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1204167

registered interest
date	16/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation: Coronavirus
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what assessment they have made of the findings in the report by McKinsey & Company COVID-19 in the United Kingdom: Assessing jobs at risk and the impact on people and places that (1) “UK Gross Domestic Product in 2020 is expected to shrink by 9 per cent”, (2) “7.6 million jobs are at risk”, (3) “people and places with the lowest incomes are the most vulnerable to job loss… with nearly 50 per cent of all the jobs at risk are in occupations earning less than £10 per hour”; and what measures they intend to put in place to address those findings.
tabling member printed	Lord Alton of Liverpool
uin	HL5742
answer	answer is ministerial correction date of answer 30/06/2020 answer text <p>The UK, along with the rest of the world, is continuing to face significant economic disruption in the wake of the Covid-19 pandemic, with both the OBR and Bank of England publishing scenarios that are consistent with significant falls in GDP this year.</p><p> </p><p>The Government has announced unprecedented support for the economy, including via the Coronavirus Job Retention Scheme, the Self-Employment Income Support Scheme, the Coronavirus Business Interruption Loan Schemes and the Bounce Back Loan Scheme. However, despite these policies, there will be challenging times ahead, and we will not be able to protect every single job or save every single business.</p><p> </p><p>The Government is committed to supporting the lowest paid workers and helping unemployed people go back into work and so is continuing to review what can be done to support those most vulnerable to job loss and to aid the UK’s economic recovery. We are working to ensure our labour market policy response is appropriate and effective.</p> answering member printed Lord Agnew of Oulton question first answered 30/06/2020 15:56:02 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	738 label Biography information for Lord Alton of Liverpool

1204174

registered interest
date	16/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Coronavirus
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what steps they are taking to ensure that consumers’ future ability to access credit is not adversely impacted by any payment holidays taken during the COVID-19 pandemic.
tabling member printed	Baroness Brady
uin	HL5756
answer	answer is ministerial correction date of answer 30/06/2020 answer text <p>The Government recognises the important role payment holidays play in providing temporary support to consumers through this period and continues to work closely with the Financial Conduct Authority (FCA) to support consumers facing financial difficulty as a result of the COVID-19 outbreak.</p><p> </p><p>Lenders must act responsibly when deciding whether and how much credit to issue. This includes assessing consumers’ ability to repay. The information on a consumer’s credit file is an important part of this assessment. FCA guidance makes clear that, during a payment holiday, accounts should be recorded to ensure the consumers’ current credit data position is maintained or frozen for the duration of the payment holiday period. The Government expects that this should not impact on a consumer’s credit file.</p><p> </p><p>Consumers should speak to their lender about their options when coming to the end of their payment holiday.</p> answering member printed Lord Agnew of Oulton question first answered 30/06/2020 15:57:29 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4339 label Biography information for Baroness Brady

1204175

registered interest
date	16/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Coronavirus Job Retention Scheme: Maternity Leave
house id	2
legislature	25277 pref label House of Lords
question text	Her Majesty's Government what plans they have to carry out an equality impact assessment of women who are on maternity leave and using the Coronavirus Job Retention Scheme.
tabling member printed	Baroness Brady
uin	HL5757
answer	answer is ministerial correction date of answer 23/06/2020 answer text <p>The Government has taken various steps in developing the Coronavirus Job Retention Scheme to help ensure women are not disadvantaged.</p><p> </p><p>Employers can claim through the CJRS for enhanced (earnings related) contractual pay for employees who qualify for either maternity pay, adoption pay, paternity pay, or shared parental pay. Parents who have been furloughed whose period of family-related statutory pay begins on or after 25 April 2020 will have their entitlement calculated on the basis of their usual earnings, and not their furloughed wages. The amount that an employee receives in pay should not be affected due to being on furlough during the relevant 8-week period used to determine entitlement to family-related statutory payments and the earnings-related rates of Statutory Maternity Pay, Statutory Adoption Pay and Maternity Allowance.</p><p>In addition, the Government has ensured that women returning from maternity leave after 10 June are able to access the CJRS even if they have not been previously furloughed.</p><p> </p><p>Detailed information is available in the online guidance.</p><p> </p> answering member printed Lord Agnew of Oulton question first answered 23/06/2020 14:04:18 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	4339 label Biography information for Baroness Brady