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HM TREASURY<\/p>
<\/p>
<\/p>
<\/p>
Gregg McClymont MP<\/p>
<\/p>
CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST<\/strong><\/p> <\/p> To ask Mr Chancellor of the Exchequer, how many people made the maximum allowed contribution to an ISA in each of the last three years; and how many he estimates will do so in each of the next three years as a result of changes announced in the 2014 Budget. 195422<\/p> <\/p> DAVID GAUKE<\/p> In 2010-11, around 1.2 million individuals made full use of their (£10,200) ISA allowance. Figures for more recent years are not yet available.<\/p> <\/p> As announced at Budget 2014, from 1 July 2014 the overall annual New ISA subscription limit will be increased to £15,000 and can be used for either cash or stocks and shares investments, or any combination of the two, up to this limit. Over 6 million people are expected to benefit from these increases, including over 5 million adults currently making full use of the cash ISA limit.<\/p> <\/p> Estimates of the numbers of individuals expected to save at the new limit in each of the next three years are not available.<\/p> <\/p> <\/p>"}
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], "questionText" : "To ask Mr Chancellor of the Exchequer, how many people made the maximum allowed contribution to an ISA in each of the last three years; and how many he estimates will do so in each of the next three years as a result of changes announced in the 2014 Budget.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
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, {"_about" : "http://data.parliament.uk/resources/47170", "AnsweringBody" : [{"_value" : "HM Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/47170/answer", "answerText" : {"_value" : " HM TREASURY<\/p> <\/p> <\/p> <\/p> MP Gregg McClymont MP<\/p> <\/p> CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST<\/strong><\/p> <\/p> To ask Mr Chancellor of the Exchequer if he will publish an impact assessment of planned changes to pensions from 2015 as announced in the 2014 Budget 195423<\/p> <\/p> DAVID GAUKE<\/p> The expected Exchequer impacts over the forecast period of the changes made to private pensions taxation as announced at Budget 2014 were included in the Taxes Information and Impact Note \u201cIncreasing Pension Flexibility\u201d published on 19 March 2014 and can be found in Table 2.1 (p.56) of the Red Book.<\/p> <\/p> The Treasury announced in paragraph 1.13 of \u201cFreedom of Choice in Pensions\u201d that \u201cit intends to publish draft legislation for a short technical consultation prior to the introduction of the legislation that will enact the changes from April 2015\u201d. A consultation impact assessment will be published alongside this draft legislation.<\/p> <\/p> <\/p>"}
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, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask Mr Chancellor of the Exchequer, if he will publish an impact assessment of planned changes to pensions from 2015 as announced in the 2014 Budget.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/3949", "label" : {"_value" : "Biography information for Gregg McClymont"}
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, "tablingMemberPrinted" : [{"_value" : "Gregg McClymont"}
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, {"_about" : "http://data.parliament.uk/resources/47365", "AnsweringBody" : [{"_value" : "Department for Work and Pensions"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/47365/answer", "answerText" : {"_value" : " No such estimate has been made.<\/p> <\/p> The single-tier pension will be set above the level of the Standard Minimum Guarantee for a single person. This means that for people reaching State Pension age from April 2016 onwards, anyone who has built up 35 qualifying years through National Insurance contributions and credits should have an income above the level of the basic means test, regardless of how much they earned during their working life.<\/p> <\/p> Some pensioners will still require means-tested support, and at a given level of retirement income an individual's eligibility will depend on a number of factors. These include the level and nature of their housing costs, whether they are single or in a couple, whether they have additional needs associated with caring or severe disability and whether they reached State Pension age before or after the introduction of the single-tier pension.<\/p> <\/p> Whether or not a particular salary level in working life would lead to an income in retirement that is high enough to avoid eligibility for any means-tested benefits will also depend on the choices an individual makes, including how much of their income to save for retirement.<\/p>"}
