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1038915

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answers by Lord Ashton of Hyde on 29 November 2018 (HL11578, HL11579, HL11580, and HL11581), why they have made no assessment across those varied funds.
tabling member printed	Lord Mawson
uin	HL12752
answer	answer is ministerial correction date of answer 22/01/2019 answer text <p>There are many independent social investment funds across the UK offering a broad range of products and services to civil society and private sector organisations. Social investment funds which operate independently are regulated by the relevant regulatory bodies, and subject to their own due diligence processes.</p><p> </p><p>The government has made no assessment of the demand for social investment funds.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12755 question first answered 22/01/2019 16:59:16 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1038916

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Bank Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the Written Answers by Lord Ashton of Hyde on 29 November 2018 (HL11578, HL11579, HL11580, and HL11581), whether it is HM Treasury’s responsibility to monitor the use of funds from dormant bank accounts belonging to members of the public; and if not, whose responsibility it is.
tabling member printed	Lord Mawson
uin	HL12753
answer	answer is ministerial correction date of answer 22/01/2019 answer text <p>The Big Lottery Fund is named in the Act as the distributor of dormant account money for meeting expenditure that has a social or environmental purpose in England, Scotland, Wales and Northern Ireland. Each devolved administration makes decisions on how these funds are used.</p><p> </p><p>In England, all monies so far made available from dormant bank accounts have been allocated to Big Society Capital, the world’s first social investment wholesaler. The Government established Big Society Trust to provide oversight of Big Society Capital and to ensure that this funding is spent effectively. In the devolved administrations, Big Lottery Fund plays this monitoring role.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12754 question first answered 22/01/2019 16:59:57 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1038917

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Bank Services
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is their role in monitoring the effectiveness of systems and processes relating to spending money from dormant bank accounts belonging to members of the public.
tabling member printed	Lord Mawson
uin	HL12754
answer	answer is ministerial correction date of answer 22/01/2019 answer text <p>The Big Lottery Fund is named in the Act as the distributor of dormant account money for meeting expenditure that has a social or environmental purpose in England, Scotland, Wales and Northern Ireland. Each devolved administration makes decisions on how these funds are used.</p><p> </p><p>In England, all monies so far made available from dormant bank accounts have been allocated to Big Society Capital, the world’s first social investment wholesaler. The Government established Big Society Trust to provide oversight of Big Society Capital and to ensure that this funding is spent effectively. In the devolved administrations, Big Lottery Fund plays this monitoring role.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12753 question first answered 22/01/2019 16:59:57 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1038918

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of (1) the level of demand for social investment funds, and (2) the amount those funds supply.
tabling member printed	Lord Mawson
uin	HL12755
answer	answer is ministerial correction date of answer 22/01/2019 answer text <p>There are many independent social investment funds across the UK offering a broad range of products and services to civil society and private sector organisations. Social investment funds which operate independently are regulated by the relevant regulatory bodies, and subject to their own due diligence processes.</p><p> </p><p>The government has made no assessment of the demand for social investment funds.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12752 question first answered 22/01/2019 16:59:16 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1038919

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have any evidence of social investment funds vehicles offering loans at higher interest rates than those offered by the commercial market.
tabling member printed	Lord Mawson
uin	HL12756
answer	answer is ministerial correction date of answer 24/01/2019 answer text <p>The government collects no systematic evidence of the different rates of interest offered by social and commercial lenders. Interest rates cannot be compared in isolation. Interest rates applied by all investors, including independent social investment funds, are calculated based on credit assessments and reflect the risk presented by the individual organisations seeking investment and the costs of providing finance.</p><p> </p><p>We have received no complaints that recipients of social investment are being obligated to accept any investment offer they feel is not beneficial to them. Social investors in the financial and philanthropic sectors are regulated by the respective regulatory bodies to ensure compliance to standards.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12757 question first answered 24/01/2019 12:26:55 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1038920

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Social Enterprises: Investment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have any evidence of social investment funds vehicles encouraging small charities and social enterprises to take out high interest loans.
tabling member printed	Lord Mawson
uin	HL12757
answer	answer is ministerial correction date of answer 24/01/2019 answer text <p>The government collects no systematic evidence of the different rates of interest offered by social and commercial lenders. Interest rates cannot be compared in isolation. Interest rates applied by all investors, including independent social investment funds, are calculated based on credit assessments and reflect the risk presented by the individual organisations seeking investment and the costs of providing finance.</p><p> </p><p>We have received no complaints that recipients of social investment are being obligated to accept any investment offer they feel is not beneficial to them. Social investors in the financial and philanthropic sectors are regulated by the respective regulatory bodies to ensure compliance to standards.</p> answering member printed Lord Ashton of Hyde grouped question UIN HL12756 question first answered 24/01/2019 12:26:55 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	3830 label Biography information for Lord Mawson

