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1248528

registered interest
date	03/11/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what steps they are taking to ensure the future of cash machine networks in the UK.
tabling member printed	Lord Goodlad
uin	HL9914
answer	answer is ministerial correction date of answer 17/11/2020 answer text <p>The Government recognises that cash remains important to millions of people across the UK, which is why it has committed to legislate to protect access to cash and to ensure that the UK’s cash infrastructure is sustainable in the long term.</p><p> </p><p>To inform the development of this legislation, the Government published a Call for Evidence on 15 October seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system.</p><p> </p><p>Alongside the development of legislation, LINK, the scheme that runs the UK’s largest ATM network, has existing arrangements in place to protect free-to-use ATMs that do not have another free-to-use ATM or Post Office within 1 kilometre. LINK’s members have also made £5 million available to fund ATMs at the request of communities with poor access to cash. The Government established the Payment Systems Regulator, which has powers to regulate LINK, the scheme that runs the UK’s largest ATM network. The Payment Systems Regulator is holding LINK to account over their commitments to protect the broad geographic spread of free-to-use ATMs.</p> answering member printed Lord Agnew of Oulton question first answered 17/11/2020 15:36:14 answering member 4689 label Biography information for Lord Agnew of Oulton
tabling member	670 label Biography information for Lord Goodlad

1247176

registered interest
date	30/10/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, with reference to the March 2020 Budget, when the Government plans to bring forward legislative proposals to protect access to cash.
tabling member constituency	Upper Bann
tabling member printed	Carla Lockhart
uin	109752
answer	answer is ministerial correction date of answer 09/11/2020 answer text <p>The Government recognises that cash remains important to millions of people across the UK, which is why it has committed to legislate to protect access to cash and to ensure that the UK’s cash infrastructure is sustainable in the long term. The Government is working at pace, engaging with industry and the regulators – the Financial Conduct Authority, Payment Systems Regulator, and Bank of England – whilst designing legislation.</p><p> </p><p>To inform the development of this legislation, the Government published a Call for Evidence on 15 October seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/11/2020 08:17:20 answering member 4051 label Biography information for John Glen
tabling member	4857 label Biography information for Carla Lockhart

1245041

registered interest
date	20/10/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to secure long-term access to cash to support (a) people on low incomes, (b) vulnerable people, (c) disadvantaged communities and (d) businesses in the UK unable to effectively operate without cash.
tabling member constituency	Coventry North East
tabling member printed	Colleen Fletcher
uin	106370
answer	answer is ministerial correction date of answer 23/10/2020 answer text <p>The Government recognises that cash remains important to millions of people and businesses across the UK, including those who may be on low incomes or vulnerable. That is why Government has committed to legislate to protect access to cash and to ensure that the UK’s cash infrastructure is sustainable in the long term. Government is working at pace, engaging with industry and the regulators – the Financial Conduct Authority, Payment Systems Regulator, and Bank of England – whilst designing legislation.</p><p> </p><p>To inform the development of this legislation, the Government published a Call for Evidence on 15 October seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system.</p> answering member constituency Salisbury answering member printed John Glen question first answered 23/10/2020 08:09:43 answering member 4051 label Biography information for John Glen
tabling member	4378 label Biography information for Colleen Fletcher

1241826

registered interest
date	08/10/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will publish a timetable for bringing forward legislative proposals to protect people's access to cash.
tabling member constituency	Dumfriesshire, Clydesdale and Tweeddale
tabling member printed	David Mundell
uin	100901
answer	answer is ministerial correction date of answer 15/10/2020 answer text <p>The Government recognises that cash remains important to millions of people across the UK, which is why it has committed to legislate to protect access to cash and to ensure that the UK’s cash infrastructure is sustainable in the long term. Government is working at pace, engaging with industry and the regulators – the Financial Conduct Authority, Payment Systems Regulator, and Bank of England – whilst designing legislation. To inform the development of this legislation, today (15 October) the Government published a Call for Evidence seeking views on the key considerations associated with cash access, including deposit and withdrawal facilities, cash acceptance, and regulatory oversight of the cash system.</p><p> </p><p> </p><p>The Government also remains closely engaged with the financial regulators, including through the Treasury-chaired Joint Authorities Cash Strategy Group, to monitor and assess risks around cash relating to COVID-19. In order to help control the virus, all businesses and individuals are encouraged to follow the latest Government advice. To work safely during COVID-19, retailers have been recommended to minimise contact around transactions, for example, considering using contactless payments. However, it remains the individual retailer’s choice as to whether to accept or decline any form of payment, including cash or card.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 100902 100903 question first answered 15/10/2020 10:42:19 answering member 4051 label Biography information for John Glen
tabling member	1512 label Biography information for David Mundell

