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849915

registered interest
date	26/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Social Security Benefits: Children
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answers by Lord Bates on 25 January (HL4633) and 19 February (HL5367), whether they have collected statistics on the number of families affected by the two-child limit policy in the child element of Child Tax Credit and Universal Credit since its introduction in April 2017.
tabling member printed	The Lord Bishop of Durham
uin	HL5869
answer	answer is ministerial correction date of answer 06/03/2018 answer text No family has seen a cash reduction in their tax credit award as a consequence of the decision to limit support to two children in Child Tax Credit and Universal Credit. The number of Child Tax Credit or Universal Credit claimants who were expected to be affected by the policy over the next five years were published in the Impact Assessment relating to the Welfare Reform and Work Act 2016.<p><strong>The government continues to monitor the impact of its welfare policy decisions, including reviewing available statistical information</strong><strong>. </strong></p> answering member printed Lord Bates grouped question UIN HL5870 HL5871 question first answered 06/03/2018 13:07:41 answering member 1091 label Biography information for Lord Bates
tabling member	4312 label Biography information for The Lord Bishop of Durham

849917

registered interest
date	26/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Social Security Benefits: Children
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answers by Lord Bates on 25 January (HL4633) and 19 February (HL5367), of those families affected by the two-child limit policy in the child element of Child Tax Credit and Universal Credit since its introduction in April 2017, how many (1) had one or more parents in work, (2) were single parent families, and (3) were two-parent families.
tabling member printed	The Lord Bishop of Durham
uin	HL5871
answer	answer is ministerial correction date of answer 06/03/2018 answer text No family has seen a cash reduction in their tax credit award as a consequence of the decision to limit support to two children in Child Tax Credit and Universal Credit. The number of Child Tax Credit or Universal Credit claimants who were expected to be affected by the policy over the next five years were published in the Impact Assessment relating to the Welfare Reform and Work Act 2016.<p><strong>The government continues to monitor the impact of its welfare policy decisions, including reviewing available statistical information</strong><strong>. </strong></p> answering member printed Lord Bates grouped question UIN HL5869 HL5870 question first answered 06/03/2018 13:07:42 answering member 1091 label Biography information for Lord Bates
tabling member	4312 label Biography information for The Lord Bishop of Durham

847720

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cash Dispensing: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps the Government is taking to ensure that the use of ATMs remains free of charge.
tabling member constituency	North Dorset
tabling member printed	Simon Hoare
uin	129396
answer	answer is ministerial correction date of answer 02/03/2018 answer text <p>The Government recognises that widespread free access to cash via ATMs remains extremely important in the day-to-day lives of many consumers and businesses in the UK, and will continue to work with industry to ensure that it is maintained.</p><p> </p><p>The Government established the Payment Systems Regulator (PSR) in 2015 with a statutory objective to ensure that the UK’s payment systems work in the interests of their users.</p><p> </p><p>As part of this, the PSR is monitoring developments within ATM provision, and recently set out three requirements of LINK, the scheme behind the UK’s ATM network: that LINK must maintain the current geographical spread of ATMs; that any changes made to interchange fees must be incremental to allow LINK to monitor the impact and take action if the impact is not as expected; and for a greater focus on LINK’s Financial Inclusion Programme, which ensures the provision of ATMs in certain areas where demand would not otherwise make one viable, to continue to fill gaps in the network. The PSR has committed to using its powers to act should any of the firms it regulates behave in a way that conflicts with its statutory objectives.</p><p> </p><p>The PSR has recently published a summary of their work to date, which can be found at <a href="https://www.psr.org.uk/psr-focus/the-UK-ATM-network" target="_blank">https://www.psr.org.uk/psr-focus/the-UK-ATM-network</a>.</p><p> </p><p>Following the publication of these three criteria, LINK committed to maintaining an extensive network of free-to-use cash machines, ensuring that the present geographical spread of ATMs is maintained, and bolstering its Financial Inclusion Programme. LINK will also protect all free-to-use ATMs which are a kilometre or more from the next nearest free-to-use ATM, and ensure that any community that loses ATM access because of a branch closure has a free ATM provided.</p><p> </p><p>Furthermore, LINK will undertake an annual review of the impact of the interchange fee reduction as it is phased in over the next four years. In addition, LINK will set up publicly available monitoring on its website of every area of the country showing free ATM availability, and highlight any areas where free ATM availability is lost.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 02/03/2018 13:19:31 answering member 4320 label Biography information for Robert Jenrick
tabling member	4494 label Biography information for Simon Hoare

847734

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Brexit
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether his Department expects that the UK will be classed as a third country after the UK leaves the EU; and whether people travelling from the EU to the UK will be able to purchase duty free goods.
tabling member constituency	Brigg and Goole
tabling member printed	Andrew Percy
uin	129410
answer	answer is ministerial correction date of answer 01/03/2018 answer text <p>Future customs arrangements are dependent on the outcome of the negotiations with the EU. The Government has been clear that as we leave the EU we will also leave the EU customs union, and that the UK’s future customs arrangements should be as frictionless as possible.</p><p> </p><p>The issues around duty free are complex, with a range of possible approaches. At this stage the Government cannot make assumptions about the tax rules at the EU border, or pre-empt the outcome of negotiations.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 01/03/2018 14:54:58 answering member 3935 label Biography information for Mel Stride
tabling member	3939 label Biography information for Andrew Percy

