The pricing and availability of mortgages is a commercial decision for lenders in which the Government does not intervene.<\/p>
<\/p>
However, we recognise this will be a concerning time for all households with a mortgage. The Prime Minister has been clear, the best and most important way that we can keep costs and interest rates down for people is to halve inflation, and then return it to the 2% target.<\/p>
<\/p>
Following the commitments agreed to support borrowers in December, the Chancellor met with mortgage lenders, UK Finance and the Financial Conduct Authority on 23 June. At this meeting, lenders agreed to a new Mortgage Charter to support borrowers struggling with their mortgage payments, which was published on 26 June. This sets out the standards lenders will adopt when helping their customers, including new flexibilities to help customers manage their mortgage payments over a short period.<\/p>
<\/p>
This is in addition to the measures the Government has already taken aimed at helping people to avoid repossession, including Support for Mortgage Interest (SMI) loans, and protection in the courts through the Pre-Action Protocol.<\/p>
<\/p>
If mortgage holders are concerned about making their repayment, they must speak to their lender as soon as possible. Contacting them will not affect their credit score.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4726", "label" : {"_value" : "Biography information for Baroness Penn"} } , "answeringMemberPrinted" : {"_value" : "Baroness Penn"} , "dateOfAnswer" : {"_value" : "2023-07-18", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2023-07-18T11:13:12.497Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "14"} , "answeringDeptShortName" : {"_value" : "Treasury"} , "answeringDeptSortName" : {"_value" : "Treasury"} , "date" : {"_value" : "2023-07-12", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Mortgages: Government Assistance"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask His Majesty's Government what plans they have, if any, to support individuals and families facing difficulties in accessing affordable mortgages due to elevated interest rates.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1796", "label" : {"_value" : "Biography information for Lord Taylor of Warwick"} } , "tablingMemberPrinted" : [{"_value" : "Lord Taylor of Warwick"} ], "uin" : "HL9303"} , {"_about" : "http://data.parliament.uk/resources/1244647", "AnsweringBody" : [{"_value" : "Parliamentary Works Sponsor Body"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/1244647/answer", "answerText" : {"_value" : "
The strategic review of the Restoration and Renewal Pogramme, which is currently being conducted by the Sponsor Body and Delivery Authority, has considered the possibility of the two Houses sharing some facillities during any period of decant, including catering and library functions. However, the desirability of doing so would be subject to the agreement of both Houses, if recommended as part of the decant strategy proposed by the strategic review. The strategic review's draft recommendations will be considered by the Sponsor Body Board in November. The report will then be discussed with both Houses before it is published.<\/p>
The possibility of combining or rationalising facilities after the Palace has been restored has not been considered by the Sponsor Body and would be a matter for both Houses to determine rather than the Programme.<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/2542", "label" : {"_value" : "Biography information for Baroness Scott of Needham Market"} } , "answeringMemberPrinted" : {"_value" : "Baroness Scott of Needham Market"} , "dateOfAnswer" : {"_value" : "2020-10-21", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2020-10-21T14:10:44.283Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "207"} , "answeringDeptShortName" : {"_value" : "Parliamentary Works Sponsor Body"} , "answeringDeptSortName" : {"_value" : "Parliamentary Works Sponsor Body"} , "date" : {"_value" : "2020-10-19", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Palace of Westminster: Repairs and Maintenance"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask the Parliamentary Works Sponsor Body what discussions they have had about (1) the combining, and (2) the rationalising, of facilities as part of the Palace of Westminster Restoration and Renewal Programme, including of (a) libraries, (b) refreshment facilities, (c) family rooms, and (d) car parking, (i) during, and (ii) after, any such restoration work.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/1387", "label" : {"_value" : "Biography information for Lord Mann"} } , "tablingMemberPrinted" : [{"_value" : "Lord Mann"} ], "uin" : "HL9303"} , {"_about" : "http://data.parliament.uk/resources/935186", "AnsweringBody" : [{"_value" : "Department for International Development"} ], "answer" : {"_about" : "http://data.parliament.uk/resources/935186/answer", "answerText" : {"_value" : "
DFID Burma has not commissioned consultancy and advice services. However, some of the programmes that DFID supports have commissioned consultancy, particularly for design and evaluation purposes.<\/p>
<\/p>"} , "answeringMember" : {"_about" : "http://data.parliament.uk/members/1091", "label" : {"_value" : "Biography information for Lord Bates"} } , "answeringMemberPrinted" : {"_value" : "Lord Bates"} , "dateOfAnswer" : {"_value" : "2018-07-12", "_datatype" : "dateTime"} , "isMinisterialCorrection" : {"_value" : "false", "_datatype" : "boolean"} , "questionFirstAnswered" : [{"_value" : "2018-07-12T15:30:00.03Z", "_datatype" : "dateTime"} ]} , "answeringDeptId" : {"_value" : "20"} , "answeringDeptShortName" : {"_value" : "International Development"} , "answeringDeptSortName" : {"_value" : "International Development"} , "date" : {"_value" : "2018-07-05", "_datatype" : "dateTime"} , "hansardHeading" : {"_value" : "Burma: Overseas Aid"} , "houseId" : {"_value" : "2"} , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25277", "prefLabel" : {"_value" : "House of Lords"} } ], "questionText" : "To ask Her Majesty's Government which companies have provided consultancy and advice services to the Department for International Development regarding Burma in (1) 2016\u201317, and (2) 2017\u201318; and what was the value of each of those contracts with those companies.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"} , "tablingMember" : {"_about" : "http://data.parliament.uk/members/2539", "label" : {"_value" : "Biography information for Baroness Northover"} } , "tablingMemberPrinted" : [{"_value" : "Baroness Northover"} ], "uin" : "HL9303"} ], "itemsPerPage" : 10, "page" : 0, "startIndex" : 1, "totalResults" : 3, "type" : ["http://purl.org/linked-data/api/vocab#ListEndpoint", "http://purl.org/linked-data/api/vocab#Page"]} }