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1038919

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have any evidence of social investment funds vehicles offering loans at higher interest rates than those offered by the commercial market.
tabling member printed	Lord Mawson
uin	HL12756
answer	answer is ministerial correction date of answer 24/01/2019 answer text <p>The government collects no systematic evidence of the different rates of interest offered by social and commercial lenders. Interest rates cannot be compared in isolation. Interest rates applied by all investors, including independent social investment funds, are calculated based on credit assessments and reflect the risk presented by the individual organisations seeking investment and the costs of providing finance.</p><p> </p><p>We have received no complaints that recipients of social investment are being obligated to accept any investment offer they feel is not beneficial to them. Social investors in the financial and philanthropic sectors are regulated by the respective regulatory bodies to ensure compliance to standards.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12757 question first answered 24/01/2019 12:26:55 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1010131

registered interest
date	19/11/2018
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the interest rates charged by social investment funds compared to those charged by high street banks.
tabling member printed	Lord Mawson
uin	HL11578
answer	answer is ministerial correction date of answer 29/11/2018 answer text <p>There are a large number of social investment funds being delivered by many organisations in the financial services and philanthropic sectors. The government has made no such assessment across these varied funds.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL11579 HL11580 HL11581 question first answered 29/11/2018 16:10:06 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1010132

registered interest
date	19/11/2018
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment, if any, they have made of (1) the effectiveness of the administrative processes employed by social investment funds, and (2) how they compare to the processes used by high street banks.
tabling member printed	Lord Mawson
uin	HL11579
answer	answer is ministerial correction date of answer 29/11/2018 answer text <p>There are a large number of social investment funds being delivered by many organisations in the financial services and philanthropic sectors. The government has made no such assessment across these varied funds.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL11578 HL11580 HL11581 question first answered 29/11/2018 16:10:06 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1010133

registered interest
date	19/11/2018
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the (1) benefits of social investment funds, and (2) evidence that the monies invested in them are used efficiently and effectively.
tabling member printed	Lord Mawson
uin	HL11580
answer	answer is ministerial correction date of answer 29/11/2018 answer text <p>There are a large number of social investment funds being delivered by many organisations in the financial services and philanthropic sectors. The government has made no such assessment across these varied funds.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL11578 HL11579 HL11581 question first answered 29/11/2018 16:10:06 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1010134

registered interest
date	19/11/2018
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they measure how much money from social investment funds is spent on the poorest communities; and if so, how.
tabling member printed	Lord Mawson
uin	HL11581
answer	answer is ministerial correction date of answer 29/11/2018 answer text <p>There are a large number of social investment funds being delivered by many organisations in the financial services and philanthropic sectors. The government has made no such assessment across these varied funds.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL11578 HL11579 HL11580 question first answered 29/11/2018 16:10:07 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson