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167888

registered interest
date	04/12/2014
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Female Genital Mutilation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what progress they are making in securing convictions for female genital mutilation.
tabling member printed	Lord Berkeley of Knighton
uin	HL3412
answer	answer is ministerial correction date of answer 15/12/2014 answer text <p>At the Girl Summit hosted by the Prime Minister in July 2014, the government set out a clear commitment to end female genital mutilation (FGM) and announced a comprehensive package of domestic measures to achieve this.</p><p>This involved a range of measures to improve the law enforcement response and thereby help to secure convictions for FGM. A number of amendments have been tabled to the Serious Crime Bill to strengthen the law, new police guidance on FGM is being published, and a review by Her Majesty’s Inspectorate of Constabulary into so called ‘honour-based’ violence with a focus on FGM will commence in 2015. In addition, 42 forces have signed joint protocols with the Crown Prosecution Service on the investigation and prosecution of FGM. The government published a consultation on 5 December on how to introduce a mandatory reporting duty to increase referrals to the police in order to support more prosecutions.</p><p> </p> answering member printed Lord Bates question first answered 15/12/2014 12:54:21 answering member 1091 label Biography information for Lord Bates
tabling member	4276 label Biography information for Lord Berkeley of Knighton

167889

registered interest
date	04/12/2014
answering body	Home Office
answering dept id	1
answering dept short name	Home Office
answering dept sort name	Home Office
hansard heading	Offences against Children: Rotherham
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what actions they are taking to ensure that South Yorkshire Police carry out the recommendations in the report by Professor Alexis Jay <i>Independent Inquiry into Child Sexual Exploitation in Rotherham (1997–2013)</i>.
tabling member printed	Lord Scriven
uin	HL3413
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>The Home Secretary has written to all chief constables to ask them to take on board the lessons from the Jay report into the failings in Rotherham, and from the rolling HMIC inspections into how forces are protecting children. HMIC’s South Yorkshire Police child protection inspection report was published on 30 September.</p><p>The National Policing Lead for child protection and abuse investigation has taken action to revise the national policing child sexual exploitation action plan to take account of the learning from the Jay report and other recent publications. A series of briefings to police managers across England and Wales, including South Yorkshire Police, have been completed so that the key findings of the Jay Inquiry are shared with frontline leaders across the police service.</p><p>Furthermore, on 13 October it was announced that the Chief Constable for South Yorkshire requested that the National Crime Agency leads an independent investigation into outstanding allegations of child sexual exploitation in Rotherham, raised in the Professor Jay Report.</p><p> </p> answering member printed Lord Bates question first answered 19/12/2014 16:11:00 answering member 1091 label Biography information for Lord Bates
tabling member	4333 label Biography information for Lord Scriven

167890

registered interest
date	04/12/2014
answering body	Department for Education
answering dept id	60
answering dept short name	Education
answering dept sort name	Education
hansard heading	Offences against Children: Rotherham
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what actions they are taking to ensure that Rotherham Borough Council's children's services improve in respect of protecting children, in the light of the report by Professor Alexis Jay <i>Independent Inquiry into Child Sexual Exploitation in Rotherham (1997–2013)</i>.
tabling member printed	Lord Scriven
uin	HL3414
answer	answer is ministerial correction date of answer 10/12/2014 answer text <p>The Secretary of State for Education has appointed a Children’s Social Care Commissioner, Malcolm Newsam, to examine the nature and scale of the problems and oversee and drive improvements in children’s social care functions.</p><p>On the basis of the Commissioner’s initial work and when the review of Rotherham Council's corporate governance reports, the Secretary of State will consider what further action is needed. <br> <br> A statutory direction to Rotherham is published by the Department and is available online at: <a href="http://www.gov.uk/government/uploads/system/uploads/attachment_data/file/363018/Final_direction_to_Rotherham_Council_10_Oct_2014.pdf" target="_blank">www.gov.uk/government/uploads/system/uploads/attachment_data/file/363018/Final_direction_to_Rotherham_Council_10_Oct_2014.pdf</a></p> answering member printed Lord Nash question first answered 10/12/2014 17:10:52 answering member 4270 label Biography information for Lord Nash
tabling member	4333 label Biography information for Lord Scriven

167891

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they have had any discussions with the Bank of England and the Financial Conduct Authority about whether to allow the securitisation of peer-to-peer consumer or business loans.
tabling member printed	Lord Mendelsohn
uin	HL3415
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Her Majesty’s Government have not had any discussions with the Bank of England, the Financial Conduct Authority (FCA) or credit rating agencies about the securitisation of peer-to-peer loans.</p><p> </p><p> </p><p> </p><p>However, since April 2014, the peer-to-peer lending sector has been supervised and regulated by the FCA. The FCA monitors risks in any regulated sector on an ongoing basis.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3416 HL3419 HL3420 question first answered 19/12/2014 12:44:22 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167892

