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1659085

registered interest
date	07/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Members: Correspondence
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when his Department plans to respond to correspondence of (a) 7 July 2023 and (b) 8 August 2023 from the hon. Member for Bolton South East, case reference YQ28262.
tabling member constituency	Bolton South East
tabling member printed	Yasmin Qureshi
uin	198366
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>HM Revenue &amp; Customs (HMRC) received this correspondence on 20 July and 11 August 2023. They apologise for the delay in replying which has been due to a system error with their digital mail service.</p><p> </p><p>HMRC telephoned the Honourable Member’s office on 08 September 2023 to discuss the correspondence and to provide an update on their investigations.</p><p> </p><p>They aim to reply as quickly as possible and by 18 September 2023.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 12/09/2023 14:39:53 answering member 4399 label Biography information for Victoria Atkins
tabling member	3924 label Biography information for Yasmin Qureshi

1659211

registered interest
date	07/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Public Opinion
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 18 July to Question 193069 on Treasury: Deltapoll, on how many occasions between (a) 19-31 July 2022, (b) 1-31 August 2022, (c) 1-30 September 2022, (d) 1-31 October 2022, (e) 1-30 November 2022, (f) 1-31 December 2022, (g) 1-31 January 2023, (h) 1-28 February 2023, (i) 1-31 March 2023, (j) 1-30 April 2023, (k) 1-31 May 2023, (l) 1-30 June 2023, (m) 1-31 July 2023, and (n) 1-31 August 2023, was online polling activity carried out upon instruction from his Department; and which company was responsible for carrying out each online poll.
tabling member constituency	Islington South and Finsbury
tabling member printed	Emily Thornberry
uin	198340
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>From 18 July 2022 to present day, focus groups and online polling have been carried out by our insight providers, details of which are published on Contracts Finder: <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.contractsfinder.service.gov.uk%2FSearch&amp;data=05%7C01%7CGemma.Taylor%40hmtreasury.gov.uk%7Cc7a516cfac454508f18e08dbae0d0d41%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638295143296075758%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=tbFJ98z%2FUhwNyC1kRZv9lUao8QCxrh8H9A4l%2BrdHof0%3D&amp;reserved=0" target="_blank">https://www.contractsfinder.service.gov.uk/Search</a>.</p><p> </p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 198341 question first answered 12/09/2023 12:42:41 answering member 4850 label Biography information for Gareth Davies
tabling member	1536 label Biography information for Emily Thornberry

1659212

registered interest
date	07/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Sanctions: Myanmar
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, the total sum of assets frozen under the Myanmar sanctions regime.
tabling member constituency	Hornsey and Wood Green
tabling member printed	Catherine West
uin	198402
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>The Office of Financial Sanctions Implementation (OFSI) undertakes an annual review of assets frozen as a result of UK financial sanctions, requiring all persons or institutions that hold or control frozen assets in the UK to report to OFSI.</p><p> </p><p>Details of assets reported to OFSI as part of the 2021 frozen asset review were published in OFSI’s 2021-2022 Annual Review. As of September 2021, £12.4 billion of frozen funds across all regimes were reported to be held by UK institutions. The value of assets held in relation to the Myanmar regime is aggregated under ‘Others’ so as not to disclose the value of funds held by particular individuals.</p><p> </p><p>Details of assets reported to OFSI in 2022 will be published in OFSI’s 2022-2023 Annual Review, in Autumn 2023.</p><p> </p> answering member constituency Grantham and Stamford answering member printed Gareth Davies question first answered 12/09/2023 12:38:42 answering member 4850 label Biography information for Gareth Davies
tabling member	4523 label Biography information for Catherine West

1659213

registered interest
date	07/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Treasury: Public Opinion
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 18 July 2023 to Question 193068 on Treasury: Deltapoll, how times between (a) 19 and 31 July 2022, (b) 1 and 31 August 2022, (c) 1 and 30 September 2022, (d) 1 and 31 October 2022, (e) 1 and 30 November 2022, (f) 1 and 31 December 2022, (g) 1 and 31 January 2023, (h) 1 and 28 February 2023, (i) 1 and 31 March 2023, (j) 1 and 30 April 2023, (k) 1 and 31 May 2023, (l) 1 and 30 June 2023, (m) 1 and 31 July 2023 and (n) 1 and 31 August 2023 was focus group activity was carried out upon instruction by his Department; and if he will list which company was responsible for carrying out each focus group.
tabling member constituency	Islington South and Finsbury
tabling member printed	Emily Thornberry
uin	198341
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>From 18 July 2022 to present day, focus groups and online polling have been carried out by our insight providers, details of which are published on Contracts Finder: <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.contractsfinder.service.gov.uk%2FSearch&amp;data=05%7C01%7CGemma.Taylor%40hmtreasury.gov.uk%7Cc7a516cfac454508f18e08dbae0d0d41%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638295143296075758%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=tbFJ98z%2FUhwNyC1kRZv9lUao8QCxrh8H9A4l%2BrdHof0%3D&amp;reserved=0" target="_blank">https://www.contractsfinder.service.gov.uk/Search</a>.</p><p> </p> answering member constituency Grantham and Stamford answering member printed Gareth Davies grouped question UIN 198340 question first answered 12/09/2023 12:42:41 answering member 4850 label Biography information for Gareth Davies
tabling member	1536 label Biography information for Emily Thornberry

