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1002064

	registered interest
	date	05/11/2018
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Females: Equality
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for Women and Equalities, what plans she has to meet with civil society groups on measuring progress on Sustainable Development Goal five for the voluntary national review in 2019.
	tabling member constituency	Birmingham, Edgbaston
	tabling member printed	Preet Kaur Gill
	type	WrittenParliamentaryQuestion
	uin	188165
	answer	answer is ministerial correction date of answer 13/11/2018 answer text <p>I refer the Honourable Member to the answer I gave on 16 October 2018 to written questions 176113, 176114 and 176115.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins grouped question UIN 188166 question first answered 13/11/2018 11:28:21 answering member 4399 label Biography information for Victoria Atkins
	tabling member	4603 label Biography information for Preet Kaur Gill

1002066

	registered interest
	date	05/11/2018
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Females: Equality
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Minister for Women and Equalities, what consultations her Department has had with local authorities on the planned indicators to measure progress on Sustainable Development Goal five for the voluntary national review in 2019.
	tabling member constituency	Birmingham, Edgbaston
	tabling member printed	Preet Kaur Gill
	type	WrittenParliamentaryQuestion
	uin	188166
	answer	answer is ministerial correction date of answer 13/11/2018 answer text <p>I refer the Honourable Member to the answer I gave on 16 October 2018 to written questions 176113, 176114 and 176115.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins grouped question UIN 188165 question first answered 13/11/2018 11:28:22 answering member 4399 label Biography information for Victoria Atkins
	tabling member	4603 label Biography information for Preet Kaur Gill

1002049

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Electronic Funds Transfer
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what discussions he has had with his European counterparts on the feasibility of establishing an alternative mechanism for money transfers autonomous from the Society for Worldwide Interbank Financial Telecommunication.
	tabling member constituency	Islington South and Finsbury
	tabling member printed	Emily Thornberry
	type	WrittenParliamentaryQuestion
	uin	188065
	answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p> </p><p><a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:51:57 answering member 4051 label Biography information for John Glen
	tabling member	1536 label Biography information for Emily Thornberry

1002145

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	A303 and Lower Thames Crossing: Private Finance Initiative
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 5 November 2018 to Question 185590 on A303 and Lower Thames Crossing: Private Finance Initiative, whether private finance will be used for the upgrade of the A303 and the Lower Thames Crossing.
	tabling member constituency	Walthamstow
	tabling member printed	Stella Creasy
	type	WrittenParliamentaryQuestion
	uin	188205
	answer	answer is ministerial correction date of answer 23/11/2018 answer text <p>The government is committed to increasing private investment in infrastructure through a range of models. The 2017 National Infrastructure and Construction Pipeline estimates that almost half of the UK’s £600 billion infrastructure pipeline is expected to be financed by the private sector.</p><p> </p><p>The Budget announced that the government will no longer use Private Finance 2 (the successor to the Private Finance Initiative) for new projects, as the model was inflexible and overly complex. Private finance will not be used for the upgrade of the A303 and the Lower Thames Crossing.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 23/11/2018 10:04:46 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	4088 label Biography information for Stella Creasy

1001954

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Tax Avoidance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the 2019 Loan Charge on individuals that had made financial plans on the basis of previous arrangements; and what support he is able to provide to those individuals.
	tabling member constituency	Lewisham East
	tabling member printed	Janet Daby
	type	WrittenParliamentaryQuestion
	uin	188241
	answer	answer is ministerial correction date of answer 16/11/2018 answer text <p>The charge on disguised remuneration (DR) loans is targeted at artificial tax avoidance schemes where earnings were paid in the form of loans, often made by an offshore third party. These loans are not repaid in practice and so are no different to ordinary income and are, and always have been, taxable.</p><p> </p><p>It is unfair to ordinary taxpayers to let anybody continue to benefit from contrived tax avoidance of this sort, and that is why this government has taken action to ensure that everybody pays the taxes they owe. The charge, announced at Budget 2016, will arise on 5 April 2019. By then affected users will have had three years to organise their financial affairs.</p><p> </p><p>The Government recognises the charge on DR loans will have a significant impact on some individuals who have used DR schemes, particularly those who used them to avoid the most tax.</p><p> </p><p>HM Revenue and Customs (HMRC) are working to help people put things right. HMRC have published a simplified process for DR scheme users to spread payment of the tax they owe over 5 years if their current income is less than £50,000, and they are no longer in avoidance. Those with higher incomes or who need to pay over a longer period can also request extended payment periods, which will be tailored to individual circumstances. Anyone who is worried about being able to pay what they owe should contact HMRC as soon as possible.</p><p> </p> answering member constituency Central Devon answering member printed Mel Stride question first answered 16/11/2018 14:52:58 answering member 3935 label Biography information for Mel Stride
	tabling member	4698 label Biography information for Janet Daby