847752

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Unemployment
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the reasons for the increase in (a) unemployment overall and (b) the number of unemployed women recorded in the figures from the Office for National Statistics published in February 2018.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	129428
answer	answer is ministerial correction date of answer 28/02/2018 answer text <p>The long-term trends in the labour market are clear: since 2010, total unemployment has fallen by one million, and unemployment for women has fallen by 0.3 million. Alongside this, female employment has risen by around 1.5 million, and total employment has increased by 3 million.</p><p> </p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 28/02/2018 13:25:42 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4125 label Biography information for Catherine McKinnell

847754

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Employment: Females
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 20 February to Question 127468 on employment: females, what the short and long-term factors associated with the overall economic costs and benefits of parents moving into work are.
tabling member constituency	Newcastle upon Tyne North
tabling member printed	Catherine McKinnell
uin	129430
answer	answer is ministerial correction date of answer 28/02/2018 answer text <p>We recognise that parents are best placed to decide how to care for their children, and how best to balance childcare and work. The government is committed to supporting parents with the costs of childcare, which is why by 2020 this Government will be spending a record amount – around £6bn a year on childcare support.</p><p> </p><p>Key factors associated with the economic costs and benefits of parents moving into work are likely to include the cost of childcare, parental earnings and the developmental benefits of childcare.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 28/02/2018 12:59:57 answering member 4097 label Biography information for Elizabeth Truss
tabling member	4125 label Biography information for Catherine McKinnell

847761

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cryptocurrencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with his international counterparts on the regulation of cryptocurrency markets.
tabling member constituency	Brigg and Goole
tabling member printed	Andrew Percy
uin	129437
answer	answer is ministerial correction date of answer 01/03/2018 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p>https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p> answering member constituency Salisbury answering member printed John Glen question first answered 01/03/2018 13:16:52 answering member 4051 label Biography information for John Glen
tabling member	3939 label Biography information for Andrew Percy

847762

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Cryptocurrencies
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether the Government plans to recognise digital currencies as (a) legal tender and (b) as a financial instrument.
tabling member constituency	North Norfolk
tabling member printed	Norman Lamb
uin	129438
answer	answer is ministerial correction date of answer 28/02/2018 answer text <p>The Government currently has no plans to recognise digital currencies as legal tender or to propose designating them as financial instruments.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/02/2018 14:27:13 answering member 4051 label Biography information for John Glen
tabling member	1439 label Biography information for Norman Lamb

847829

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Revenue and Customs: Information Sharing
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, pursuant to the Answer of 16 February 2018 to Question 126877, what steps his Department is taking to ensure that information shared by HMRC with organisations outside the UK is not subsequently shared with third parties.
tabling member constituency	Sefton Central
tabling member printed	Bill Esterson
uin	129505
answer	answer is ministerial correction date of answer 05/03/2018 answer text <p>Her Majesty’s Revenue and Customs (HMRC) is subject to a strict duty of confidentiality and will only disclose information where there is lawful authority to do so.</p><p> </p><p>HMRC carefully considers what is permitted by law before it shares information, and has a range of safeguards to ensure information is handled appropriately when it is shared with other Departments or organisations, whether in the UK or overseas. Where appropriate, these include, but are not limited to, ensuring that onward disclosure of information is only allowed with HMRC’s consent and putting in place agreements or Memoranda of Understanding containing provisions detailing how the information must be accessed, stored, used and protected by the receiving Department or organisation.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 05/03/2018 16:34:47 answering member 3935 label Biography information for Mel Stride
tabling member	4061 label Biography information for Bill Esterson

847862

registered interest
date	23/02/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Credit Unions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what action have they taken to support credit unions in the last two years.
tabling member printed	Lord Kennedy of Southwark
uin	HL5839
answer	answer is ministerial correction date of answer 06/03/2018 answer text <p>The government is committed to supporting credit unions, which provide vital services to financially under-served communities and contribute to the diversity of the UK’s financial services sector. Over the last two financial years, the government has done this by:</p><p> </p><ul><li><p>Announcing at Autumn Budget 2017, that where a credit union’s membership conditions are based on locality, a credit union will be able to increase the number of potential members it can have to from 2 to 3 million. The legislation to make this change was laid in November 2017 and comes into force in April 2018.</p></li><li><p>Announcing at Autumn Statement 2016 that, from 2018, an existing scheme which incentivises credit union membership in communities at risk of being targeted by loan sharks, will be expanded. This uses funds recovered under the Proceeds of Crime Act from convicted loan sharks.</p></li><li><p>Contributing £600,000 to an initiative developed by the Archbishop of Canterbury and Young Enterprise, to start savings clubs in primary schools and educate young children in the benefits of saving. Lifesavers works with local credit unions to help run savings clubs with schoolchildren, and is currently being piloted in six primary schools.</p></li><li><p>Providing funding for the Credit Union Expansion Project, delivered by the Association of British Credit Unions Ltd, with an aim to modernise and grow the sector. Over the past year, credit unions with a total membership of 16,500 have begun using an online banking platform provided by this project.</p></li></ul> answering member printed Lord Bates question first answered 06/03/2018 13:05:44 answering member 1091 label Biography information for Lord Bates
tabling member	4153 label Biography information for Lord Kennedy of Southwark