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The Government has made no recent assessment in relation to the effect of increasing the probate limit. In most circumstances the provision of a bank\u2019s services, including the administration around bereavement, are a commercial decision for the bank. The Government does not intervene in these decisions.<\/p>
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The treatment of customers by UK banks and building societies which are regulated by the Financial Conduct Authority (FCA) is governed by its Principles of Business. This includes a general requirement for firms to provide a prompt, efficient and fair service to all their customers, including those who have recently suffered a bereavement. The FCA does not have specific rules or guidance regarding probate in its rules. However, all firms regulated by the FCA are bound by its Principles which apply to the way banks and building societies conduct themselves. This includes how they handle probate.<\/p>
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