1233779

registered interest
date	11/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to bring forward legislative proposals on protecting access to cash.
tabling member constituency	Luton South
tabling member printed	Rachel Hopkins
uin	88949
answer	answer is ministerial correction date of answer 21/09/2020 answer text <p>The Government remains committed to legislating on cash as announced by the Chancellor at March 2020 Budget. The legislation will ensure continued access to cash for those that rely on it and that the UK’s cash infrastructure is sustainable in the long-term.</p><p> </p><p>The Treasury is working at pace to develop this legislation, and is engaging closely with the Payment Systems Regulator, Financial Conduct Authority and Bank of England, including through the Joint Authorities Cash Strategy Group, to ensure its approach to legislation reflects the needs of cash users across the economy. The authorities are also currently leading an ambitious programme of work with industry to reach consensus on cash access solutions in line with the Government’s objectives.</p><p> </p><p>The Government and regulators are monitoring developments relating to COVID-19 closely, including monitoring the impacts on cash access, and working with industry so that banks, building societies, credit unions and Post Offices maintain essential banking services as needed, including cash access.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 88950 88951 question first answered 21/09/2020 14:24:37 answering member 4051 label Biography information for John Glen
tabling member	4873 label Biography information for Rachel Hopkins

1233780

registered interest
date	11/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department plans to take to protect access to cash.
tabling member constituency	Luton South
tabling member printed	Rachel Hopkins
uin	88950
answer	answer is ministerial correction date of answer 21/09/2020 answer text <p>The Government remains committed to legislating on cash as announced by the Chancellor at March 2020 Budget. The legislation will ensure continued access to cash for those that rely on it and that the UK’s cash infrastructure is sustainable in the long-term.</p><p> </p><p>The Treasury is working at pace to develop this legislation, and is engaging closely with the Payment Systems Regulator, Financial Conduct Authority and Bank of England, including through the Joint Authorities Cash Strategy Group, to ensure its approach to legislation reflects the needs of cash users across the economy. The authorities are also currently leading an ambitious programme of work with industry to reach consensus on cash access solutions in line with the Government’s objectives.</p><p> </p><p>The Government and regulators are monitoring developments relating to COVID-19 closely, including monitoring the impacts on cash access, and working with industry so that banks, building societies, credit unions and Post Offices maintain essential banking services as needed, including cash access.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 88949 88951 question first answered 21/09/2020 14:24:37 answering member 4051 label Biography information for John Glen
tabling member	4873 label Biography information for Rachel Hopkins

1202397

registered interest
date	10/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions his Department has had with the Financial Conduct Authority and the Payment Systems Regulator on a minimum service guarantee for cash; and with reference to the March 2020 Budget whether he has a timeframe for bringing forward legislative proposals on protecting access to cash.
tabling member constituency	Caithness, Sutherland and Easter Ross
tabling member printed	Jamie Stone
uin	58053
answer	answer is ministerial correction date of answer 15/06/2020 answer text <p>The Government recognises that cash remains extremely important to the daily lives of millions of people across the UK. The Government remains closely engaged with the financial regulators to monitor and assess risks around cash access and acceptance resulting from COVID-19. This includes working closely with industry to ensure access to cash.</p><p> </p><p>At the March 2020 Budget, the Chancellor announced that the Government will bring forward legislation to protect access to cash in the longer-term. The Government is engaging with regulators – the Payment Systems Regulator, Financial Conduct Authority and Bank of England – and stakeholders across industry while designing legislation, to ensure the needs of cash users continue to be met. Further details on timing for legislation will be set out in due course.</p><p> </p><p>Regarding face-to-face banking, the Government has been working closely with the financial regulators to ensure that banks, building societies, the Post Office and credit unions continue to maintain branch access for essential services while balancing the needs of their customers with the safety and welfare of staff. The vast majority of branches are open, though many are open for reduced hours.</p><p> </p><p>Banks, building societies and credit unions are keeping their websites up to date and we would encourage customers, wherever possible, to use online services for their banking. If customers are not able to use online forms of banking, they may choose to use telephone banking rather than using a branch. The Government advises any customer who has questions or concerns about their banking to contact their provider.</p><p> </p><p>Bank customers can also use the Post Office for essential banking services as an alternative to their branch and can continue to use ATMs or cash machines as normal for cash withdrawals and balance enquiries. Furthermore, several retail banks have in place solutions for vulnerable customers who may be self-isolating, including making payments through a trusted person.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 58054 question first answered 15/06/2020 08:59:11 answering member 4051 label Biography information for John Glen
tabling member	4612 label Biography information for Jamie Stone

