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758400
registered interest false more like this
date less than 2017-09-06more like thismore than 2017-09-06
answering body
HM Treasury remove filter
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury more like this
hansard heading Credit Cards more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether they intend to introduce measures to prevent the automatic increase of credit card limits. more like this
tabling member printed
The Lord Bishop of St Albans more like this
uin HL1404 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2017-09-18more like thismore than 2017-09-18
answer text <p>The regulation of consumer credit including credit cards is a matter for the Financial Conduct Authority.</p><p> </p><p>Last year, the Financial Conduct Authority (FCA) published the results of its Credit Card Market Study. As a result of this study, the FCA has taken action to tackle persistent debt in the credit card market. As part of this, the industry has also developed a voluntary agreement to give greater control to customers and to restrict offers of credit limit increases.</p><p> </p><p>We have passed the Lord Bishop’s question on to the FCA, who will reply directly to him by letter. A copy of the letter will be placed in the Library of the House.</p> more like this
answering member printed Lord Bates more like this
question first answered
less than 2017-09-18T11:49:48.98Zmore like thismore than 2017-09-18T11:49:48.98Z
answering member
1091
label Biography information for Lord Bates more like this
tabling member
4308
label Biography information for The Lord Bishop of St Albans more like this
541727
registered interest false more like this
date less than 2016-07-21more like thismore than 2016-07-21
answering body
HM Treasury remove filter
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name CaTreasury more like this
hansard heading Local Government Finance more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty’s Government, in the light of the recommendations of (1) the report published by the Association of Chief Executives of Voluntary Organisations <i>Remaking the State, </i>and (2) the report by the Joseph Rowntree Foundation <i>The Cost of the Cuts</i>, what assessment they have made of the impact of the cuts to preventative services over the course of the last Parliament. more like this
tabling member printed
Lord Bird more like this
uin HL1404 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2016-07-29more like thismore than 2016-07-29
answer text <p>Preventative services can cover a wide range of areas, including adult and children’s social care, public health, crime, and homelessness. The Government has continually given local authorities more powers and flexibility, so they can target local services more effectively, because local authorities are best placed to determine how to deliver services in the light of local circumstances and available resources. Indeed, expenditure on homelessness prevention has for example increased by 83% between 2010 and 2015.</p><p> </p><p>Over the current spending review period, local government income sources like council tax receipts and business rates are forecast to increase. Overall, local government spending spending is forecast to be broadly flat in cash terms. Within this:</p><ul><li><p>Homelessness prevention funding for local authorities through the local government finance settlement is protected totalling £315 million by 2019/20.</p></li><li><p>Funding for Disabled Facilities Grant has doubled to over £500 million by 2019-20, which would fund around 85,000 home adaptations that year. We expect this to prevent 8,500 people from needing to go into a care home in 2019-20.</p></li><li><p>New measures announced at the spending review will mean a further £3.5bn for social care by the end of the Parliament.</p></li><li><p>Total local government spending continues to include over £1bn each year for early intervention.</p><p> </p><p>The Government is also continuing to invest in key initiatives for children, including the Healthy Child and Troubled Families programmes. The latter has so far helped turn around the lives of over 100,000 of the hardest to reach families and will work with up to 400,000 more during this Parliament.</p></li></ul>
answering member printed Lord O'Neill of Gatley more like this
question first answered
less than 2016-07-29T12:22:11.223Zmore like thismore than 2016-07-29T12:22:11.223Z
answering member
4536
label Biography information for Lord O'Neill of Gatley more like this
tabling member
4564
label Biography information for Lord Bird more like this