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1060577

registered interest
date	13/02/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Revenue and Customs: ICT
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many citizens have registered a voice recognition password to access HMRC services; and what legal provisions apply to the collation of that voice recognition data by HMRC.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	221004
answer	answer is ministerial correction date of answer 18/02/2019 answer text <p>7,227,106 customers have registered a voice recognition password to access HMRC services.</p><p> </p><p>HMRC currently relies on the legal basis of consent to collect and process voice data from individuals under Article 6(1)(a) of the GDPR. The legal basis for most processing of personal data in HMRC is Article 6(1)(e) and section 8 DPA 2018, namely “public task”. However, HMRC does not rely on the “public task” legal basis for Voice ID at present as HMRC allows the customer to decide whether they want to use Voice ID for convenience and it is only one of 3 methods HMRC uses to verify the identity of customers on the phone.</p><p> </p><p>As biometric data is special category data, one of the additional conditions in Article 9 of GDPR also needs to be met in order for HMRC to process this data. Given consent is the legal basis for processing, HMRC relies on the Article 9 (2)(a) condition of explicit consent for the processing. HMRC allows the customer to choose to opt in to use the service for convenience and verification by other means remains possible.</p><p> </p><p>HMRC obtains explicit consent from customers and clearly informs them about how they can withdraw their consent.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 18/02/2019 17:17:04 answering member 3935 label Biography information for Mel Stride
tabling member	4621 label Biography information for Darren Jones

1023903

registered interest
date	12/12/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Equitable Life Assurance Society: Compensation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the validity of the Equitable Members Action Group statement that former Equitable policyholders are owed £2.5 billion; and whether he plans to allocate that amount to the Equitable Life Compensation Scheme.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	201688
answer	answer is ministerial correction date of answer 17/12/2018 answer text <p>There are no plans to allocate any further funds to the Equitable Life Payment Scheme.</p> answering member constituency Salisbury answering member printed John Glen question first answered 17/12/2018 13:48:52 answering member 4051 label Biography information for John Glen
tabling member	4621 label Biography information for Darren Jones

1015218

registered interest
date	26/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bus Services: Subsidies
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will provide sufficient funding to local authorities to enable bus subsidies to return to their 2010 levels in real terms.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	195686
answer	answer is ministerial correction date of answer 29/11/2018 answer text <p>Government support for bus services has averaged £2.2 billion a year since 2010/11, which is 23 per cent more than the average yearly spend between 1996/97 and 2009/10 in real terms.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 29/11/2018 12:14:05 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4621 label Biography information for Darren Jones

860541

registered interest
date	12/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Children: Day Care
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether parents of disabled children are entitled to an increase of 40 per cent in the proportional rate of the top-up for tax-free childcare contributions.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	131898
answer	answer is ministerial correction date of answer 20/03/2018 answer text <p>Tax-Free Childcare offers more generous support for parents of disabled children, who can get up to £4,000 a child each year and who remain eligible for Tax-Free Childcare until the child is 17 years old. This is to reflect the additional costs associated with childcare provision for disabled children.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 20/03/2018 15:39:54 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4621 label Biography information for Darren Jones

806481

registered interest
date	14/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Tax Collection
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether HM Revenue and Customs uses fully automated processes to (a) calculate under or overpayments of tax and (b) notify taxpayers of such under or overpayments of tax..
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	119557
answer	answer is ministerial correction date of answer 20/12/2017 answer text <p>At the end of each tax year HMRC reconciles the PAYE accounts of individual customers who are outside Self-Assessment. This exercise is called End of Year Reconciliation. Information used includes the final pay and tax deductions for the year as reported by employers, alongside taxable benefits and any additional income/benefits supplied by the individual customer. In addition, HMRC carries out assurance checks to ensure that the calculation is correct. Some re-calculations may be necessary if the position has changed, for example, due to further changes to income, expenses claims, or benefits.</p><p><strong> </strong></p> answering member constituency Central Devon answering member printed Mel Stride grouped question UIN 119558 question first answered 20/12/2017 16:28:46 answering member 3935 label Biography information for Mel Stride
tabling member	4621 label Biography information for Darren Jones

806482

registered interest
date	14/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Tax Collection
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether HM Revenue and Customs has sent any inaccurate notifications of under or over payments of tax due to the use of fully automated processes.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	119558
answer	answer is ministerial correction date of answer 20/12/2017 answer text <p>At the end of each tax year HMRC reconciles the PAYE accounts of individual customers who are outside Self-Assessment. This exercise is called End of Year Reconciliation. Information used includes the final pay and tax deductions for the year as reported by employers, alongside taxable benefits and any additional income/benefits supplied by the individual customer. In addition, HMRC carries out assurance checks to ensure that the calculation is correct. Some re-calculations may be necessary if the position has changed, for example, due to further changes to income, expenses claims, or benefits.</p><p><strong> </strong></p> answering member constituency Central Devon answering member printed Mel Stride grouped question UIN 119557 question first answered 20/12/2017 16:28:46 answering member 3935 label Biography information for Mel Stride
tabling member	4621 label Biography information for Darren Jones

