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785835

registered interest
date	07/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Credit
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the report by the Financial Inclusion Commission, Credit where it’s due: Overcoming the barriers to mainstream credit with data, with respect to how new sources of data, including rental payment data, may help individuals access credit via mainstream and low-cost lenders.
tabling member printed	Lord Bird
uin	HL2983
answer	answer is ministerial correction date of answer 20/11/2017 answer text <p>The Government is supportive of efforts to help borrowers access credit from mainstream lenders. The Government will introduce new Open Banking standards from January 2018, allowing consumers to share data directly from their payment accounts in a secure way. This will enable consumers to access cheaper and more competitive financial services, and quicker and more accurate credit reporting.</p><p> </p><p>The government also recognises the importance of financial inclusion, and has demonstrated leadership in this area by committing to the creation of a Financial Inclusion Policy Forum to support collaboration with industry in this area.</p> answering member printed Lord Bates question first answered 20/11/2017 11:50:06 answering member 1091 label Biography information for Lord Bates
tabling member	4564 label Biography information for Lord Bird

785847

registered interest
date	07/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Airlines: Taxation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is their estimate of the number of agency pilots who consistently work for only one airline which holds a UK operating licence, who are (1) self-employed, and (2) employed, for tax purposes.
tabling member printed	Lord Empey
uin	HL2995
answer	answer is ministerial correction date of answer 20/11/2017 answer text <p>HMRC does not hold such an estimate.</p> answering member printed Lord Bates question first answered 20/11/2017 11:51:00 answering member 1091 label Biography information for Lord Bates
tabling member	4216 label Biography information for Lord Empey

785881

registered interest
date	07/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Train Operating Companies: Tax Avoidance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they are aware of any train operating companies or train leasing companies using offshore companies or structures, including captive insurance vehicles, to minimise the amount of tax paid to HMRC; and if not, whether they have any plans to seek such information.
tabling member printed	Baroness Randerson
uin	HL3029
answer	answer is ministerial correction date of answer 20/11/2017 answer text <p>HM Revenue and Customs (HMRC) does not disclose details relating to specific taxpayers.</p><p> </p> answering member printed Lord Bates question first answered 20/11/2017 11:49:04 answering member 1091 label Biography information for Lord Bates
tabling member	4230 label Biography information for Baroness Randerson

785901

registered interest
date	07/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Royal Fleet Auxiliary
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether HM Treasury is involved in the invitations to tender to build the three new solid support ships, in particular relating to the costs; and, in assessing the bids, what account will be taken of the impact on UK tax revenues of an overseas company being awarded the contract.
tabling member printed	Lord West of Spithead
uin	HL3049
answer	answer is ministerial correction date of answer 20/11/2017 answer text <p>The Ministry of Defence is responsible for developing the assessment criteria for procurement programmes. Where these programmes exceed the Ministry of Defence’s delegated limits, HM Treasury provides additional scrutiny of programmes.</p> answering member printed Lord Bates question first answered 20/11/2017 11:48:40 answering member 1091 label Biography information for Lord Bates
tabling member	3834 label Biography information for Lord West of Spithead