodation would need to claim both
Tax Credits and Housing Benefit. However, some households may not have realised they
were entitled to, or chosen to claim, all the benefits they were entitled to. As an
integrated benefit, Universal Credit automatically increases take-up and we estimate
that when fully rolled-out, 700,000 households will benefit from claiming their full
entitlement in Universal Credit</p><p> </p><p>In the New Legacy Savings model, we
have taken the projections for the number of households on Universal Credit and made
an adjustment to take account that fewer benefits would have been claimed under the
legacy system, based on the above assessment. This adjustment applies to around 10%
of households.</p>
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