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<p>Universal Credit (UC) advances are available to claimants as a form of budgeting
support, allowing them to better manage their finances. In most cases an advance would
be repaid through a series of monthly deductions from their ongoing UC entitlement.
The claimant is able to select the amount of time over which they repay their advance,
currently up to a maximum of 12 months.</p><p> </p><p>If an advance is not recovered
from the associated benefit claim because the claim ends or there was no entitlement
to that benefit, the outstanding balance is treated as if it were an overpayment and
referred to the Department’s Debt Management team to arrange recovery.</p><p> </p><p>Where
a debtor dies and leaves outstanding Social Security debt, the Department becomes
a creditor of the estate and will then make a claim for these debts from the estate.
Where it is established that there is no estate the outstanding balance is written
off.</p>
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