1200835

registered interest
date	05/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what discussions his Department has had with the (a) Financial Conduct Authority and (b) Payment Systems Regulator on a minimum service guarantee for cash; and what the planned timescale is for the introduction of new legislation protecting access to cash announced in Budget 2020.
tabling member constituency	Inverclyde
tabling member printed	Ronnie Cowan
uin	55082
answer	answer is ministerial correction date of answer 11/06/2020 answer text <p>The Government recognises that cash remains extremely important to the daily lives of millions of people across the UK. The Government remains closely engaged with the financial regulators to monitor and assess risks around cash access and acceptance resulting from COVID-19. This includes working closely with industry to ensure access to cash.</p><p> </p><p>At the March 2020 Budget, the Chancellor announced that the Government will bring forward legislation to protect access to cash in the longer-term. The Government is engaging with regulators – the Payment Systems Regulator, Financial Conduct Authority and Bank of England – and stakeholders across industry while designing legislation, to ensure the needs of cash users continue to be met. Further details on timing for legislation will be set out in due course.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 55084 question first answered 11/06/2020 10:44:26 answering member 4051 label Biography information for John Glen
tabling member	4465 label Biography information for Ronnie Cowan

1195027

registered interest
date	12/05/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to bring forward legislative proposals on guaranteeing access to cash.
tabling member constituency	Dumfriesshire, Clydesdale and Tweeddale
tabling member printed	David Mundell
uin	45984
answer	answer is ministerial correction date of answer 18/05/2020 answer text <p>The Government recognises that cash plays a vital role in the daily lives of millions of people across the UK, including those who may be self-isolating due to Covid-19.</p><p> </p><p>At the March 2020 Budget, the Chancellor announced that the Government will bring forward legislation to protect access to cash. The Government will continue to engage with regulators, industry and consumer groups whilst developing this legislation, to support those who rely on cash.</p><p> </p><p>This will build upon existing initiatives from industry. LINK, the scheme that runs the UK’s largest ATM network, has put in place specific arrangements to protect free-to-use ATMs that do not have another free-to-use ATM or Post Office within 1 kilometre. The Government-established Payment Systems Regulator regulates LINK and is holding them to account over their public commitments.</p><p> </p><p>Further information on the timing and detail of the legislation will be announced in due course.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 18/05/2020 09:02:37 answering member 4051 label Biography information for John Glen
tabling member	1512 label Biography information for David Mundell

1188797

registered interest
date	20/04/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to support the ATM industry during the covid-19 outbreak.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	38009
answer	answer is ministerial correction date of answer 28/04/2020 answer text <p>The Government has announced unprecedented support for public services, workers and businesses to protect against the current economic emergency. The Government is monitoring the impact measures are having and keeps all policies under review.</p><p> </p><p>To ensure that people continue to be able to access their cash during the Covid-19 outbreak, the Government continues to work closely with the cash industry and regulators.</p><p> </p><p>LINK has existing commitments to protect free-to-use ATMs that are 1 kilometre or further from the next free-to-use ATM or Post Office, and several of its members have recently pledged to replace these protected ATMs should they close in the next 12 months.</p><p> </p><p>The Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 28/04/2020 15:02:20 answering member 4051 label Biography information for John Glen
tabling member	4572 label Biography information for Chris Elmore