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423835

registered interest
date	26/10/2015
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Cabinet Office: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Minister for the Cabinet Office, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13504
answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by the Economic Secretary to the Treasury, my hon. Friend the Member for West Worcestershire on 2 November 2015, UIN 13524.</p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 03/11/2015 13:37:43 answering member 4070 label Biography information for Matt Hancock
tabling member	177 label Biography information for Gareth Thomas

423836

registered interest
date	26/10/2015
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Treasury: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13524
answer	answer is ministerial correction date of answer 02/11/2015 answer text <p>The Government is committed to continuing to support the credit union movement in making financial services more accessible.</p><br /><p>The Government has taken significant steps to support the credit union movement in Great Britain. These include increasing the maximum interest rate that credit unions can charge on loans from 2% to 3% per month; investing £38m in the sector through the Department of Work and Pensions’ (DWP) Credit Union Expansion Project; ensuring that universal credit and pensions payments can be paid into any credit union account; providing £500,000 to help armed forces personnel access credit union services; and launching a Call for Evidence which allowed all credit unions, regardless of size or influence, the opportunity to contribute their vision for the future of the sector to the wider debate.</p><p><br></p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 02/11/2015 15:06:35 answering member 4107 label Biography information for Dame Harriett Baldwin
tabling member	177 label Biography information for Gareth Thomas

423837

registered interest
date	26/10/2015
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	Home Care Services: Living Wage
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Health, what discussions he has had with home social care providers on the effect of the national living wage on the financial position of those providers; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13500
answer	answer is ministerial correction date of answer 29/10/2015 answer text <p>I refer the hon. Member to the answer I gave on 21 October 2015 to Question<a href="http://www.parliament.uk/business/publications/written-questions-answers-statements/written-question/Commons/2015-10-13/11609/" target="_blank"> 11609</a>.</p> answering member constituency North East Bedfordshire answering member printed Alistair Burt question first answered 29/10/2015 17:25:32 answering member 1201 label Biography information for Alistair Burt
tabling member	177 label Biography information for Gareth Thomas

423838

registered interest
date	26/10/2015
answering body	Church Commissioners
answering dept id	9
answering dept short name	Church Commissioners
answering dept sort name	Church Commissioners
hansard heading	Church Commissioners: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the right hon. Member for Meriden, representing the Church Commissioners, what steps the Church Commissioners are taking to promote the use of credit unions in the work of the Church of England; and if she will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13505
answer	answer is ministerial correction date of answer 28/10/2015 answer text <p>The Church of England’s work in support of credit unionshas been led by the Archbishop of Canterbury’s Task Group on Responsible Credit and Savings, chaired by Sir Hector Sants. Nationally, the Task Group has developed a number of strategic, church-led initiatives, including matching the resources of local churches with the diverse needs of local credit unions through the Church Credit Champions Network. To date, the pilot scheme has engaged over 200 churches, trained 150 Credit Champions and is on target to bring in 3,000+ new credit union members across London, Southwark and Liverpool dioceses, with plans to roll out to 30 more dioceses from next year.</p><p>The Church of England is also running the ‘LifeSavers’ programme which is piloting a holistic financial education programme linked to savings clubs in primary schools. This was trialled successfully in Church of England primary schools during 2015 and will be rolled out to a further 120 church and community schools from early 2016, helping to raise the profile of credit unions in these communities.</p><p>Locally, dioceses and churches are involved in a wide range of activities in support of credit unions, from running mass sign-ups and marketing campaigns and recruiting volunteers to the board of credit unions to hosting access points in church building and promoting payroll saving through links with local employers. According to a Church Urban Fund survey, 17% of Anglican parishes are actively involved in supporting credit unions in various ways. This activity has generated widespread coverage in national and local media, raising public awareness of credit unions. Further information is available on our dedicated website: <a href="http://www.toyourcredit.org.uk/" target="_blank">www.toyourcredit.org.uk</a></p><br /> answering member constituency Meriden answering member printed Mrs Caroline Spelman question first answered 28/10/2015 12:03:33 answering member 312 label Biography information for Dame Caroline Spelman
tabling member	177 label Biography information for Gareth Thomas

423840

registered interest
date	26/10/2015
answering body	Attorney General
answering dept id	88
answering dept short name	Attorney General
answering dept sort name	Attorney General
hansard heading	Attorney General: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Attorney General, what steps he is taking to promote the use of credit unions in the work of the Law Officers' Departments; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13503
answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the Hon. Member to the answer given to question 13524 on the 2<sup>nd</sup> of November by my Hon. Friend the Economic Secretary to the Treasury.</p> answering member constituency Kenilworth and Southam answering member printed Jeremy Wright question first answered 03/11/2015 15:15:12 answering member 1560 label Biography information for Sir Jeremy Wright
tabling member	177 label Biography information for Gareth Thomas

