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Treasury Ministers and officials regularly meet with a range of stakeholders to discuss
mortgage policy issues, including regulators, industry representatives and consumer
groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring
fair and effective competition across all financial services markets. It has established
the independent Financial Conduct Authority (FCA) and given them the responsibility,
enshrined in law, to promote effective competition in the interest of consumers. The
FCA has the power to create, supervise and enforce any rules it feels are needed to
promote consumer protection, transparency and competition.</p><p> </p>
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