8.1% of UC advances which were paid before 5 November 2017, have not been fully repaid as at 5 June 2019, which is the latest position available.<\/p>
Universal Credit new claim advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due. Claimants can access up to 100% of the total expected monthly award, for which they can pay back over a period of up to 12 months. From October 2021, this maximum repayment period will be extended further to 16 months.<\/p>
Notes:<\/p>
1. This data has been sourced from internal management information and was not intended for public release. It should therefore not be compared to any other similar data subsequently released by the Department.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"} } , "answeringMemberConstituency" : {"_value" : "Reading West"} , "answeringMemberPrinted" : {"_value" : "Alok Sharma"} , "dateOfAnswer" : {"_value" : "2019-06-10", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2019-06-10T14:08:16.693Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "29"} , "answeringDeptShortName" : {"_value" : "Work and Pensions"} , "answeringDeptSortName" : {"_value" : "Work and Pensions"} , "date" : {"_value" : "2019-06-04", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Universal Credit"} , "houseId" : {"_value" : "1"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"} } ], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 13 May to Question 249845 on Universal Credit, what proportion of universal credit claimants who had not fully repaid their advance as of 5 May 2019 had taken out that advance prior to 5 November 2017.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"} } , "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"} , "tablingMemberPrinted" : [{"_value" : "Steve McCabe"} ], "uin" : "259851"} , {"_about" : "http://data.parliament.uk/resources/1133337", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1133337/answer", "answerText" : {"_value" : "
A budgeting advance is available for one-off unexpected financial events for Universal Credit claimants and is repayable over a period of up to 12 monthly instalments. Claimants might be able to get help for things such as: emergency household costs, getting a job or staying in work or funeral costs.<\/p>
Between June 2015 and May 2019, 404,000 Universal Credit claims have received a budgeting advance.<\/p>
<\/p>
Notes<\/p>
<\/p>
A budgeting advance is available for one-off unexpected financial events for Universal Credit claimants and is repayable over a period of up to 12 monthly instalments. Claimants might be able to get help for things such as: emergency household costs, getting a job or staying in work or funeral costs.<\/p>
<\/p>
Of the 485,000 budgeting advances created, between June 2015 and May 2019, 49% took the maximum entitlement and 78% chose to take the maximum repayment length.<\/p>
<\/p>
From October 2021 we will be increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need.<\/p>
<\/p>
Notes <\/strong><\/p> <\/p> <\/p> <\/p> <\/p> <\/p> A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.<\/p> <\/p> The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.<\/p> <\/strong><\/p> The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
, "dateOfAnswer" : {"_value" : "2019-06-18", "_datatype" : "dateTime"}
, "groupedQuestionUIN" : {"_value" : "263678"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "previousAnswerVersion" : {"_about" : "http://data.parliament.uk/resources/1131841/answer/previousversion/123353", "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
}
, "questionFirstAnswered" : [{"_value" : "2019-06-18T15:32:14.81Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "29"}
, "answeringDeptShortName" : {"_value" : "Work and Pensions"}
, "answeringDeptSortName" : {"_value" : "Work and Pensions"}
, "date" : {"_value" : "2019-06-12", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Universal Credit"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to question 260538, what assistance is available for universal credit claimants who (a) are unable to repay their advance, (b) have already had their repayments deferred for three months, (c) are not eligible for benefit transfer or change of circumstance advances and (d) are still repaying a previous budgeting advance.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"}
}
, "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"}
, "tablingMemberPrinted" : [{"_value" : "Steve McCabe"}
], "uin" : "263677"}
, {"_about" : "http://data.parliament.uk/resources/1131842", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1131842/answer", "answerText" : {"_value" : " A key part of the process for agreeing an advance payment on Universal Credit is ensuring that the claimant can afford to repay it. We will not make advances which encourage recipients to become over-indebted.<\/p> <\/p> The Department encourages all Universal Credit claimants to actively consider how best to manage their personal budget, with additional advice and support available from work coaches and case managers. When an advance payment is appropriate, claimants decide what percentage of their expected monthly award to apply for and over what period to repay it, up to a maximum of 12 monthly instalments.<\/p> <\/strong><\/p> The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments. Outstanding repayments are actively monitored and managed, ensuring we support claimants experiencing financial challenges whilst maintaining responsibility to the taxpayer for recovery.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
, "dateOfAnswer" : {"_value" : "2019-06-18", "_datatype" : "dateTime"}
, "groupedQuestionUIN" : {"_value" : "263677"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "previousAnswerVersion" : {"_about" : "http://data.parliament.uk/resources/1131842/answer/previousversion/123355", "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
}
, "questionFirstAnswered" : [{"_value" : "2019-06-18T15:32:14.873Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "29"}
, "answeringDeptShortName" : {"_value" : "Work and Pensions"}
, "answeringDeptSortName" : {"_value" : "Work and Pensions"}
, "date" : {"_value" : "2019-06-12", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Universal Credit"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 10 June to Question 260540, what the consequences are for universal credit claimants who are unable to repay their advance within the agreed timescale.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"}
}
, "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"}
, "tablingMemberPrinted" : [{"_value" : "Steve McCabe"}
], "uin" : "263678"}
, {"_about" : "http://data.parliament.uk/resources/1136692", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1136692/answer", "answerText" : {"_value" : " Advances are in place to ensure those in genuine need are able to receive financial support. They are not additional money: they are simply an advance of entitlement.<\/p> <\/p> Either member of a couple can apply for an advance payment on behalf of the couple. Since both claimants have a joint and individual liability for the repayment of the advance, they are given written notice at the time of taking out the advance, via their Universal Credit (UC) journal, which includes the amount of the advance and of their liability to repay the advance. They will also be alerted to this UC Journal entry.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
