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<p>Whilst it is the responsibility of individual motor insurers to set their premiums
and the terms and conditions of their policies, and the Government does not intervene
or seek to control the market, we are engaging directly with the sector at an official
and Ministerial level, with HMT Ministers who lead on this issue, to help us to establish
if there are potential solutions within our power which will benefit motorists.</p><p>
</p><p>The Government is determined that insurers should treat customers fairly and
firms are required to do so under the Financial Conduct Authority rules.</p><p>The
FCA has been clear it will be monitoring firms to make sure they provide products
that are fair value, and, where necessary, it will act.</p><p> </p><p> </p><p><strong>
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