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answer › date of answer	2017-11-20
min ddp created	2017-11-06T22:50:32.233Z
question text	To ask Her Majesty%27s Government what assessment they have made of the report by the Financial Inclusion Commission%2C Credit where it%E2%80%99s due: Overcoming the barriers to mainstream credit with data%2C with respect to how new sources of data%2C including rental payment data%2C may help individuals access credit via mainstream and low-cost lenders.

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registered interest

date

exactly:

or between:
and

answering body

answering dept id

answering dept short name

answering dept sort name

hansard heading

house id

legislature


pref label

question text

tabling member printed

uin

answer

is ministerial correction

date of answer

exactly:

or between:
and

answer text

answering member printed

question first answered

answering member


label

tabling member


label

785835

registered interest

date

07/11/2017

answering body

HM Treasury

answering dept id

answering dept short name

Treasury

answering dept sort name

CaTreasury

hansard heading

Credit

house id

legislature

25277

pref label	House of Lords

question text

To ask Her Majesty's Government what assessment they have made of the report by the Financial Inclusion Commission, Credit where it’s due: Overcoming the barriers to mainstream credit with data, with respect to how new sources of data, including rental payment data, may help individuals access credit via mainstream and low-cost lenders.

tabling member printed

Lord Bird

uin

HL2983

answer

is ministerial correction

date of answer

20/11/2017

answer text

The Government is supportive of efforts to help borrowers access credit from mainstream lenders. The Government will introduce new Open Banking standards from January 2018, allowing consumers to share data directly from their payment accounts in a secure way. This will enable consumers to access cheaper and more competitive financial services, and quicker and more accurate credit reporting. The government also recognises the importance of financial inclusion, and has demonstrated leadership in this area by committing to the creation of a Financial Inclusion Policy Forum to support collaboration with industry in this area.

answering member printed

Lord Bates

question first answered

20/11/2017 11:50:06

answering member

1091

label	Biography information for Lord Bates

tabling member

4564

label	Biography information for Lord Bird