1658548

registered interest
date	06/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Office for Budget Responsibility: Standards
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will make an assessment of the accuracy of forecasts made by the Office for Budget Responsibility since 2018.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	198008
answer	answer is ministerial correction date of answer 11/09/2023 answer text <p>HMT supports the Office for Budget Responsibility (OBR) as the UK Government’s independent official forecaster. The OBR is required by law to provide an assessment of the accuracy of previous fiscal and economic forecasts at least once each financial year. The most recent OBR Forecast Evaluation Report (FER) was published in January 2023. It examined how the OBR’s March 2021 forecast for 2021-22 compared to subsequent outturn data and identified lessons for future forecasts. The OBR also published a report called “The OBR’s forecast performance” in August 2023 which reviewed its forecast performance since its establishment in 2010.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2023 09:26:52 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

1658556

registered interest
date	06/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services: Vulnerable Adults
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure that vulnerable individuals have access to (a) financial advice and (b) support with essential banking services.
tabling member constituency	Hampstead and Kilburn
tabling member printed	Tulip Siddiq
uin	198104
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>The Government seeks to ensure that everyone can access useful support with their finances, including those in vulnerable circumstances. As part of this, the Government established the Money and Pensions Service (MaPS) to provide people with comprehensive, consistent, guidance for each stage of their financial lives. MaPS offers resources to support consumers with a range of issues, including everyday money, benefits, financial difficulty, pensions and retirement, savings, and work.</p><p> </p><p>Building on its consumer vulnerability work, the Financial Conduct Authority (FCA) has also introduced the Consumer Duty which raises the standard expected from firms for all customers.</p><p> </p><p>HM Treasury and the FCA are also working on a joint review of the regulatory boundary between financial advice and guidance with the aim of improving the support available to consumers with their financial decision-making.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 12/09/2023 10:36:17 answering member 4874 label Biography information for Andrew Griffith
tabling member	4518 label Biography information for Tulip Siddiq

1658557

registered interest
date	06/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Banking Hubs
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what information his Department holds on the locations of shared banking hubs that will be set up in the future; and if he will make an assessment of the potential merits of establishing shared banking hubs in post office branches.
tabling member constituency	Hampstead and Kilburn
tabling member printed	Tulip Siddiq
uin	198105
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>Treasury Ministers and officials regularly meet with the Financial Conduct Authority (FCA) to discuss a variety of policy matters</p><p> </p><p>The government believes that all customers, wherever they live, should have appropriate access to banking and cash services.</p><p> </p><p>Decisions on opening and closing branches are a commercial issue. However, the FCA’s guidance sets out its expectation of firms when they are deciding to reduce their physical branches or the number of free-to-use ATMs. Firms are expected to carefully consider the impact of planned branch closures on the everyday banking and cash access needs of their customers and consider possible alternative access arrangements. This ensures that the implementation of closure decisions is undertaken in a way that treats customers fairly.</p><p> </p><p>Alternative options for access to banking can be via telephone banking, through digital means such as mobile or online banking, and the Post Office. The Post Office Banking Framework allows 99% of personal banking and 95% of business banking customers to deposit cheques, check their balance and withdraw and deposit cash at 11,500 Post Office branches in the UK.</p><p> </p><p>New shared Banking Hubs are also being introduced, providing cash and basic banking services and dedicated space where community bankers from major banks can meet customers of that bank. Decisions regarding the operation and location of Banking Hubs are taken by the parties involved. Following successful pilots Cash Access UK Ltd is rolling out shared Banking Hubs and other new shared facilities in communities across the UK. To date, industry has committed to deliver Banking Hubs in 80 locations. Further information on Banking Hubs is available at: <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.cashaccess.co.uk%2F&amp;data=05%7C01%7CLewis.Walker%40hmtreasury.gov.uk%7C6e6cd2b8d31647d1cec408dbad65e2ca%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638294425322042209%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=aJyyiQpYeG%2FGcSEdMMHI0KPKZUqykDGP2Vgs0VKgD9M%3D&amp;reserved=0" target="_blank">https://www.cashaccess.co.uk/</a></p><p> </p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith grouped question UIN 198106 question first answered 12/09/2023 10:33:20 answering member 4874 label Biography information for Andrew Griffith
tabling member	4518 label Biography information for Tulip Siddiq

