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1536576

registered interest
date	26/10/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debts: Advisory Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what plans they have to ensure that public advice services for (1) individuals, and (2) households, struggling with debt are able to meet demand.
tabling member printed	Baroness Bennett of Manor Castle
uin	HL2908
answer	answer is ministerial correction date of answer 08/11/2022 answer text <p>The Government recognises the vital role that advice services play in helping people in problem debt and vulnerable circumstances.</p><p> </p><p>To help people in problem debt, the Government continues to maintain record levels of funding for free-to-client debt advice in England, bringing the 2022-23 debt advice budget for the Money and Pensions Service (MaPS) to over £90 million.</p><p> </p><p>MaPS is the single largest funder of debt advice in England. It works alongside partners across the UK to make debt advice easier and quicker to access, and to improve standards and quality across the sector.</p><p>MaPS recently concluded a debt advice commissioning exercise with the primary aim of increasing the volume of debt advice available, as well as ensuring that such advice meets clients’ needs and proactively targets vulnerable and underrepresented groups. These contracts, once signed, will be starting from 1 February 2023.</p><p> </p><p>To help people access debt advice, MaPS launched MoneyHelper in 2021, a consumer-facing service which provides free and impartial guidance for people across the UK. This includes budget planning and bill prioritiser tools, practical tips for engaging with creditors and a Debt Advice Locator Tool, which helps people find free, high-quality debt advice in their local area or via the telephone and online.</p><p> </p><p>MaPS has also developed the Money Advisor Network pilot which enables a range of organisations including Job Centre Plus, local authorities and financial service providers to refer people for free to MaPS funded debt advice. The individuals referred can either proceed immediately to debt advice, request a call-back at a more convenient time or schedule an in-person appointment.</p><p> </p> answering member printed Baroness Penn question first answered 08/11/2022 15:50:45 answering member 4726 label Biography information for Baroness Penn
tabling member	4719 label Biography information for Baroness Bennett of Manor Castle

1522039

registered interest
date	13/10/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Refugees: Ukraine
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government whether they will consider including refugees arriving under the family visa scheme within the funding of the Homes for Ukraine scheme; and whether they will remove the barriers to exchanging Ukrainian currency for sterling.
tabling member printed	Baroness Bennett of Manor Castle
uin	HL2579
answer	answer is ministerial correction date of answer 27/10/2022 answer text <p>To support those fleeing the conflict, the Government has introduced two visa schemes to welcome Ukrainian refugees to the UK: the Ukraine Family Scheme and Homes for Ukraine. The Ukraine Family Scheme allows applicants to join family members or extend their stay in the UK. Homes for Ukraine allows Ukrainian nationals and their family members to come to the UK if they have a named sponsor under the scheme. Further details on scheme eligibility can be found at GOV.UK. People that enter under both visa schemes support integration by providing full access to social services and welfare in the UK for up to three years.</p><p> </p><p>As each of these schemes uses different routes to support Ukrainians to find safe refuge in the UK, they were set up to be funded differently. The Ukraine Family Scheme is similar to existing family visa routes, and provision of public services from this route will be managed in the usual way. The UK-based family member is expected to provide support and accommodation for those coming to join them, who in turn benefit from the wider integration advantages in joining an existing family network.</p><p> </p><p>On the matter of exchanging Ukrainian currency for sterling, the Government has taken steps to ensure support for incoming Ukrainian nationals opening bank accounts, and Ukrainians are able to convert their currency to GBP electronically at several major banks and electronic money institutions. The industry has also taken measures to support refugees and their access to essential financial services, including commitments to waive certain fees. The Government continues to monitor the situation for Ukrainians in the UK’s financial marketplace closely.</p> answering member printed Viscount Younger of Leckie question first answered 27/10/2022 13:05:00 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	4719 label Biography information for Baroness Bennett of Manor Castle

1522040

registered interest
date	13/10/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Public Health and Unemployment
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what assessment they have made of recent data from the Office for National Statistics regarding the UK employment rate for October 2022, which found that "UK economic inactivity rate was estimated at 21.7%, which is 0.6 percentage points higher than the previous three-month period"; and what steps they are taking to improve public health, given this is a potential contributory factor for such economic inactivity.
tabling member printed	Baroness Bennett of Manor Castle
uin	HL2580
answer	answer is ministerial correction date of answer 27/10/2022 answer text <p>The latest data indicates that the working age inactivity rate in the three months to August was 21.7%, up 0.6 percentage points on the previous three months and up 0.5 percentage points on the year. The headline employment rate for the three months to August was 75.5%, up 0.3 percentage points on the year. Demand for labour remains strong, with vacancies near record highs and significantly above pre-pandemic levels in the third quarter of 2022 (+51%). The latest data indicates that that the unemployment rate fell to 3.5% in the three months to August, the lowest rate since 1974<em>.</em></p><p> </p><p>Our Plan for Patients, which the Department of Health and Social Care introduced in Parliament on 22 September, sets out our immediate priorities to support individuals to live healthier lives and to strengthen the resilience and health of the nation. This includes moving prevention services closer to the patient, expanding mental health support in schools and increasing support for people to start, stay and succeed in employment. Alongside this, the Department of Health and Social Care is currently reviewing all of its wider priorities with a focus on improving the health of the population across the breadth of the country.</p> answering member printed Viscount Younger of Leckie question first answered 27/10/2022 12:55:38 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	4719 label Biography information for Baroness Bennett of Manor Castle

1521534

registered interest
date	12/10/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask His Majesty's Government what recent steps they have taken to determine whether the financial sector presents too great a risk for the UK economy and regulatory structures to bear.
tabling member printed	Baroness Bennett of Manor Castle
uin	HL2516
answer	answer is ministerial correction date of answer 25/10/2022 answer text <p>The Government actively monitors the financial sector and any risks to financial stability and the UK economy more widely. It continues to work closely with the regulators, including the Bank of England and the Financial Conduct Authority, to assess risks and where appropriate coordinate a response with them. The regulators are working with firms to improve their resilience to market shocks, and it is a focus of government to ensure that we have a robust regulatory system. The UK financial sector remains resilient and well capitalised – ensuring it can continue to support households and business and play an important part in the UK economy.</p> answering member printed Viscount Younger of Leckie question first answered 25/10/2022 13:03:09 answering member 4169 label Biography information for Viscount Younger of Leckie
tabling member	4719 label Biography information for Baroness Bennett of Manor Castle