{ "format" : "linked-data-api", "version" : "0.2", "result" : {"_about" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-date=2019-06-07&tablingMemberConstituency=Wallasey&max-answer.questionFirstAnswered.=2019-06-13T13%3A54%3A40.053Z", "definition" : "http://eldaddp.azurewebsites.net/meta/answeredquestions.text?min-date=2019-06-07&tablingMemberConstituency=Wallasey&max-answer.questionFirstAnswered.=2019-06-13T13%3A54%3A40.053Z", "extendedMetadataVersion" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-date=2019-06-07&tablingMemberConstituency=Wallasey&_metadata=all&max-answer.questionFirstAnswered.=2019-06-13T13%3A54%3A40.053Z", "first" : "http://eldaddp.azurewebsites.net/answeredquestions.text?_page=0&min-date=2019-06-07&tablingMemberConstituency=Wallasey&max-answer.questionFirstAnswered.=2019-06-13T13%3A54%3A40.053Z", "hasPart" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-date=2019-06-07&tablingMemberConstituency=Wallasey&max-answer.questionFirstAnswered.=2019-06-13T13%3A54%3A40.053Z", "isPartOf" : "http://eldaddp.azurewebsites.net/answeredquestions.text?min-date=2019-06-07&tablingMemberConstituency=Wallasey&max-answer.questionFirstAnswered.=2019-06-13T13%3A54%3A40.053Z", "items" : [{"_about" : "http://data.parliament.uk/resources/1130880", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/1130880/answer", "answerText" : {"_value" : "<p>The Financial Conduct Authority (FCA) introduced rules in 2015 to require contract-based pension providers to set up independent governance committees (IGCs) to address poor consumer outcomes.<\/p><p>IGCs have a duty to scrutinise the value for money of the provider\u2019s workplace personal pension schemes, taking into account transaction costs, raising concerns and making recommendations to the provider\u2019s board as appropriate. IGCs have a duty to assess whether all the investment choices available, including default options, are suitable for the interests of consumers.<\/p><p>In 2016, the FCA reviewed IGCs and found that they were \u201cgenerally effective\u201d in influencing and advancing cost reductions for members. The review also found that the Independent Project Board\u2019s work in auditing high legacy charges and implementing IGCs had been successful. As a result, a substantial majority of consumers received improved outcomes regarding costs and charges, with 1m consumers receiving reduced costs and charges.<\/p><p>The FCA has announced that it will undertake a further review of IGCs in 2019/20.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
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        , "answeringMemberPrinted" : {"_value" : "John Glen"}
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        , {"_value" : "262257"}
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        , "questionFirstAnswered" : [{"_value" : "2019-06-13T13:34:39.917Z", "_datatype" : "dateTime"}
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      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Workplace Pensions"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
      }
      ], "questionText" : "To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure that (a) investment choices available to workplace pension customers are regularly reviewed by Independent Governance Committees and (b) those investment choices are aligned with the interests of customers.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/491", "label" : {"_value" : "Biography information for Dame Angela Eagle"}
      }
      , "tablingMemberConstituency" : {"_value" : "Wallasey"}
      , "tablingMemberPrinted" : [{"_value" : "Ms Angela Eagle"}
      ], "uin" : "262255"}
    , {"_about" : "http://data.parliament.uk/resources/1130881", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/1130881/answer", "answerText" : {"_value" : "<p>The Financial Conduct Authority (FCA) introduced rules in 2015 to require contract-based pension providers to set up independent governance committees (IGCs) to address poor consumer outcomes.<\/p><p>IGCs have a duty to scrutinise the value for money of the provider\u2019s workplace personal pension schemes, taking into account transaction costs, raising concerns and making recommendations to the provider\u2019s board as appropriate. IGCs have a duty to assess whether all the investment choices available, including default options, are suitable for the interests of consumers.<\/p><p>In 2016, the FCA reviewed IGCs and found that they were \u201cgenerally effective\u201d in influencing and advancing cost reductions for members. The review also found that the Independent Project Board\u2019s work in auditing high legacy charges and implementing IGCs had been successful. As a result, a substantial majority of consumers received improved outcomes regarding costs and charges, with 1m consumers receiving reduced costs and charges.<\/p><p>The FCA has announced that it will undertake a further review of IGCs in 2019/20.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
        }
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        , "answeringMemberPrinted" : {"_value" : "John Glen"}
        , "dateOfAnswer" : {"_value" : "2019-06-13", "_datatype" : "dateTime"}
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        , "questionFirstAnswered" : [{"_value" : "2019-06-13T13:34:39.963Z", "_datatype" : "dateTime"}
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      , "answeringDeptShortName" : {"_value" : "Treasury"}
      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Workplace Pensions"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Chancellor of the Exchequer, if he will make it his policy that Independent Governance Committees attached to contract-based workplace pensions have a duty to monitor the suitability of the retail fund choices available to scheme members.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/491", "label" : {"_value" : "Biography information for Dame Angela Eagle"}
      }
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      , "tablingMemberPrinted" : [{"_value" : "Ms Angela Eagle"}
      ], "uin" : "262256"}