423843

registered interest
date	26/10/2015
answering body	Department for Environment, Food and Rural Affairs
answering dept id	13
answering dept short name	Environment, Food and Rural Affairs
answering dept sort name	Environment, Food and Rural Affairs
hansard heading	Department for Environment, Food and Rural Affairs: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Environment, Food and Rural Affairs, what steps she is taking to promote the use of credit unions in the work of her Department; and if she will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13511
answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by the Economic Secretary to the Treasury, my hon. Friend the Member for West Worcestershire (Ms Baldwin) on 2 November 2015, UIN 13524.</p> answering member constituency Camborne and Redruth answering member printed George Eustice question first answered 03/11/2015 12:01:59 answering member 3934 label Biography information for George Eustice
tabling member	177 label Biography information for Gareth Thomas

423844

registered interest
date	26/10/2015
answering body	Foreign and Commonwealth Office
answering dept id	16
answering dept short name	Foreign and Commonwealth Office
answering dept sort name	Foreign and Commonwealth Office
hansard heading	Foreign and Commonwealth Office: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Foreign and Commonwealth Affairs, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13512
answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given by the Parliamentary Under Secretary of State for Works and Pensions, my hon. Friend the Member for North Swindon (Mr Justin Tomlinson) to Question 13526 on 2 November 2015.</p> answering member constituency Bournemouth East answering member printed Mr Tobias Ellwood question first answered 03/11/2015 15:29:32 answering member 1487 label Biography information for Mr Tobias Ellwood
tabling member	177 label Biography information for Gareth Thomas

423846

registered interest
date	26/10/2015
answering body	Ministry of Defence
answering dept id	11
answering dept short name	Defence
answering dept sort name	Defence
hansard heading	Ministry of Defence: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Defence, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13508
answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>I refer the hon. Member to the answer given to him by my hon. Friend the Economic Secretary to the Treasury (Harriet Baldwin) on the 2 November 2015 to Question 13524.</p> answering member constituency Milton Keynes North answering member printed Mark Lancaster question first answered 03/11/2015 16:24:38 answering member 1544 label Biography information for Lord Lancaster of Kimbolton attachment 1 file name 20151102_Gareth_Thomas_Treasury_Credit_Unions.docx title 13524 - QnA extract on Credit Unions
tabling member	177 label Biography information for Gareth Thomas

423847

registered interest
date	26/10/2015
answering body	Department of Health
answering dept id	17
answering dept short name	Health
answering dept sort name	Health
hansard heading	Department of Health: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Health, what steps he is taking to promote the use of credit unions in the work of his Department; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13514
answer	answer is ministerial correction date of answer 03/11/2015 answer text <p>The Department does not specifically promote the use of credit unions.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 03/11/2015 16:23:55 answering member 3918 label Biography information for Jane Ellison
tabling member	177 label Biography information for Gareth Thomas

423849

registered interest
date	26/10/2015
answering body	House of Commons Commission
answering dept id	18
answering dept short name	House of Commons Commission
answering dept sort name	House of Commons Commission
hansard heading	House of Commons: Credit Unions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the hon. Member for Carshalton and Wallington representing the House of Commons Commission, what steps he is taking to promote the use of credit unions in the work of the House of Commons Commission; and if he will make a statement.
tabling member constituency	Harrow West
tabling member printed	Gareth Thomas
uin	13516
answer	answer is ministerial correction date of answer 02/11/2015 answer text <p>Since March 2013 staff and Members of both Houses have been able to access financial support and advice on managing their personal finances from London Mutual Credit Union (LMCU). In addition they also offer financial products such as savings and loans which can be deducted directly from employees’ salaries via payroll, and for Members via IPSA. In November 2013, the facility with LMCU was formally launched at a reception held by Mr Speaker.</p><p>LMCU is promoted on the Parliamentary intranet, in the House of Commons Staff Handbook and at new staff inductions. LMCU also have a presence at the annual Wellbeing Day.</p> answering member constituency Carshalton and Wallington answering member printed Tom Brake question first answered 02/11/2015 17:31:00 answering member 151 label Biography information for Tom Brake
tabling member	177 label Biography information for Gareth Thomas