, "answeringMember" : {"_about" : "http://data.parliament.uk/members/220", "label" : {"_value" : "Biography information for Steve Webb"}
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], "questionText" : "To ask the Secretary of State for Work and Pensions, what estimate he has made of the minimum income per annum required during an individual's working life to prevent the need to claim means-tested benefits in retirement.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/3949", "label" : {"_value" : "Biography information for Gregg McClymont"}
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, "tablingMemberPrinted" : [{"_value" : "Gregg McClymont"}
], "uin" : "195426"}
, {"_about" : "http://data.parliament.uk/resources/47367", "AnsweringBody" : [{"_value" : "HM Treasury"}
], "answer" : {"_about" : "http://data.parliament.uk/resources/47367/answer", "answerText" : {"_value" : " HM TREASURY<\/p> <\/p> <\/p> <\/p> Gregg McClymont MP<\/p> <\/p> CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST<\/strong><\/p> <\/p> To ask Mr Chancellor of the Exchequer, what comparative analysis he has carried out of the effects of the changes to pensions set out in the 2014 Budget on men and women. [195427]<\/p> <\/p> DAVID GAUKE<\/p> At Budget 2014 the Chancellor announced changes which increase the flexibility of pensions, some of which took effect on 27th<\/sup> March 2014.<\/p> <\/p> The increases to the small pot and trivial commutation limits are believed to benefit women proportionately more than men, as they are more likely to have smaller pension wealth. Reducing the minimum income requirement for flexible drawdown is also expected to have a disproportionate impact on women, as they are less likely to have a large pension pot than men.<\/p> HMRC's Tax Information and Impact Note presents further information on the estimated impacts of the 2014 changes:<\/p> <\/p><\/td> AME<\/p><\/td> Revenue<\/p><\/td><\/tr> 2014-15<\/p><\/td> 0<\/p><\/td> 0<\/p><\/td><\/tr> 2015-16<\/p><\/td> -15<\/p><\/td> +415<\/p><\/td><\/tr> 2016-17<\/p><\/td> -50<\/p><\/td> +410<\/p><\/td><\/tr> 2017-18<\/p><\/td> -65<\/p><\/td> 0<\/p><\/td><\/tr> 2018-19<\/p><\/td> -65<\/p><\/td> 0<\/p><\/td><\/tr> 2019-20<\/p><\/td> -60<\/p><\/td> 0<\/p><\/td><\/tr> 2020-21<\/p><\/td> -60<\/p><\/td> 0<\/p><\/td><\/tr> 2021-22<\/p><\/td> -55<\/p><\/td> 0<\/p><\/td><\/tr> 2022-23<\/p><\/td> -55<\/p><\/td> 0<\/p><\/td><\/tr> 2023-24<\/p><\/td> -55<\/p><\/td> 0<\/p><\/td><\/tr> 2024-25<\/p><\/td> -50<\/p><\/td> 0<\/p><\/td><\/tr> 2025-26<\/p><\/td> -45<\/p><\/td> 0<\/p><\/td><\/tr> 2026-27<\/p><\/td> -45<\/p><\/td> 0<\/p><\/td><\/tr> 2027-28<\/p><\/td> -40<\/p><\/td> 0<\/p><\/td><\/tr> 2028-29<\/p><\/td> -40<\/p><\/td> 0<\/p><\/td><\/tr> 2029-30<\/p><\/td> -35<\/p><\/td> 0<\/p><\/td><\/tr> 2030-31<\/p><\/td> -35<\/p><\/td> 0<\/p><\/td><\/tr> 2031-32<\/p><\/td> -30<\/p><\/td> 0<\/p><\/td><\/tr> 2032-33<\/p><\/td> -30<\/p><\/td> 0<\/p><\/td><\/tr> 2033-34<\/p><\/td> -25<\/p><\/td> 0<\/p><\/td><\/tr><\/tbody><\/table> <\/p> Notes to table: Figures are in £m, 2013-14 price terms, rounded to nearest £5m.<\/p>"}
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, "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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], "questionText" : "To ask the Secretary of State for Work and Pensions, what estimate he has made of the cost to the public purse of the top-up of state pensions for each of the next 20 financial years.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
, "tablingMember" : {"_about" : "http://data.parliament.uk/members/3949", "label" : {"_value" : "Biography information for Gregg McClymont"}
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