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they, the Bank of England or the Financial Conduct Authority have held any discussions with the credit rating agencies about the securitisation of peer-to-peer consumer or business loans.
tabling member printed	Lord Mendelsohn
uin	HL3416
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Her Majesty’s Government have not had any discussions with the Bank of England, the Financial Conduct Authority (FCA) or credit rating agencies about the securitisation of peer-to-peer loans.</p><p> </p><p> </p><p> </p><p>However, since April 2014, the peer-to-peer lending sector has been supervised and regulated by the FCA. The FCA monitors risks in any regulated sector on an ongoing basis.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3415 HL3419 HL3420 question first answered 19/12/2014 12:44:28 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167893

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what is their estimate of the size of peer-to-peer consumer and business finance.
tabling member printed	Lord Mendelsohn
uin	HL3417
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Peer-to-peer lending is an innovative new form of finance and the Government is keen to see this sector continue to grow and evolve.</p><p> </p><p> </p><p>Following representations from the peer-to-peer sector, the Government announced in November 2012 its intention to bring peer-to-peer lending within the regulatory scope of the Financial Conduct Authority from April 2014. Proportionate regulation will allow the sector to continue to grow.</p><p> </p><p> </p><p> </p><p>The Government has not made an assessment of the size of the peer-to-peer consumer and business finance markets.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3418 question first answered 19/12/2014 12:41:06 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167894

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what plans they have to regulate the peer-to-peer lending market.
tabling member printed	Lord Mendelsohn
uin	HL3418
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Peer-to-peer lending is an innovative new form of finance and the Government is keen to see this sector continue to grow and evolve.</p><p> </p><p> </p><p>Following representations from the peer-to-peer sector, the Government announced in November 2012 its intention to bring peer-to-peer lending within the regulatory scope of the Financial Conduct Authority from April 2014. Proportionate regulation will allow the sector to continue to grow.</p><p> </p><p> </p><p> </p><p>The Government has not made an assessment of the size of the peer-to-peer consumer and business finance markets.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3417 question first answered 19/12/2014 12:41:06 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167895

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government what risks they consider need to be prepared for in the expansion of the peer-to-peer lending market; and whether the potential securitisation of such lending would require additional regulation.
tabling member printed	Lord Mendelsohn
uin	HL3419
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Her Majesty’s Government have not had any discussions with the Bank of England, the Financial Conduct Authority (FCA) or credit rating agencies about the securitisation of peer-to-peer loans.</p><p> </p><p> </p><p> </p><p>However, since April 2014, the peer-to-peer lending sector has been supervised and regulated by the FCA. The FCA monitors risks in any regulated sector on an ongoing basis.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3415 HL3416 HL3420 question first answered 19/12/2014 12:44:28 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167896

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Crowdfunding
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether the Financial Conduct Authority and the Bank of England are looking at modelling what level of institutional investment in peer-to-peer (P2P) collaterised loan obligations, or at what level funds established to buy P2P collaterised loans, would present a systemic risk to the financial system; and if not, whether they have done so or plan to.
tabling member printed	Lord Mendelsohn
uin	HL3420
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>Her Majesty’s Government have not had any discussions with the Bank of England, the Financial Conduct Authority (FCA) or credit rating agencies about the securitisation of peer-to-peer loans.</p><p> </p><p> </p><p> </p><p>However, since April 2014, the peer-to-peer lending sector has been supervised and regulated by the FCA. The FCA monitors risks in any regulated sector on an ongoing basis.</p><p> </p> answering member printed Lord Deighton grouped question UIN HL3415 HL3416 HL3419 question first answered 19/12/2014 12:44:28 answering member 4262 label Biography information for Lord Deighton
tabling member	4286 label Biography information for Lord Mendelsohn

167897

registered interest
date	04/12/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit Rating
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty’s Government whether they have had talks with the credit rating agencies with a view to restoring the United Kingdom’s AAA credit rating.
tabling member printed	Lord Myners
uin	HL3421
answer	answer is ministerial correction date of answer 19/12/2014 answer text <p>The current European credit rating regulation 1060/2009 stipulates that rating agencies monitor and review credit ratings on an ongoing basis and at least annually. Furthermore, the regulation states that:</p><p> </p><p> </p><p> </p><p><em>&quot;The credit rating agency shall inform the rated entity at least 12 hours before publication of the credit rating and of the principal grounds on which the rating is based in order to give the entity an opportunity to draw attention of the credit rating agency to any factual errors&quot;.</em></p><p> </p><p> </p><p> </p><p>The Government’s long term economic plan has secured the UK’s strong credit rating, which has contributed to lower borrowing costs and helped protect frontline services. In June 2014, Standard and Poor’s (S&amp;P) revised the outlook on their UK AAA rating to stable, from negative. The key driver cited by S&amp;P was <em>‘Amid further progress in consolidating public finances, the UK’s economic recovery is broadening.’ </em></p><p> </p><p> </p><p> </p><p>S&amp;P have assigned the UK sovereign the top triple AAA rating since they first published a UK rating in 1978. Moody’s and Fitch have assigned the UK the second highest rating Aa1 and AA+ respectively, with a stable outlook.</p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member printed Lord Deighton question first answered 19/12/2014 12:47:32 answering member 4262 label Biography information for Lord Deighton
tabling member	3869 label Biography information for Lord Myners