1001973

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Telecommunications: Non-domestic Rates
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 31 October 2018 to Question 184372 on Optical Fibres: Non-domestic Rates, what estimate his Department has made of the income for the public purse from rates on (a) new build (b) the existing stock of all fixed and mobile telecommunications infrastructure for each year for which his Department has such projections.
	tabling member constituency	Birmingham, Hodge Hill
	tabling member printed	Liam Byrne
	type	WrittenParliamentaryQuestion
	uin	188011
	answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Treasury does not collect or hold data on business rates receipts by asset type.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 12/11/2018 17:34:32 answering member 4320 label Biography information for Robert Jenrick
	tabling member	1171 label Biography information for Liam Byrne

1002275

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Exports
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the report by the Office for Budget Responsibility, Economic and fiscal outlook, published in October, which anticipates exports falling as a share of the overall economy in the next five years.
	tabling member printed	Lord Taylor of Warwick
	type	WrittenParliamentaryQuestion
	uin	HL11296
	answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>The Office for Budget Responsibility is independent of Ministers and any views published are their own.</p><p>Since November 2016, the OBR has not assumed any one particular outcome to EU exit negotiations but has based its forecasts on broad-brush assumptions regarding Brexit that are consistent with a range of possible outcomes, as well as judgements about the economy following the referendum.</p><p>In its October 2018 forecast, the OBR have included a two-year transition period. After this they assume leaving the EU will reduce trade intensity which affects both imports and exports with a broadly offsetting impact on net trade. In its latest forecast, the OBR also revised down its forecast for world trade growth, contributing to a downward revision in UK export market growth in the near term. These factors contribute to the decline in exports as a share of GDP.</p><p>Going forward, the Government will continue to provide support for UK exporters through the Department for International Trade by encouraging more businesses to export, providing information, advice and practical assistance on exporting, connecting UK businesses to overseas buyers, and putting finance at the heart of our offer through UK Export Finance.</p> answering member printed Lord Bates question first answered 19/11/2018 16:40:52 answering member 1091 label Biography information for Lord Bates
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1002211

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Banks: Finance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the European Banking Authority's recent analysis of the strength of UK banks in adverse scenarios.
	tabling member printed	Lord Birt
	type	WrittenParliamentaryQuestion
	uin	HL11232
	answer	answer is ministerial correction date of answer 19/11/2018 answer text <p>The Government supports the use of stress tests as a tool to ensure the ongoing resilience of the European Union’s banking sector. Well capitalised banks, under a robust regulatory framework, are better able to lend to the economy, supporting jobs and growth. A full response to the European Banking Authority’s (EBA) report has been published by the Bank of England (BoE). The BoE noted that the results of the latest EBA test confirmed the results of earlier BoE stress tests that the participating UK banks would be resilient to a severe economic and market stress. The BoE will publish the results for its next annual stress tests on 5 December.</p> answering member printed Lord Bates question first answered 19/11/2018 16:22:02 answering member 1091 label Biography information for Lord Bates
	tabling member	2533 label Biography information for Lord Birt

1002088

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Private Rented Housing: Low Incomes
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Mr Chancellor of the Exchequer, whether his Department has made an assessment of the effect on low-income tenants of landlords adjust their rental prices in relation to section 24 of the Finance (No. 2) Act 2015.
	tabling member constituency	Nottingham North
	tabling member printed	Alex Norris
	type	WrittenParliamentaryQuestion
	uin	188265
	answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The Government estimates that only 1 in 5 landlords would pay more tax as a result of the restrictions to landlords’ finance cost relief, once it is fully implemented. When introduced, the government did not expect this measure to have a significant impact on either house prices or rent levels.</p><p>The restrictions came in to effect in April 2017. The most recent Office for National Statistics (ONS) index of private housing rental prices shows that rental prices increased by 0.9% in the 12 months to September 2018. A year ago (the 12 months to September 2017) the annual rate of growth was 1.6%.</p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:51:15 answering member 4051 label Biography information for John Glen
	tabling member	4641 label Biography information for Alex Norris

1001947

	registered interest
	date	05/11/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages: EU Law
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates.
	tabling member constituency	East Worthing and Shoreham
	tabling member printed	Tim Loughton
	type	WrittenParliamentaryQuestion
	uin	187982
	answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:49:19 answering member 4051 label Biography information for John Glen
	tabling member	114 label Biography information for Tim Loughton