776322

registered interest
date	18/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Mortgages: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with Cabinet colleagues on the potential effect of an increase in the bank rate on the number of households subject to eviction.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	901382
answer	answer is ministerial correction date of answer 24/10/2017 answer text <p>As was the case with previous Administrations, it is not the Treasury's practice to provide details of these discussions.</p><p> </p><p>The Financial Conduct Authority has put in place regulations protecting borrowers, including a requirement that lenders should deal fairly with customers in payment difficulties. Lenders are also required to conduct an interest-rate ‘stress test’ on all new mortgages. This insures against the risk of a significant increase in the number of indebted households in the case of an interest rate rise.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 24/10/2017 15:54:44 answering member 4095 label Biography information for Steve Barclay
tabling member	4621 label Biography information for Darren Jones

767999

registered interest
date	10/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cars: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether he has plans to bring forward proposals for regulations to protect the motor industry from the effect of outstanding personal contract payment deals in the event of a depreciation in vehicle values.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	106891
answer	answer is ministerial correction date of answer 17/10/2017 answer text <p>The Government works closely with the UK automotive industry to understand the issues and opportunities the sector faces. The Government will continue its longstanding programme of support for the sector’s competitiveness.</p><p> </p><p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014. This more robust regulatory system is helping to deliver the Government’s vision for a well-functioning and sustainable consumer credit market which can meet consumers’ needs.</p><p> </p><p>Car finance companies which offer personal contract purchase products are required to meet the standards that the FCA expects of lenders, including making affordability checks and providing adequate pre-contractual explanations to consumers. FCA rules are binding, and the FCA has a wide enforcement toolkit to take action wherever these rules are breached.</p><p> </p><p>The FCA is committed to tackling sources of consumer detriment, and is looking at the car finance market to ensure that it works well and to assess whether consumers are at risk of harm. The FCA is carrying out supervisory work with lenders, and is carefully scrutinising firms’ sales practices and processes, to decide what further interventions may be necessary. This work includes assessing how well firms are managing the risk that asset valuations could fall, and how they ensure that they adequately price risk. The FCA will publish an update on this work in Q1 2018.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 106892 question first answered 17/10/2017 16:04:52 answering member 4095 label Biography information for Steve Barclay
tabling member	4621 label Biography information for Darren Jones

768241

registered interest
date	10/10/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cars: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will undertake an assessment of the regulations on personal contract payment deals for car financing to ensure that such deals are compatible with consumer protection law in respect of (a) consumer information, (b) unfair terms and (c) enforcement of breaches of consumer law.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	106892
answer	answer is ministerial correction date of answer 17/10/2017 answer text <p>The Government works closely with the UK automotive industry to understand the issues and opportunities the sector faces. The Government will continue its longstanding programme of support for the sector’s competitiveness.</p><p> </p><p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April 2014. This more robust regulatory system is helping to deliver the Government’s vision for a well-functioning and sustainable consumer credit market which can meet consumers’ needs.</p><p> </p><p>Car finance companies which offer personal contract purchase products are required to meet the standards that the FCA expects of lenders, including making affordability checks and providing adequate pre-contractual explanations to consumers. FCA rules are binding, and the FCA has a wide enforcement toolkit to take action wherever these rules are breached.</p><p> </p><p>The FCA is committed to tackling sources of consumer detriment, and is looking at the car finance market to ensure that it works well and to assess whether consumers are at risk of harm. The FCA is carrying out supervisory work with lenders, and is carefully scrutinising firms’ sales practices and processes, to decide what further interventions may be necessary. This work includes assessing how well firms are managing the risk that asset valuations could fall, and how they ensure that they adequately price risk. The FCA will publish an update on this work in Q1 2018.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 106891 question first answered 17/10/2017 16:04:52 answering member 4095 label Biography information for Steve Barclay
tabling member	4621 label Biography information for Darren Jones

750703

registered interest
date	11/07/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Public Expenditure
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect on forecasted funding for public services in the UK in the event that the UK leaves the EU and operates as a member of the WTO in its trading relationship with the EU.
tabling member constituency	Bristol North West
tabling member printed	Darren Jones
uin	4227
answer	answer is ministerial correction date of answer 19/07/2017 answer text <p>The independent Office for Budget Responsibility (OBR) produces forecasts independently of Ministers, doing so objectively, transparently and impartially, as required by law.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 19/07/2017 13:37:39 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4621 label Biography information for Darren Jones