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1216375

registered interest
date	22/06/2020
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Income
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps her Department taking to tackle the gap in pension income for (a) people who are BAME, (b) women and (c) low paid earners.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	62301
answer	answer is ministerial correction date of answer 25/06/2020 answer text <p>The level of earnings at which workers are automatically enrolled (the earnings trigger) is subject to an annual statutory review. The review includes analysis of the equalities impact and an assessment of reducing the trigger to the National Insurance threshold.</p><p> </p><p>Since 2014/15, the annual reviews have concluded that the earnings trigger be frozen at £10,000. People earning below the trigger have a right to opt in, and if they are earning above the lower earnings limit (£6,240 in 2020-21) they will receive an employer contribution.</p><p> </p><p>Automatic enrolment has hugely increased women’s pension participation, participation across all ethnic groups, and among lower earners. Among eligible women in the private sector, participation has increased from 40% in 2012 to 86% in 2019, equal to men. Among eligible employees in the private sector earning between £10,000 and £20,000, 19% were participating into a workplace pension in 2012. As of 2019, this rate had increased to 79%, a 60 percentage point increase.</p><p><strong> </strong></p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 62302 62303 question first answered 25/06/2020 16:43:25 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1216376

registered interest
date	22/06/2020
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	National Insurance Contributions
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment her Department made of the potential merits of lowering the annual earnings necessary for auto-enrolment to the National Insurance lower earnings limit of £6240.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	62302
answer	answer is ministerial correction date of answer 25/06/2020 answer text <p>The level of earnings at which workers are automatically enrolled (the earnings trigger) is subject to an annual statutory review. The review includes analysis of the equalities impact and an assessment of reducing the trigger to the National Insurance threshold.</p><p> </p><p>Since 2014/15, the annual reviews have concluded that the earnings trigger be frozen at £10,000. People earning below the trigger have a right to opt in, and if they are earning above the lower earnings limit (£6,240 in 2020-21) they will receive an employer contribution.</p><p> </p><p>Automatic enrolment has hugely increased women’s pension participation, participation across all ethnic groups, and among lower earners. Among eligible women in the private sector, participation has increased from 40% in 2012 to 86% in 2019, equal to men. Among eligible employees in the private sector earning between £10,000 and £20,000, 19% were participating into a workplace pension in 2012. As of 2019, this rate had increased to 79%, a 60 percentage point increase.</p><p><strong> </strong></p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 62301 62303 question first answered 25/06/2020 16:43:25 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1216377

registered interest
date	22/06/2020
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Ethnic Groups
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what steps her Department is taking to increase the proportion of BAME workers who are part of the workplace pensions system.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	62303
answer	answer is ministerial correction date of answer 25/06/2020 answer text <p>The level of earnings at which workers are automatically enrolled (the earnings trigger) is subject to an annual statutory review. The review includes analysis of the equalities impact and an assessment of reducing the trigger to the National Insurance threshold.</p><p> </p><p>Since 2014/15, the annual reviews have concluded that the earnings trigger be frozen at £10,000. People earning below the trigger have a right to opt in, and if they are earning above the lower earnings limit (£6,240 in 2020-21) they will receive an employer contribution.</p><p> </p><p>Automatic enrolment has hugely increased women’s pension participation, participation across all ethnic groups, and among lower earners. Among eligible women in the private sector, participation has increased from 40% in 2012 to 86% in 2019, equal to men. Among eligible employees in the private sector earning between £10,000 and £20,000, 19% were participating into a workplace pension in 2012. As of 2019, this rate had increased to 79%, a 60 percentage point increase.</p><p><strong> </strong></p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 62301 62302 question first answered 25/06/2020 16:43:25 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1216378

registered interest
date	22/06/2020
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, what assessment her Department has made of the effect of the covid-19 outbreak on the future retirement income of (a) women, (b) BAME workers, (c) self employed workers and (d) gig economy workers.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	62304
answer	answer is ministerial correction date of answer 25/06/2020 answer text <p>Helping people to save for their futures remains a key priority for this Government. We have put in place an unprecedented package of support to strengthen job and income security during the emergency to help workers, including those disproportionately affected, to better manage costs during the crisis, while supporting longer term financial resilience.</p><p> </p><p>We are monitoring the impacts of covid-19 on workplace pension participation and saving levels and are working closely with the pensions industry and across government to understand the impact of the emergency. However, at this stage, it is not possible to draw robust conclusions on the impact of covid-19 including the impact on the self-employed, women and BAME.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 25/06/2020 16:40:15 answering member 4142 label Biography information for Guy Opperman
tabling member	491 label Biography information for Dame Angela Eagle

1216379

registered interest
date	22/06/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment his Department has made of the long term financial effect of the covid-19 outbreak on (a) women, (b) BAME workers, (c) self employed workers and (d) gig economy workers.
tabling member constituency	Wallasey
tabling member printed	Ms Angela Eagle
uin	62305
answer	answer is ministerial correction date of answer 25/06/2020 answer text <p>It is too early to assess the long-term financial impacts of the COVID-19 crisis on individual groups, but the Government recognises the challenges that the current crisis is posing to all groups in society, including the most vulnerable.</p><p> </p><p>The Government has delivered an unprecedented package of support, including the Coronavirus Job Retention Scheme, the Self-Employed Income Support Scheme, and increases to Universal Credit. This has helped protect incomes, jobs, and support those most in need.</p><p> </p><p>The Government remains committed to supporting the lowest-paid workers and helping unemployed people go back into work, and the Government is continuing to review what can be done to support those most vulnerable to job loss and to aid the UK’s economic recovery.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 25/06/2020 15:12:05 answering member 3991 label Biography information for Jesse Norman
tabling member	491 label Biography information for Dame Angela Eagle