1658558

registered interest
date	06/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions he has had with the Financial Conduct Authority on steps to help ensure local communities have access to essential in-person banking services.
tabling member constituency	Hampstead and Kilburn
tabling member printed	Tulip Siddiq
uin	198106
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>Treasury Ministers and officials regularly meet with the Financial Conduct Authority (FCA) to discuss a variety of policy matters</p><p> </p><p>The government believes that all customers, wherever they live, should have appropriate access to banking and cash services.</p><p> </p><p>Decisions on opening and closing branches are a commercial issue. However, the FCA’s guidance sets out its expectation of firms when they are deciding to reduce their physical branches or the number of free-to-use ATMs. Firms are expected to carefully consider the impact of planned branch closures on the everyday banking and cash access needs of their customers and consider possible alternative access arrangements. This ensures that the implementation of closure decisions is undertaken in a way that treats customers fairly.</p><p> </p><p>Alternative options for access to banking can be via telephone banking, through digital means such as mobile or online banking, and the Post Office. The Post Office Banking Framework allows 99% of personal banking and 95% of business banking customers to deposit cheques, check their balance and withdraw and deposit cash at 11,500 Post Office branches in the UK.</p><p> </p><p>New shared Banking Hubs are also being introduced, providing cash and basic banking services and dedicated space where community bankers from major banks can meet customers of that bank. Decisions regarding the operation and location of Banking Hubs are taken by the parties involved. Following successful pilots Cash Access UK Ltd is rolling out shared Banking Hubs and other new shared facilities in communities across the UK. To date, industry has committed to deliver Banking Hubs in 80 locations. Further information on Banking Hubs is available at: <a href="https://gbr01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.cashaccess.co.uk%2F&amp;data=05%7C01%7CLewis.Walker%40hmtreasury.gov.uk%7C6e6cd2b8d31647d1cec408dbad65e2ca%7Ced1644c505e049e6bc39fcf7ac51c18c%7C0%7C0%7C638294425322042209%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=aJyyiQpYeG%2FGcSEdMMHI0KPKZUqykDGP2Vgs0VKgD9M%3D&amp;reserved=0" target="_blank">https://www.cashaccess.co.uk/</a></p><p> </p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith grouped question UIN 198105 question first answered 12/09/2023 10:33:20 answering member 4874 label Biography information for Andrew Griffith
tabling member	4518 label Biography information for Tulip Siddiq

1658559

registered interest
date	06/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions she has had with (a) lenders and (b) other relevant stakeholders on the levels of early repayment charges for tracker mortgages.
tabling member constituency	Hampstead and Kilburn
tabling member printed	Tulip Siddiq
uin	198107
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>HM Treasury is regularly in contact with mortgage lenders on all aspects of their mortgage business to understand their position and current lending conditions. However, the pricing of mortgages, including early repayment charges, is a commercial decision for lenders in which the Government does not intervene.</p><p> </p><p>Nevertheless, Financial Conduct Authority rules set out that lenders should not impose early repayment charges at a level that is more than a reasonable pre-estimate of the costs that would be incurred as a result of a loan being terminated early.</p><p> </p><p>Consumers should also be given adequate information about the existence of these charges in the pre-sale disclosure documents lenders are required to give them.</p> answering member constituency Arundel and South Downs answering member printed Andrew Griffith question first answered 12/09/2023 10:34:50 answering member 4874 label Biography information for Andrew Griffith
tabling member	4518 label Biography information for Tulip Siddiq

1658574

registered interest
date	06/09/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Small Businesses: VAT
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether he has made a recent assessment of the potential merits of reviewing the annual VAT registration threshold to help support small businesses.
tabling member constituency	Bolton North East
tabling member printed	Mark Logan
uin	198235
answer	answer is ministerial correction date of answer 12/09/2023 answer text <p>Views on the VAT registration threshold are divided and the case for change has been regularly reviewed over the years. While some businesses have argued that a higher threshold would reduce administrative and financial burdens, others contend that a lower threshold would provide a fairer competitive environment.</p><p>In 2018, the Government consulted on how the design of the VAT registration threshold could better incentivise growth. However, there was no clear option for reform.</p><p>It was announced at Autumn Statement 2022 that the VAT threshold will be maintained at its current level of £85,000 until 31 March 2026.</p> answering member constituency Louth and Horncastle answering member printed Victoria Atkins question first answered 12/09/2023 15:05:05 answering member 4399 label Biography information for Victoria Atkins
tabling member	4815 label Biography information for Mark Logan