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1716191

registered interest
date	07/05/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Misrepresentation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the efficiency and effectiveness of the Financial Services Compensation Scheme in its assessment of mortgage mis-selling complaints.
tabling member constituency	North Shropshire
tabling member printed	Helen Morgan
uin	25123
answer	answer is ministerial correction date of answer 13/05/2024 answer text <p>The Financial Services Compensation Scheme may be able to pay compensation to customers who have lost money as a result of bad mortgage advice or been mis-sold mortgage endowments. The FSCS can only pay compensation if the firm, broker, or advisor that the customer dealt with was regulated and has failed. Any complaints about live regulated firms should be addressed to the Financial Ombudsman Service. For mortgage claims, the FSCS carries out its compensation function within rules set by the Financial Conduct Authority (FCA), but is operationally independent of them. The FSCS publishes an annual report and levy class statements, including for the home finance intermediation levy class. The FSCS’s certified accounts and audit report are provided to HM Treasury each year, and copies are laid before Parliament.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 13/05/2024 14:23:37 answering member 4639 label Biography information for Bim Afolami
tabling member	4934 label Biography information for Helen Morgan

1716192

registered interest
date	07/05/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services Compensation Scheme: Appeals
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many and what proportion of appeals to the Financial Services Compensation Scheme have resulted in an over-turned decision.
tabling member constituency	North Shropshire
tabling member printed	Helen Morgan
uin	25124
answer	answer is ministerial correction date of answer 13/05/2024 answer text <p>The Financial Services Compensation Scheme (FSCS) is the UK’s compensation scheme of last resort and pays compensation to consumers when authorised financial firms fail. If a claimant is unhappy with the FSCS’s decision on their claim, they can launch an appeal which will be reviewed by someone independent of the original decision. The FSCS operates a 2-stage internal appeal process. In the financial year 2022-2023, the FSCS made just under 97,000 claims decisions, and 1,695 customers asked the FSCS to review its decisions. The FSCS does not publish data on the proportion of appeals that are upheld or rejected at each stage. Customers who are unhappy at the end of the FSCS’s internal appeal process have the option of seeking a Judicial Review of the FSCS’s decision on their claim.</p> answering member constituency Hitchin and Harpenden answering member printed Bim Afolami question first answered 13/05/2024 14:22:08 answering member 4639 label Biography information for Bim Afolami
tabling member	4934 label Biography information for Helen Morgan

1714781

registered interest
date	29/04/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Inheritance Tax: Agriculture
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential impact of deferring eligibility for Agricultural Property Relief for all environmental land management schemes on the estates of (a) landowners and (b) farmers who will die prior to 6 April 2025.
tabling member constituency	North Shropshire
tabling member printed	Helen Morgan
uin	24166
answer	answer is ministerial correction date of answer 02/05/2024 answer text <p>Spring Budget 2024 announced that the government will introduce legislation to extend the existing scope of agricultural property relief from 6 April 2025 to land managed under an environmental agreement with, or on behalf of, the UK government, Devolved Administrations, public bodies, local authorities, or approved responsible bodies.</p><p> </p><p>The date of implementation is consistent with the normal tax-policy making process and with previous changes to the inheritance tax system.</p> answering member constituency Mid Worcestershire answering member printed Nigel Huddleston question first answered 02/05/2024 11:39:42 answering member 4407 label Biography information for Nigel Huddleston
tabling member	4934 label Biography information for Helen Morgan

1714782

registered interest
date	29/04/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Self-assessment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential impact of Basis Period Reform on the availability of accounting resources for (a) sole traders and (b) partnerships.
tabling member constituency	North Shropshire
tabling member printed	Helen Morgan
uin	24167
answer	answer is ministerial correction date of answer 02/05/2024 answer text <p>Basis period reform is an important simplification to the tax system. The government introduced this reform in Finance Act 2022 to create a simpler, fairer, and more transparent set of rules for the allocation of self-employment and partnership income to tax years.</p><p> </p><p>The reform simplifies tax computations for businesses, making it easier to complete self assessment tax returns and reducing administrative burdens. Basis period reform has no effect on the availability of accounting resources for the self-employed or partnerships.</p> answering member constituency Mid Worcestershire answering member printed Nigel Huddleston question first answered 02/05/2024 11:37:39 answering member 4407 label Biography information for Nigel Huddleston
tabling member	4934 label Biography information for Helen Morgan

1695514

registered interest
date	12/03/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Roads: Accidents
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the potential merits of increasing the value attributed to a prevented fatality in his Department's Green Book.
tabling member constituency	North Shropshire
tabling member printed	Helen Morgan
uin	18334
answer	answer is ministerial correction date of answer 20/03/2024 answer text <p>The Government uses a common value for the Value of a Prevented Fatality (VPF). The monetary valuation of VPF can be found at https://www.gov.uk/government/publications/tag-data-book.</p><p>It is uprated annually in line with inflation and real income growth. It is reviewed by HM Treasury on an ongoing basis and updated when new evidence becomes available.</p> answering member constituency Sevenoaks answering member printed Laura Trott question first answered 20/03/2024 17:03:01 answering member 4780 label Biography information for Laura Trott
tabling member	4934 label Biography information for Helen Morgan

1679764

registered interest
date	05/01/2024
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Household Support Fund
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential impact of the planned cessation of the Household Support Fund on the financial status of councils.
tabling member constituency	North Shropshire
tabling member printed	Helen Morgan
uin	8278
answer	answer is ministerial correction date of answer 15/01/2024 answer text <p>No decisions have been taken on the Household Support Fund (HSF)</p><p> </p><p>The Government has provided £842m to Local Authorities in England to deliver the HSF in England over 2023-24, and provided over £2 billion for the HSF since October 2021. This is additional funding given to Local Authorities which has been ringfenced to support households in need with the cost of essentials, such as food or energy and water bills.</p><p> </p><p>The Government continues to keep all of its existing programmes under review in the usual way.</p> answering member constituency Sevenoaks answering member printed Laura Trott question first answered 15/01/2024 17:59:20 answering member 4780 label Biography information for Laura Trott
tabling member	4934 label Biography information for Helen Morgan