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<p>Individual motor insurers are responsible for setting premiums and the terms and
conditions of their policies, and are regulated by the Financial Conduct Authority.</p><p>
</p><p>However, the Department is aware that motor insurance costs have been increasing.
The Minister for Roads and the Economic Secretary to the Treasury met with representatives
of the insurance industry on the 13th of May to discuss this matter.</p><p> </p><p>
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