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<table><tbody><tr><td colspan="2" rowspan="5"> </td><td colspan="6" rowspan="5"><p>They
are. Pax personal accident insurance covers bodily injury as a result of an accident
that results in death, catastrophic injury, permanent disability, specified burns,
specified fractures, flesh wounds or hospitalisation, while on, and off, duty worldwide,
at any time.</p><p>Pax policies also offer an Optional Life and Critical Illness insurance
extension which, if purchased, covers death from natural causes and certain specific
critical illnesses at any time.</p></td></tr></tbody></table>
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