1038925

registered interest
date	10/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Betting
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of whether bookmakers are offering better odds to those who place bets online as opposed to those who place bets in betting shops; and if so, whether this discriminates against those whose disability means that they can only place bets in a shop.
tabling member printed	Baroness Thornton
uin	HL12762
answer	answer is ministerial correction date of answer 22/01/2019 answer text <p>Businesses, including gambling operators, are able to make commercial decisions with regards to prices offered in different locations and across different platforms and may do so for a variety of reasons, such as differences in cost bases or competition. The Gambling Commission’s focus is on ensuring the prices displayed are clear, transparent and therefore not misleading, thereby allowing a consumer to make an informed decision about whether to bet or not at the terms offered.</p><p> </p><p>If anyone believes that they may have been indirectly discriminated against because of a disability in the provision of a service, they may wish to contact the Equality and Advisory Support Service (EASS), which provides free bespoke advice and in-depth support to individuals with any discrimination concerns.</p> answering member printed Lord Ashton of Hyde question first answered 22/01/2019 16:58:33 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	1782 label Biography information for Baroness Thornton

1037607

registered interest
date	08/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Gambling: Internet
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what discussions they have had with the Children’s Commissioner about mystery boxes in online games; and whether those boxes encourage online gambling by children.
tabling member printed	Lord Hunt of Kings Heath
uin	HL12663
answer	answer is ministerial correction date of answer 17/01/2019 answer text <p>Mystery boxes in video games, also known as loot boxes do not fall under gambling law where the in-game items acquired are confined for use within the game and cannot be cashed out. However, the Government is aware of concerns that loot boxes could encourage gambling-like behaviour and longer term lead to gambling related harm, especially amongst children, and will continue to look closely at any evidence around this issue.</p><p> </p><p>In September 2018, 16 regulators from Europe and the USA, including the Gambling Commission signed a declaration which outlined common concerns around gaming and gambling. The regulators agreed to work together to monitor the characteristics of video games and social gaming and where there is potential cross-over into gambling.</p><p> </p><p>We welcomed the introduction last year by the VSC Ratings Board and PEGI of a new label for video games to warn parents where they include the opportunity to make in-games purchases such as loot boxes. Microtransactions in games—including loot boxes—are further subject to the Consumer Protection from Unfair Trading Regulations 2008 which protect against misleading or aggressive marketing.</p><p> </p><p>DCMS is working closely with the games industry, agencies such as the Video Standards Council (VSC) and others to improve online safety in games, including promoting healthy and responsible gaming. To better understand the relationship between social media and the mental health of children and young people up to 25 years old, the Chief Medical Officer will be leading a systematic review to examine all relevant international research in the area.</p><p> </p> answering member printed Lord Ashton of Hyde grouped question UIN HL12664 question first answered 17/01/2019 11:51:01 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	2024 label Biography information for Lord Hunt of Kings Heath

1037609

registered interest
date	08/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Gambling: Internet
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what action, if any, they intend to take to prohibit the use of mystery boxes in online games.
tabling member printed	Lord Hunt of Kings Heath
uin	HL12664
answer	answer is ministerial correction date of answer 17/01/2019 answer text <p>Mystery boxes in video games, also known as loot boxes do not fall under gambling law where the in-game items acquired are confined for use within the game and cannot be cashed out. However, the Government is aware of concerns that loot boxes could encourage gambling-like behaviour and longer term lead to gambling related harm, especially amongst children, and will continue to look closely at any evidence around this issue.</p><p> </p><p>In September 2018, 16 regulators from Europe and the USA, including the Gambling Commission signed a declaration which outlined common concerns around gaming and gambling. The regulators agreed to work together to monitor the characteristics of video games and social gaming and where there is potential cross-over into gambling.</p><p> </p><p>We welcomed the introduction last year by the VSC Ratings Board and PEGI of a new label for video games to warn parents where they include the opportunity to make in-games purchases such as loot boxes. Microtransactions in games—including loot boxes—are further subject to the Consumer Protection from Unfair Trading Regulations 2008 which protect against misleading or aggressive marketing.</p><p> </p><p>DCMS is working closely with the games industry, agencies such as the Video Standards Council (VSC) and others to improve online safety in games, including promoting healthy and responsible gaming. To better understand the relationship between social media and the mental health of children and young people up to 25 years old, the Chief Medical Officer will be leading a systematic review to examine all relevant international research in the area.</p><p> </p> answering member printed Lord Ashton of Hyde grouped question UIN HL12663 question first answered 17/01/2019 11:51:02 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	2024 label Biography information for Lord Hunt of Kings Heath

1036956

registered interest
date	07/01/2019
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Cybersecurity: UK Relations With EU
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what steps they will take to promote UK–EU cooperation on cybersecurity after the UK leaves the EU, including compliance with the proposed establishment of European cybersecurity certification schemes.
tabling member printed	Lord Fox
uin	HL12598
answer	answer is ministerial correction date of answer 17/01/2019 answer text <p>We remain committed to working with our European and International partners to help shape cyber security measures, which is in the interests of our wider collective security. This is clearly outlined in the 'Political Declaration', which sets out a vision for close relationship in cyber security, including through participation of certain activities of ENISA, the EU Cybersecurity Agency and the NIS Cooperation Group. The EU 'Cybersecurity Act', which sets out a framework for the development of EU wide cyber security certification schemes reached political agreement in December and we will be working with the EU to consider the future implications for this legislation as part of this close relationship. The UK will continue to apply international cyber security standards, which the EU 'Cybersecurity Act' promotes the use of, because these are in the interests of better cyber security and are important to avoid market fragmentation globally.</p> answering member printed Lord Ashton of Hyde question first answered 17/01/2019 11:49:14 answering member 4247 label Biography information for Lord Ashton of Hyde
tabling member	4322 label Biography information for Lord Fox