    , {"_about" : "http://data.parliament.uk/resources/1130882", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/1130882/answer", "answerText" : {"_value" : "<p>The Financial Conduct Authority (FCA) introduced rules in 2015 to require contract-based pension providers to set up independent governance committees (IGCs) to address poor consumer outcomes.<\/p><p>IGCs have a duty to scrutinise the value for money of the provider\u2019s workplace personal pension schemes, taking into account transaction costs, raising concerns and making recommendations to the provider\u2019s board as appropriate. IGCs have a duty to assess whether all the investment choices available, including default options, are suitable for the interests of consumers.<\/p><p>In 2016, the FCA reviewed IGCs and found that they were \u201cgenerally effective\u201d in influencing and advancing cost reductions for members. The review also found that the Independent Project Board\u2019s work in auditing high legacy charges and implementing IGCs had been successful. As a result, a substantial majority of consumers received improved outcomes regarding costs and charges, with 1m consumers receiving reduced costs and charges.<\/p><p>The FCA has announced that it will undertake a further review of IGCs in 2019/20.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
        }
        , "answeringMemberConstituency" : {"_value" : "Salisbury"}
        , "answeringMemberPrinted" : {"_value" : "John Glen"}
        , "dateOfAnswer" : {"_value" : "2019-06-13", "_datatype" : "dateTime"}
        , "groupedQuestionUIN" : [{"_value" : "262255"}
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        , "questionFirstAnswered" : [{"_value" : "2019-06-13T13:34:40.01Z", "_datatype" : "dateTime"}
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      , "answeringDeptId" : {"_value" : "14"}
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      , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Workplace Pensions"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Chancellor of the Exchequer, what assessment his Department has made of the adequacy of scrutiny by Independent Governance Committees of the retail funds offered within workplace pensions products.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/491", "label" : {"_value" : "Biography information for Dame Angela Eagle"}
      }
      , "tablingMemberConstituency" : {"_value" : "Wallasey"}
      , "tablingMemberPrinted" : [{"_value" : "Ms Angela Eagle"}
      ], "uin" : "262257"}
    , {"_about" : "http://data.parliament.uk/resources/1130883", "AnsweringBody" : [{"_value" : "Treasury"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/1130883/answer", "answerText" : {"_value" : "<p>This is a matter for the Financial Conduct Authority (FCA), which is operationally independent from Government. The question has been passed on to the FCA. The FCA will reply directly to the Member by letter. A copy of the letter will be placed in the Library of the House.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4051", "label" : {"_value" : "Biography information for John Glen"}
        }
        , "answeringMemberConstituency" : {"_value" : "Salisbury"}
        , "answeringMemberPrinted" : {"_value" : "John Glen"}
        , "dateOfAnswer" : {"_value" : "2019-06-13", "_datatype" : "dateTime"}
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        , "questionFirstAnswered" : [{"_value" : "2019-06-13T13:30:26.157Z", "_datatype" : "dateTime"}
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      , "answeringDeptId" : {"_value" : "14"}
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      , "answeringDeptSortName" : {"_value" : "Treasury"}
      , "date" : {"_value" : "2019-06-10", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Workplace Pensions"}
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      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Chancellor of the Exchequer, if his Department will make an assessment of the potential conflict of interests in the business model of vertically integrated companies offering retail investment platforms, asset management and workplace pensions products.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/491", "label" : {"_value" : "Biography information for Dame Angela Eagle"}
      }
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      , "tablingMemberPrinted" : [{"_value" : "Ms Angela Eagle"}
      ], "uin" : "262258"}
    , {"_about" : "http://data.parliament.uk/resources/1130693", "AnsweringBody" : [{"_value" : "Department for Education"}
      ], "answer" : {"_about" : "http://data.parliament.uk/resources/1130693/answer", "answerText" : {"_value" : "<p>My right hon. Friend, the Secretary of State for Education, has not met with the Regional Schools Commissioner (RSC) for Lancashire and West Yorkshire in relation to the closure of Emslie Morgan Academy. My noble friend, the Parliamentary Under-Secretary of State, has however discussed the closure of Emslie Morgan Academy with the RSC and officials. The decision to close Emslie Morgan Academy was taken by the department, following the careful consideration of all available options.<\/p>"}
        , "answeringMember" : {"_about" : "http://data.parliament.uk/members/4113", "label" : {"_value" : "Biography information for Nadhim Zahawi"}
        }
        , "answeringMemberConstituency" : {"_value" : "Stratford-on-Avon"}
        , "answeringMemberPrinted" : {"_value" : "Nadhim Zahawi"}
        , "dateOfAnswer" : {"_value" : "2019-06-12", "_datatype" : "dateTime"}
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        , "questionFirstAnswered" : [{"_value" : "2019-06-12T12:13:56.467Z", "_datatype" : "dateTime"}
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      , "answeringDeptShortName" : {"_value" : "Education"}
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      , "date" : {"_value" : "2019-06-07", "_datatype" : "dateTime"}
      , "hansardHeading" : {"_value" : "Emslie Morgan Academy: Closures"}
      , "houseId" : {"_value" : "1"}
      , "legislature" : [{"_about" : "http://data.parliament.uk/terms/25259", "prefLabel" : {"_value" : "House of Commons"}
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      ], "questionText" : "To ask the Secretary of State for Education, what recent discussions he has had with the Regional Schools Commissioner for Yorkshire and Lancashire on the closure of Emslie Morgan Academy.", "registeredInterest" : {"_value" : "false", "_datatype" : "boolean"}
      , "tablingMember" : {"_about" : "http://data.parliament.uk/members/491", "label" : {"_value" : "Biography information for Dame Angela Eagle"}
      }
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      , "tablingMemberPrinted" : [{"_value" : "Ms Angela Eagle"}
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