, "dateOfAnswer" : {"_value" : "2019-07-08", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2019-07-08T16:56:29.097Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "29"}
, "answeringDeptShortName" : {"_value" : "Work and Pensions"}
, "answeringDeptSortName" : {"_value" : "Work and Pensions"}
, "date" : {"_value" : "2019-07-03", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Universal Credit"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 20 June 2019 to Question 266646, what recourse is available to a member of a joint claim whose partner has falsely confirmed that their partner knows and agrees to a universal credit advance.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"}
}
, "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"}
, "tablingMemberPrinted" : [{"_value" : "Steve McCabe"}
], "uin" : "272738"}
, {"_about" : "http://data.parliament.uk/resources/1131844", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1131844/answer", "answerText" : {"_value" : " As at 13th June 2019 the proportion of Universal Credit claimants with a benefit overpayment, who have successfully applied for a reduction in the rate at which they are repaying that overpayment, was 9.2%.<\/p> <\/p> The Department ensures that appropriate safeguards are in place to protect claimants who have deductions from their benefit to repay overpayments. If a claimant is struggling they can contact the Department\u2019s Debt Management Team to discuss lowering their repayment rate. Any adjustment to the rate of repayment will be based on the individual circumstances of the claimant.<\/p> <\/p> *The data provided in this response has been sourced from internal management information and was never intended for public release. It is not comparable to any other, similar data subsequently released by the Department.<\/em><\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
, "dateOfAnswer" : {"_value" : "2019-06-18", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "previousAnswerVersion" : {"_about" : "http://data.parliament.uk/resources/1131844/answer/previousversion/123356", "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
}
, "questionFirstAnswered" : [{"_value" : "2019-06-18T16:22:13.303Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "29"}
, "answeringDeptShortName" : {"_value" : "Work and Pensions"}
, "answeringDeptSortName" : {"_value" : "Work and Pensions"}
, "date" : {"_value" : "2019-06-12", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Universal Credit"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 6 June to Question 258971, what information her Department holds on the proportion of universal credit claimants who have successfully applied for a reduction in their deduction in the most recent period for which figures are available.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"}
}
, "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"}
, "tablingMemberPrinted" : [{"_value" : "Steve McCabe"}
], "uin" : "263679"}
, {"_about" : "http://data.parliament.uk/resources/1126933", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1126933/answer", "answerText" : {"_value" : " Before accepting a Universal Credit Advance the number of monthly repayment instalments is agreed with a claimant, up to a maximum of 12. For a variety of reasons, instalments may not occur consecutively, so claimants do not incur a penalty if it takes them more than 12 calendar months.<\/p> <\/p> The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
, "dateOfAnswer" : {"_value" : "2019-05-24", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2019-05-24T12:02:18.013Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "29"}
, "answeringDeptShortName" : {"_value" : "Work and Pensions"}
, "answeringDeptSortName" : {"_value" : "Work and Pensions"}
, "date" : {"_value" : "2019-05-15", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Universal Credit"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Work and Pensions, what penalties universal credit claimants incur if they are unable to repay their advance within 12 months.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"}
}
, "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"}
, "tablingMemberPrinted" : [{"_value" : "Steve McCabe"}
], "uin" : "254729"}
, {"_about" : "http://data.parliament.uk/resources/1133343", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1133343/answer", "answerText" : {"_value" : " Claimants are advised from the onset advances of Universal Credit are not loans. They are Universal Credit awards paid early which is then recovered over an agreed period via deductions from their Universal Credit payment. Universal Credit New Claim Advances are recovered over a maximum of 12 months, this increases to 16 months in 2021. Exceptionally, the maximum period could be deferred by up to three months. Claimants can opt to repay the advance over a shorter period. For advances made after the payment due date, the full amount is recovered immediately from arrears payable.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/4014", "label" : {"_value" : "Biography information for Sir Alok Sharma"}
}
, "answeringMemberConstituency" : {"_value" : "Reading West"}
, "answeringMemberPrinted" : {"_value" : "Alok Sharma"}
, "dateOfAnswer" : {"_value" : "2019-06-24", "_datatype" : "dateTime"}
, "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"}
, "questionFirstAnswered" : [{"_value" : "2019-06-24T16:22:46.817Z", "_datatype" : "dateTime"}
]}
, "answeringDeptId" : {"_value" : "29"}
, "answeringDeptShortName" : {"_value" : "Work and Pensions"}
, "answeringDeptSortName" : {"_value" : "Work and Pensions"}
, "date" : {"_value" : "2019-06-19", "_datatype" : "dateTime"}
, "hansardHeading" : {"_value" : "Universal Credit"}
, "houseId" : {"_value" : "1"}
, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
}
], "questionText" : "To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 18 June 2019 to Question 263677 on universal credit, what recovery methods her Department uses.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/298", "label" : {"_value" : "Biography information for Steve McCabe"}
}
, "tablingMemberConstituency" : {"_value" : "Birmingham, Selly Oak"}
, "tablingMemberPrinted" : [{"_value" : "Steve McCabe"}
], "uin" : "266645"}
, {"_about" : "http://data.parliament.uk/resources/1133346", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/1133346/answer", "answerText" : {"_value" : " Comprehensive guidance on Universal Credit Advance payments is available to all staff. This guidance is published in the Commons library and the Department is committed to refreshing this at regular intervals.<\/p> <\/p>