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A budgeting advance is available for one-off unexpected financial events for Universal Credit claimants and is repayable over a period of up to 12 monthly instalments. Claimants might be able to get help for things such as: emergency household costs, getting a job or staying in work or funeral costs.<\/p>
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Of the 485,000 budgeting advances created, between June 2015 and May 2019, 49% took the maximum entitlement and 78% chose to take the maximum repayment length.<\/p>
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From October 2021 we will be increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need.<\/p>
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Notes <\/strong><\/p> <\/p> <\/p> <\/p> <\/p> <\/p>